SpareBank 1 Ostlandet (OSL:SPOL) Total Payout Ratio: 0.55 (As of Jul. 25, 2026)

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OSL:SPOL SpareBank 1 Ostlandet OSL:SPOL
65 GF Score
Price kr191.50
GF Value kr165.61
Valuation Modestly Overvalued
! 6 Warning Signs
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What is SpareBank 1 Ostlandet Total Payout Ratio?

SpareBank 1 Ostlandet OSL:SPOL +0.86% 65 Total Payout Ratio is 0.55 as of Jul. 25, 2026. GuruFocus rates OSL:SPOL with a GF Score™ of 65/100 and a GF Value™ of kr165.61 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

SpareBank 1 Ostlandet's current Total Payout Ratio is 0.55.


SpareBank 1 Ostlandet Total Payout Ratio Related Terms


SpareBank 1 Ostlandet Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for SpareBank 1 Ostlandet's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Ostlandet Total Payout Ratio Chart

SpareBank 1 Ostlandet Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 0.52 0.51 0.39 0.54

SpareBank 1 Ostlandet Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.04 2.06 0.00 0.00 0.04

SpareBank 1 Ostlandet Total Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, SpareBank 1 Ostlandet's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SpareBank 1 Ostlandet Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, SpareBank 1 Ostlandet's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where SpareBank 1 Ostlandet's Total Payout Ratio falls into.


OSL:SPOL
65GF Score
SpareBank 1 Ostlandet OSL:SPOL
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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SpareBank 1 Ostlandet Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

SpareBank 1 Ostlandet's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -1899) / 3516
=0.54

SpareBank 1 Ostlandet's Total Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -33) / 790
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.55 mean?
SpareBank 1 Ostlandet (OSL:SPOL) has a Total Payout Ratio of 0.55 as of Jul. 25, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on SpareBank 1 Ostlandet and its competitors.
Is SpareBank 1 Ostlandet's Total Payout Ratio too high?
SpareBank 1 Ostlandet's current Total Payout Ratio is 0.55. Overall, SpareBank 1 Ostlandet has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ostlandet's Total Payout Ratio compare to competitors?
SpareBank 1 Ostlandet's Total Payout Ratio of 0.55 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on SpareBank 1 Ostlandet and its competitors. SpareBank 1 Ostlandet's current Total Payout Ratio is 0.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ostlandet stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ostlandet (OSL:SPOL) is currently considered Modestly Overvalued. The stock's GF Value™ is kr165.61, compared to a current price of kr191.50 — trading 15.6% above its estimated fair value. The current Total Payout Ratio is 0.55. SpareBank 1 Ostlandet's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For SpareBank 1 Ostlandet (OSL:SPOL), the current Total Payout Ratio is 0.55 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Ostlandet (OSL:SPOL) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Ostlandet stock appears to be overvalued. The current stock price of kr191.50 is trading 15.6% above its estimated GF Value™ of kr165.61. GuruFocus considers SpareBank 1 Ostlandet to be Modestly Overvalued.

Key valuation signals for OSL:SPOL:

  • Total Payout Ratio: 0.55
  • GF Value™: kr165.61 vs. price of kr191.50 (15.6% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the OSL:SPOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 Ostlandet Business Description

Other Exchanges 0RU6:UK
Address Strandgata 15, Postbox 203, Hamar, NOR, N-2302
SpareBank 1 Ostlandet is a savings bank and regional financial institution. The bank offers financial products and services, including savings, financing, payment processing, insurance, capital management, investments, loans and credits, advisory services, foreign exchange and interest rate hedging, and pension solutions. The Group reports the following operating segments: Retail Banking (PM), Corporate Banking (BM), Real Estate Agency, Financing/Leasing, Accounting Services, and Unallocated operations. The bank mainly operates in Eastern Norway with a presence in Innlandet, Oslo, Akershus, and Buskerud through a branch network, digital channels, and customer centres.
65GF Score

Get the complete analysis for OSL:SPOL

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr191.50
Price
kr165.61
GF Value