SpareBank 1 Ostlandet (OSL:SPOL) E10: kr16.52 (As of Mar. 2026)


OSL:SPOL SpareBank 1 Ostlandet OSL:SPOL
65 GF Score
Price kr188.24
GF Value kr165.16
Valuation Modestly Overvalued
! 5 Warning Signs
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What is SpareBank 1 Ostlandet E10?

SpareBank 1 Ostlandet OSL:SPOL +0.29% 65 E10 is kr16.52 as of Mar. 2026. GuruFocus rates OSL:SPOL with a GF Score™ of 65/100 and a GF Value™ of kr165.16 (Modestly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

SpareBank 1 Ostlandet's adjusted earnings per share data for the three months ended in Mar. 2026 was kr4.080. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is kr16.52 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-25), SpareBank 1 Ostlandet's current stock price is kr188.24. SpareBank 1 Ostlandet's E10 for the quarter that ended in Mar. 2026 was kr16.52. SpareBank 1 Ostlandet's Shiller PE Ratio of today is 11.39.

During the past 12 years, the highest Shiller PE Ratio of SpareBank 1 Ostlandet was 13.14. The lowest was 10.86. And the median was 11.76.


SpareBank 1 Ostlandet  (OSL:SPOL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

SpareBank 1 Ostlandet's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=188.24/16.52
=11.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 12 years, the highest Shiller P/E Ratio of SpareBank 1 Ostlandet was 13.14. The lowest was 10.86. And the median was 11.76.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


SpareBank 1 Ostlandet E10 Related Terms


SpareBank 1 Ostlandet E10 Historical Data

* Premium members only.

The historical data trend for SpareBank 1 Ostlandet's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Ostlandet E10 Chart

SpareBank 1 Ostlandet Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 16.32

SpareBank 1 Ostlandet Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 16.07 16.20 16.32 16.52

SpareBank 1 Ostlandet E10 Competitor Comparison

For the Banks - Regional subindustry, SpareBank 1 Ostlandet's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SpareBank 1 Ostlandet Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, SpareBank 1 Ostlandet's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where SpareBank 1 Ostlandet's Shiller PE Ratio falls into.


OSL:SPOL
65GF Score
SpareBank 1 Ostlandet OSL:SPOL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SpareBank 1 Ostlandet E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, SpareBank 1 Ostlandet's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.08/139.1000*139.1000
=4.080

Current CPI (Mar. 2026) = 139.1000.

SpareBank 1 Ostlandet Quarterly Data

per share eps CPI Adj_EPS
201606 2.121 103.800 2.842
201609 3.961 104.200 5.288
201612 2.619 104.400 3.489
201703 1.725 105.000 2.285
201706 2.530 105.800 3.326
201709 3.488 105.900 4.581
201712 3.134 106.100 4.109
201803 1.970 107.300 2.554
201806 3.851 108.500 4.937
201809 8.420 109.500 10.696
201812 2.645 109.800 3.351
201903 4.500 110.400 5.670
201906 2.800 110.600 3.522
201909 4.500 111.100 5.634
201912 2.461 111.300 3.076
202003 1.580 111.200 1.976
202006 2.620 112.100 3.251
202009 2.600 112.900 3.203
202012 3.971 112.900 4.893
202103 2.590 114.600 3.144
202106 3.050 115.300 3.680
202109 3.340 117.500 3.954
202112 4.265 118.900 4.990
202203 3.160 119.800 3.669
202206 2.020 122.600 2.292
202209 2.580 125.600 2.857
202212 5.154 125.900 5.694
202303 3.800 127.600 4.142
202306 3.370 130.400 3.595
202309 2.500 129.800 2.679
202312 3.320 131.900 3.501
202403 5.030 132.600 5.277
202406 4.090 133.800 4.252
202409 6.240 133.700 6.492
202412 3.690 134.800 3.808
202503 4.440 136.100 4.538
202506 4.710 137.800 4.754
202509 4.480 138.500 4.499
202512 4.570 139.100 4.570
202603 4.080 139.100 4.080

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of kr16.52 mean?
SpareBank 1 Ostlandet (OSL:SPOL) has a E10 of kr16.52 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on SpareBank 1 Ostlandet and its competitors.
Is SpareBank 1 Ostlandet's E10 too high?
SpareBank 1 Ostlandet's current E10 is kr16.52. Overall, SpareBank 1 Ostlandet has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ostlandet's E10 compare to competitors?
SpareBank 1 Ostlandet's E10 of kr16.52 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on SpareBank 1 Ostlandet and its competitors. SpareBank 1 Ostlandet's current E10 is kr16.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ostlandet stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ostlandet (OSL:SPOL) is currently considered Modestly Overvalued. The stock's GF Value™ is kr165.16, compared to a current price of kr188.24 — trading 14% above its estimated fair value. The current E10 is kr16.52. SpareBank 1 Ostlandet's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For SpareBank 1 Ostlandet (OSL:SPOL), the current E10 is kr16.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Ostlandet (OSL:SPOL) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Ostlandet stock appears to be overvalued. The current stock price of kr188.24 is trading 14% above its estimated GF Value™ of kr165.16. GuruFocus considers SpareBank 1 Ostlandet to be Modestly Overvalued.

Key valuation signals for OSL:SPOL:

  • E10: kr16.52
  • GF Value™: kr165.16 vs. price of kr188.24 (14% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the OSL:SPOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 Ostlandet Business Description

Other Exchanges 0RU6:UK
Address Strandgata 15, Postbox 203, Hamar, NOR, N-2302
SpareBank 1 Ostlandet is a savings bank and regional financial institution. The bank offers financial products and services, including savings, financing, payment processing, insurance, capital management, investments, loans and credits, advisory services, foreign exchange and interest rate hedging, and pension solutions. The Group reports the following operating segments: Retail Banking (PM), Corporate Banking (BM), Real Estate Agency, Financing/Leasing, Accounting Services, and Unallocated operations. The bank mainly operates in Eastern Norway with a presence in Innlandet, Oslo, Akershus, and Buskerud through a branch network, digital channels, and customer centres.
65GF Score

Get the complete analysis for OSL:SPOL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr188.24
Price
kr165.16
GF Value