SpareBank 1 Ostlandet (OSL:SPOL) Moat Score: 0/10 (As of Jun. 29, 2026)


OSL:SPOL SpareBank 1 Ostlandet OSL:SPOL
63 GF Score
Price kr189.74
GF Value kr165.17
Valuation Modestly Overvalued
! 4 Warning Signs
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What is SpareBank 1 Ostlandet Moat Score?

SpareBank 1 Ostlandet has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

SpareBank 1 Ostlandet has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes SpareBank 1 Ostlandet might have No Moat - No discernible moat.

SpareBank 1 Ostlandet  (OSL:SPOL) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

SpareBank 1 Ostlandet Moat Score Related Terms

OSL:SPOL
63GF Score
SpareBank 1 Ostlandet OSL:SPOL
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SpareBank 1 Ostlandet (OSL:SPOL) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Ostlandet stock appears to be overvalued. The current stock price of kr189.74 is trading 14.9% above its estimated GF Value™ of kr165.17. GuruFocus considers SpareBank 1 Ostlandet to be Modestly Overvalued.

Key valuation signals for OSL:SPOL:

  • Moat Score: 0
  • GF Value™: kr165.17 vs. price of kr189.74 (14.9% above fair value)
  • GF Score™: 63/100 with 4 warning signs

No single metric tells the full story. See the OSL:SPOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SpareBank 1 Ostlandet Business Description

Other Exchanges 0RU6:UK
Address Strandgata 15, Postbox 203, Hamar, NOR, N-2302
SpareBank 1 Ostlandet is a savings bank and regional financial institution. The bank offers financial products and services, including savings, financing, payment processing, insurance, capital management, investments, loans and credits, advisory services, foreign exchange and interest rate hedging, and pension solutions. The Group reports the following operating segments: Retail Banking (PM), Corporate Banking (BM), Real Estate Agency, Financing/Leasing, Accounting Services, and Unallocated operations. The bank mainly operates in Eastern Norway with a presence in Innlandet, Oslo, Akershus, and Buskerud through a branch network, digital channels, and customer centres.
63GF Score

Get the complete analysis for OSL:SPOL

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr189.74
Price
kr165.17
GF Value