OCFC (OceanFirst Financial) Margin of Safety % (DCF FCF Based) : 18.90% (As of Apr. 12, 2025)

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What is OceanFirst Financial Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2025-04-12), OceanFirst Financial's Predictability Rank is 3-Stars. OceanFirst Financial's intrinsic value calculated from the Discounted FCF model is $21.92 and current share price is $14.76. Consequently,

OceanFirst Financial's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 18.90%.

Competitive Comparison of OceanFirst Financial's Margin of Safety % (DCF FCF Based)

For the Banks - Regional subindustry, OceanFirst Financial's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OceanFirst Financial's Margin of Safety % (DCF FCF Based) Distribution in the Banks Industry

For the Banks industry and Financial Services sector, OceanFirst Financial's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where OceanFirst Financial's Margin of Safety % (DCF FCF Based) falls into.

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OceanFirst Financial Margin of Safety % (DCF FCF Based) Calculation

OceanFirst Financial's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)	=	(Intrinsic Value: DCF (FCF Based)	-	Current Price)	/	Intrinsic Value: DCF (FCF Based)
	=	(18.20	-	14.76)	/	18.20
	=	18.90 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

OceanFirst Financial Margin of Safety % (DCF FCF Based) Related Terms

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OceanFirst Financial Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » OceanFirst Financial Corp (NAS:OCFC) » Definitions » Margin of Safety % (DCF FCF Based)

Comparable Companies

Traded in Other Exchanges

OCFCP.PFD:USA

Address

110 West Front Street, Red Bank, NJ, USA, 07701

Website

https://www.oceanfirst.com

OceanFirst Financial Corp is engaged in the banking sector of the United States. It conducts the business of attracting retail and business deposits and investing them in loans, consisting of single-family, owner-occupied residential mortgage loans, and commercial real estate loans. The company's sole segment deals with the delivery of loan and deposit products to customers. The bank's revenues are derived principally from interest on its loans, and to a lesser extent, interest on its investment and mortgage-backed securities. The rest of its income is dependent on bank card services and wealth management products and services.

Executives

Murphy Joseph M. Jr.	director	110 WEST FRONT STREET, RED BANK NJ 07701
Brian Schaeffer	other: EVP & CIO, OceanFirst Bank	975 HOOPER AVENUE, TOMS RIVER NJ 08753
Christopher Maher	director, officer: Chairman, President and CEO	209 HAVEMEYER STREET, BROOKLYN NY 11211
Steven James Tsimbinos	officer: Executive VP/Corp. Secretary	C/O OCEANFIRST BANK, 975 HOOPER AVENUE, TOMS RIVER NJ 08753
Anthony Iii Giordano	other: Chief Retail Officer, OFB	4 KELLY LANE, LONG BRANCH NJ 07740
Joseph Iii Lebel	other: EVP, CBO OceanFirst Bank	975 HOOPER AVENUE, TOMS RIVER NJ 08754
Michele B Estep	officer: Chief Administrative Officer	226 LANDIS AVENUE, VINELAND NJ 08360
Angela K Ho	officer: SVP/Chief Accounting Off.	975 HOOPER AVENUE, TOMS RIVER NJ 08753
John F Barros	director	975 HOOPER AVENUE, TOMS RIVER NJ 08753
Robert C Garrett	director	110 WEST FRONT STREET, RED BANK NJ 07701
David Berninger	officer: EVP & Chief Risk Officer	975 HOOPER AVENUE, TOMS RIVER NJ 08753
Dalila Wilson-scott	director	110 WEST FRONT STREET, RED BANK NJ 07701
Oceanfirst Financial Corp	director	975 HOOPER AVENUE, TOMS RIVER NJ 08723
Jack M. Farris	director	C/O OCEANFIRST BANK, 975 HOOPER AVE., TOMS RIVER NJ 08754
Patrick Sean Barrett	officer: Executive Vice President & CFO	C/O FULTON FINANCIAL CORPORATION, ONE PENN SQUARE, LANCASTER PA 17602