OCFC (OceanFirst Financial) YoY EPS Growth: -114.29% (As of Jun. 2026)

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OCFC OceanFirst Financial Corp OCFC
75 GF Score
Price $18.63
GF Value $20.11
Valuation Fairly Valued
! 9 Warning Signs
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What is OceanFirst Financial YoY EPS Growth?

OceanFirst Financial OCFC -1.74% 75 YoY EPS Growth is -114.29% as of Jun. 2026. GuruFocus rates OCFC with a GF Score™ of 75/100 and a GF Value™ of $20.11 (Fairly Valued). The stock has 9 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. OceanFirst Financial's YoY EPS Growth for the quarter that ended in Jun. 2026 was -114.29%.

OceanFirst Financial's Earnings per Share (Diluted) for the three months ended in Jun. 2026 was $-0.04.

OceanFirst Financial YoY EPS Growth Historical Data

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The historical data trend for OceanFirst Financial's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OceanFirst Financial YoY EPS Growth Chart

OceanFirst Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 74.51 35.96 -29.75 -2.94 -29.09

OceanFirst Financial Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -30.00 -28.57 -36.11 2.86 -114.29
OCFC
75GF Score
OceanFirst Financial Corp OCFC
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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OceanFirst Financial YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

OceanFirst Financial's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(1.17-1.65)/ | 1.65 |
=-29.09 %

OceanFirst Financial's YoY EPS Growth for the quarter that ended in Jun. 2026 is calculated as:

YoY EPS Growth (Q: Jun. 2026 )
=(Earnings per Share (Diluted) (Q: Jun. 2026 )-Earnings per Share (Diluted) (Q: Jun. 2025 )) / | Earnings per Share (Diluted) (Q: Jun. 2025 )) |
=(-0.04-0.28)/ | 0.28 |
=-114.29 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of -114.29% mean?
OceanFirst Financial (OCFC) has a YoY EPS Growth of -114.29% as of Jun. 2026. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for OceanFirst Financial and its competitors.
Is OceanFirst Financial's YoY EPS Growth too high?
OceanFirst Financial's current YoY EPS Growth is -114.29%. Overall, OceanFirst Financial has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OceanFirst Financial's YoY EPS Growth compare to NBHC and LOB?
OceanFirst Financial's YoY EPS Growth of -114.29% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for OceanFirst Financial and its competitors. OceanFirst Financial's current YoY EPS Growth is -114.29%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OceanFirst Financial stock overvalued right now?
Based on GuruFocus' analysis, OceanFirst Financial (OCFC) is currently considered Fairly Valued. The stock's GF Value™ is $20.11, compared to a current price of $18.63 — trading 7.4% below its estimated fair value. The current YoY EPS Growth is -114.29%. OceanFirst Financial's overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For OceanFirst Financial (OCFC), the current YoY EPS Growth is -114.29% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OceanFirst Financial (OCFC) Overvalued in 2026?

Based on GuruFocus' analysis, OceanFirst Financial stock appears to be undervalued. The current stock price of $18.63 is trading 7.4% below its estimated GF Value™ of $20.11. GuruFocus considers OceanFirst Financial to be Fairly Valued.

Key valuation signals for OCFC:

  • YoY EPS Growth: -114.29%
  • GF Value™: $20.11 vs. price of $18.63 (7.4% below fair value)
  • GF Score™: 75/100 with 9 warning signs

No single metric tells the full story. See the OCFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

OceanFirst Financial Business Description

Address 110 West Front Street, Red Bank, NJ, USA, 07701
OceanFirst Financial Corp is engaged in the banking sector of the United States. It conducts the business of attracting retail and business deposits and investing them in loans, consisting of single-family, owner-occupied residential mortgage loans and commercial real estate loans. The company's sole segment deals with the delivery of loan and deposit products to customers. The bank's revenues are derived principally from interest on its loans, and to a lesser extent, interest on its investment and mortgage-backed securities. The rest of its income is dependent on bank card services and wealth management products and services.
75GF Score

Get the complete analysis for OCFC

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.63
Price
$20.11
GF Value