SpareBank 1 Ostlandet (OSL:SPOL) Cyclically Adjusted FCF per Share: kr-0.62 (As of Mar. 2026)


OSL:SPOL SpareBank 1 Ostlandet OSL:SPOL
64 GF Score
Price kr191.56
GF Value kr165.32
Valuation Modestly Overvalued
! 6 Warning Signs
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What is SpareBank 1 Ostlandet Cyclically Adjusted FCF per Share?

SpareBank 1 Ostlandet OSL:SPOL +1.57% 64 Cyclically Adjusted FCF per Share is kr-0.62 as of Mar. 2026. GuruFocus rates OSL:SPOL with a GF Score™ of 64/100 and a GF Value™ of kr165.32 (Modestly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

SpareBank 1 Ostlandet's adjusted free cash flow per share for the three months ended in Mar. 2026 was kr9.626. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is kr-0.62 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-06), SpareBank 1 Ostlandet's current stock price is kr191.56. SpareBank 1 Ostlandet's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was kr-0.62. SpareBank 1 Ostlandet's Cyclically Adjusted Price-to-FCF of today is .


SpareBank 1 Ostlandet  (OSL:SPOL) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


SpareBank 1 Ostlandet Cyclically Adjusted FCF per Share Related Terms


SpareBank 1 Ostlandet Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for SpareBank 1 Ostlandet's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Ostlandet Cyclically Adjusted FCF per Share Chart

SpareBank 1 Ostlandet Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 -2.13

SpareBank 1 Ostlandet Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 -2.39 -1.84 -2.13 -0.62

SpareBank 1 Ostlandet Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, SpareBank 1 Ostlandet's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SpareBank 1 Ostlandet Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, SpareBank 1 Ostlandet's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where SpareBank 1 Ostlandet's Cyclically Adjusted Price-to-FCF falls into.


OSL:SPOL
64GF Score
SpareBank 1 Ostlandet OSL:SPOL
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

SpareBank 1 Ostlandet Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, SpareBank 1 Ostlandet's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=9.626/141.0300*141.0300
=9.626

Current CPI (Mar. 2026) = 141.0300.

SpareBank 1 Ostlandet Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 1.361 103.800 1.849
201609 10.710 104.200 14.496
201612 -3.398 104.400 -4.590
201703 -13.986 105.000 -18.785
201706 10.361 105.800 13.811
201709 -14.937 105.900 -19.892
201712 -0.093 106.100 -0.124
201803 -47.880 107.300 -62.931
201806 -0.400 108.500 -0.520
201809 -17.764 109.500 -22.879
201812 11.429 109.800 14.680
201903 -13.805 110.400 -17.635
201906 19.434 110.600 24.781
201909 -35.812 111.100 -45.460
201912 15.281 111.300 19.363
202003 5.784 111.200 7.336
202006 -7.520 112.100 -9.461
202009 -6.760 112.900 -8.444
202012 13.019 112.900 16.263
202103 -26.107 114.600 -32.128
202106 -0.535 115.300 -0.654
202109 2.642 117.500 3.171
202112 -3.756 118.900 -4.455
202203 -13.045 119.800 -15.357
202206 -20.029 122.600 -23.040
202209 0.000 125.600 0.000
202212 -0.950 125.900 -1.064
202303 36.718 127.600 40.583
202306 11.707 130.400 12.661
202309 -9.773 129.800 -10.619
202312 5.104 131.900 5.457
202403 13.325 132.600 14.172
202406 -40.698 133.800 -42.897
202409 57.194 133.700 60.330
202412 25.526 134.800 26.706
202503 32.879 136.100 34.070
202506 13.529 137.800 13.846
202509 4.764 138.500 4.851
202512 -3.159 139.100 -3.203
202603 9.626 141.030 9.626

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of kr-0.62 mean?
SpareBank 1 Ostlandet (OSL:SPOL) has a Cyclically Adjusted FCF per Share of kr-0.62 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on SpareBank 1 Ostlandet and its competitors.
Is SpareBank 1 Ostlandet's Cyclically Adjusted FCF per Share too high?
SpareBank 1 Ostlandet's current Cyclically Adjusted FCF per Share is kr-0.62. Overall, SpareBank 1 Ostlandet has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ostlandet's Cyclically Adjusted FCF per Share compare to competitors?
SpareBank 1 Ostlandet's Cyclically Adjusted FCF per Share of kr-0.62 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on SpareBank 1 Ostlandet and its competitors. SpareBank 1 Ostlandet's current Cyclically Adjusted FCF per Share is kr-0.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ostlandet stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ostlandet (OSL:SPOL) is currently considered Modestly Overvalued. The stock's GF Value™ is kr165.32, compared to a current price of kr191.56 — trading 15.9% above its estimated fair value. The current Cyclically Adjusted FCF per Share is kr-0.62. SpareBank 1 Ostlandet's overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For SpareBank 1 Ostlandet (OSL:SPOL), the current Cyclically Adjusted FCF per Share is kr-0.62 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Ostlandet (OSL:SPOL) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Ostlandet stock appears to be overvalued. The current stock price of kr191.56 is trading 15.9% above its estimated GF Value™ of kr165.32. GuruFocus considers SpareBank 1 Ostlandet to be Modestly Overvalued.

Key valuation signals for OSL:SPOL:

  • Cyclically Adjusted FCF per Share: kr-0.62
  • GF Value™: kr165.32 vs. price of kr191.56 (15.9% above fair value)
  • GF Score™: 64/100 with 6 warning signs

No single metric tells the full story. See the OSL:SPOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 Ostlandet Business Description

Other Exchanges 0RU6:UK
Address Strandgata 15, Postbox 203, Hamar, NOR, N-2302
SpareBank 1 Ostlandet is a savings bank and regional financial institution. The bank offers financial products and services, including savings, financing, payment processing, insurance, capital management, investments, loans and credits, advisory services, foreign exchange and interest rate hedging, and pension solutions. The Group reports the following operating segments: Retail Banking (PM), Corporate Banking (BM), Real Estate Agency, Financing/Leasing, Accounting Services, and Unallocated operations. The bank mainly operates in Eastern Norway with a presence in Innlandet, Oslo, Akershus, and Buskerud through a branch network, digital channels, and customer centres.
64GF Score

Get the complete analysis for OSL:SPOL

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr191.56
Price
kr165.32
GF Value