The historical rank and industry rank for SpareBank 1 Ostlandet's FCF Margin % or its related term are showing as below:
OSL:SPOL'
s FCF Margin % Range Over the Past 10 Years
Min: -165.46 Med: -3.81 Max: 108.96
Current: 48.11
During the past 12 years, the highest FCF Margin % of SpareBank 1 Ostlandet was 108.96%. The lowest was -165.46%. And the median was -3.81%.
OSL:SPOL's FCF Margin % is ranked better than 74.2% of 1504
companies
in the Banks industry
Industry Median: 26.5
vs OSL:SPOL: 48.11
SpareBank 1 Ostlandet FCF Margin % Related Terms
SpareBank 1 Ostlandet FCF Margin % Historical Data
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The historical data trend for SpareBank 1 Ostlandet's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, SpareBank 1 Ostlandet's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
SpareBank 1 Ostlandet FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, SpareBank 1 Ostlandet's FCF Margin % distribution charts can be found below:
* The bar in red indicates where SpareBank 1 Ostlandet's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SpareBank 1 Ostlandet (OSL:SPOL) has a FCF Margin % of 81.79% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SpareBank 1 Ostlandet and its competitors. According to the industry distribution chart, SpareBank 1 Ostlandet ranks #388 out of 1504 companies in the Banks industry, placing it in the top 25.8%.
Is SpareBank 1 Ostlandet's FCF Margin % too high?
SpareBank 1 Ostlandet's current FCF Margin % is 81.79%. The Banks industry median FCF Margin % is 26.50. SpareBank 1 Ostlandet's value of 81.79% is 208.6% above this industry median. Based on the distribution chart, SpareBank 1 Ostlandet ranks #388 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, SpareBank 1 Ostlandet has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ostlandet's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, SpareBank 1 Ostlandet ranks #388 out of 1504 companies for FCF Margin %. This puts SpareBank 1 Ostlandet in the upper half of its industry. The industry median FCF Margin % is 26.50. SpareBank 1 Ostlandet's value of 81.79% is 208.6% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Ostlandet's current FCF Margin % of 81.79% is 208.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on SpareBank 1 Ostlandet and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Ostlandet's current FCF Margin % is 81.79%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ostlandet stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ostlandet (OSL:SPOL) is currently considered Modestly Overvalued. The stock's GF Value™ is kr165.16, compared to a current price of kr188.24 — trading 14% above its estimated fair value. The current FCF Margin % is 81.79% and 208.6% above the Banks industry median of 26.50. SpareBank 1 Ostlandet's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For SpareBank 1 Ostlandet (OSL:SPOL), the current FCF Margin % is 81.79% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is SpareBank 1 Ostlandet (OSL:SPOL) Overvalued in 2026?
Based on GuruFocus' analysis, SpareBank 1 Ostlandet stock appears to be overvalued.
The current stock price of kr188.24 is trading 14% above its estimated GF Value™ of kr165.16.
GuruFocus considers SpareBank 1 Ostlandet to be Modestly Overvalued.
Key valuation signals for OSL:SPOL:
FCF Margin %: 81.79%
GF Value™: kr165.16 vs. price of kr188.24 (14% above fair value)
Industry Position: 208.6% above the Banks median (#388 of 1504)
No single metric tells the full story. See the OSL:SPOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
SpareBank 1 Ostlandet is a savings bank and regional financial institution. The bank offers financial products and services, including savings, financing, payment processing, insurance, capital management, investments, loans and credits, advisory services, foreign exchange and interest rate hedging, and pension solutions. The Group reports the following operating segments: Retail Banking (PM), Corporate Banking (BM), Real Estate Agency, Financing/Leasing, Accounting Services, and Unallocated operations. The bank mainly operates in Eastern Norway with a presence in Innlandet, Oslo, Akershus, and Buskerud through a branch network, digital channels, and customer centres.
65GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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