SpareBank 1 Ostlandet (OSL:SPOL) Beginning Cash Position: kr788 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:SPOL SpareBank 1 Ostlandet OSL:SPOL
64 GF Score
Price kr194.46
GF Value kr165.46
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is SpareBank 1 Ostlandet Beginning Cash Position?

SpareBank 1 Ostlandet OSL:SPOL -0.33% 64 Beginning Cash Position is kr788 Mil as of Mar. 2026. GuruFocus rates OSL:SPOL with a GF Score™ of 64/100 and a GF Value™ of kr165.46 (Modestly Overvalued). The stock has 7 warning signs investors should review.

SpareBank 1 Ostlandet's Beginning Cash Position for the quarter that ended in Mar. 2026 was kr788 Mil.

SpareBank 1 Ostlandet's quarterly Beginning Cash Position declined from Sep. 2025 (kr1,680 Mil) to Dec. 2025 (kr1,206 Mil) and declined from Dec. 2025 (kr1,206 Mil) to Mar. 2026 (kr788 Mil).

SpareBank 1 Ostlandet's annual Beginning Cash Position declined from Dec. 2023 (kr2,125 Mil) to Dec. 2024 (kr1,355 Mil) but then increased from Dec. 2024 (kr1,355 Mil) to Dec. 2025 (kr1,459 Mil).

SpareBank 1 Ostlandet Beginning Cash Position Related Terms

SpareBank 1 Ostlandet Beginning Cash Position Historical Data

* Premium members only.

The historical data trend for SpareBank 1 Ostlandet's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Ostlandet Beginning Cash Position Chart

SpareBank 1 Ostlandet Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 852.00 963.00 2,125.00 1,355.00 1,459.00

SpareBank 1 Ostlandet Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,460.00 2,398.00 1,680.00 1,206.00 788.00
OSL:SPOL
64GF Score
SpareBank 1 Ostlandet OSL:SPOL
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SpareBank 1 Ostlandet Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of kr788 Mil mean?
SpareBank 1 Ostlandet (OSL:SPOL) has a Beginning Cash Position of kr788 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on SpareBank 1 Ostlandet and its competitors.
Is SpareBank 1 Ostlandet's Beginning Cash Position too high?
SpareBank 1 Ostlandet's current Beginning Cash Position is kr788 Mil. Overall, SpareBank 1 Ostlandet has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ostlandet's Beginning Cash Position compare to competitors?
SpareBank 1 Ostlandet's Beginning Cash Position of kr788 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on SpareBank 1 Ostlandet and its competitors. SpareBank 1 Ostlandet's current Beginning Cash Position is kr788 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ostlandet stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ostlandet (OSL:SPOL) is currently considered Modestly Overvalued. The stock's GF Value™ is kr165.46, compared to a current price of kr194.46 — trading 17.5% above its estimated fair value. The current Beginning Cash Position is kr788 Mil. SpareBank 1 Ostlandet's overall GF Score™ is 64/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For SpareBank 1 Ostlandet (OSL:SPOL), the current Beginning Cash Position is kr788 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Ostlandet (OSL:SPOL) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Ostlandet stock appears to be overvalued. The current stock price of kr194.46 is trading 17.5% above its estimated GF Value™ of kr165.46. GuruFocus considers SpareBank 1 Ostlandet to be Modestly Overvalued.

Key valuation signals for OSL:SPOL:

  • Beginning Cash Position: kr788 Mil
  • GF Value™: kr165.46 vs. price of kr194.46 (17.5% above fair value)
  • GF Score™: 64/100 with 7 warning signs

No single metric tells the full story. See the OSL:SPOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SpareBank 1 Ostlandet Business Description

Other Exchanges 0RU6:UK
Address Strandgata 15, Postbox 203, Hamar, NOR, N-2302
SpareBank 1 Ostlandet is a savings bank and regional financial institution. The bank offers financial products and services, including savings, financing, payment processing, insurance, capital management, investments, loans and credits, advisory services, foreign exchange and interest rate hedging, and pension solutions. The Group reports the following operating segments: Retail Banking (PM), Corporate Banking (BM), Real Estate Agency, Financing/Leasing, Accounting Services, and Unallocated operations. The bank mainly operates in Eastern Norway with a presence in Innlandet, Oslo, Akershus, and Buskerud through a branch network, digital channels, and customer centres.
64GF Score

Get the complete analysis for OSL:SPOL

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr194.46
Price
kr165.46
GF Value