Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
OceanFirst Financial's EPS (Basic) for the
three
months ended in Jun. 2026 was $-0.04.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was $0.85.
OceanFirst Financial (NAS:OCFC) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
OceanFirst Financial Earnings per Share (Diluted) Related Terms
OceanFirst Financial Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for OceanFirst Financial's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OceanFirst Financial Earnings per Share (Diluted) Chart
OCFC vs HOPE, BFC, OBK: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, OceanFirst Financial's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OceanFirst Financial PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, OceanFirst Financial's PE Ratio distribution charts can be found below:
* The bar in red indicates where OceanFirst Financial's PE Ratio falls into.
OceanFirst Financial Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
OceanFirst Financial's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.85
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $0.85 mean?
OceanFirst Financial (OCFC) has a Earnings per Share (Diluted) of $0.85 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on OceanFirst Financial and its competitors. According to the industry distribution chart, OceanFirst Financial ranks #1329 out of 1409 companies in the Banks industry, placing it in the top 94.3%.
Is OceanFirst Financial's Earnings per Share (Diluted) too high?
OceanFirst Financial's current Earnings per Share (Diluted) is $0.85. The Banks industry median Earnings per Share (Diluted) is 7.50. OceanFirst Financial's value of $0.85 is 88.7% below this industry median. Based on the distribution chart, OceanFirst Financial ranks #1329 out of 1409 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, OceanFirst Financial has a GF Score™ of 75/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does OceanFirst Financial's Earnings per Share (Diluted) compare to HOPE and BFC?
According to the Banks industry distribution chart, OceanFirst Financial ranks #1329 out of 1409 companies for Earnings per Share (Diluted). This places OceanFirst Financial in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.50. OceanFirst Financial's value of $0.85 is 88.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OceanFirst Financial's current Earnings per Share (Diluted) of $0.85 is 88.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on OceanFirst Financial and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OceanFirst Financial's current Earnings per Share (Diluted) is $0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OceanFirst Financial stock overvalued right now?
Based on GuruFocus' analysis, OceanFirst Financial (OCFC) is currently considered Fairly Valued. The stock's GF Value™ is $19.85, compared to a current price of $19.07 — trading 3.9% below its estimated fair value. The current Earnings per Share (Diluted) is $0.85 and 88.7% below the Banks industry median of 7.50. OceanFirst Financial's overall GF Score™ is 75/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For OceanFirst Financial (OCFC), the current Earnings per Share (Diluted) is $0.85 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is OceanFirst Financial (OCFC) Overvalued in 2026?
Based on GuruFocus' analysis, OceanFirst Financial stock appears to be undervalued.
The current stock price of $19.07 is trading 3.9% below its estimated GF Value™ of $19.85.
GuruFocus considers OceanFirst Financial to be Fairly Valued.
Key valuation signals for OCFC:
Earnings per Share (Diluted): $0.85
GF Value™: $19.85 vs. price of $19.07 (3.9% below fair value)
Industry Position: 88.7% below the Banks median (#1329 of 1409)
No single metric tells the full story. See the OCFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
OceanFirst Financial Corp is engaged in the banking sector of the United States. It conducts the business of attracting retail and business deposits and investing them in loans, consisting of single-family, owner-occupied residential mortgage loans and commercial real estate loans. The company's sole segment deals with the delivery of loan and deposit products to customers. The bank's revenues are derived principally from interest on its loans, and to a lesser extent, interest on its investment and mortgage-backed securities. The rest of its income is dependent on bank card services and wealth management products and services.
75GF Score
Get the complete analysis for OCFC
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
OCFC has been successfully added to your 
