SpareBank 1 Ostlandet (OSL:SPOL) Dividend Payout Ratio: 3.06 (As of Mar. 2026) — 551% Above Median

What is SpareBank 1 Ostlandet Dividend Payout Ratio?

SpareBank 1 Ostlandet OSL:SPOL +0.35% 63 Dividend Payout Ratio is 3.06 as of Mar. 2026, which is 551% above its 10-year median of 0.47. GuruFocus rates OSL:SPOL with a GF Score™ of 63/100 and a GF Value™ of kr165.17 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,168 Banks companies, SpareBank 1 Ostlandet ranks worse than 91.35% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. SpareBank 1 Ostlandet's Dividend Payout Ratio for the months ended in Mar. 2026 was 3.06.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of SpareBank 1 Ostlandet is 0.73, which seems too high.

The historical rank and industry rank for SpareBank 1 Ostlandet's Dividend Payout Ratio or its related term are showing as below:

OSL:SPOL' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.36 Med: 0.47 Max: 0.73
Current: 0.73

During the past 12 years, the highest Dividend Payout Ratio of SpareBank 1 Ostlandet was 0.73. The lowest was 0.36. And the median was 0.47.

OSL:SPOL's Dividend Payout Ratio is ranked worse than
91.35% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs OSL:SPOL: 0.73

As of today (2026-06-27), the Dividend Yield % of SpareBank 1 Ostlandet is 6.73%.

During the past 12 years, the highest Trailing Annual Dividend Yield of SpareBank 1 Ostlandet was 8.56%. The lowest was 1.22%. And the median was 5.11%.

SpareBank 1 Ostlandet's Dividends per Share for the months ended in Mar. 2026 was kr12.70.

During the past 12 months, SpareBank 1 Ostlandet's average Dividends Per Share Growth Rate was 23.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 19.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 17.50% per year.

During the past 12 years, the highest 3-Year average Dividends Per Share Growth Rate of SpareBank 1 Ostlandet was 19.70% per year. The lowest was 6.70% per year. And the median was 14.10% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

SpareBank 1 Ostlandet (OSL:SPOL) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

SpareBank 1 Ostlandet Dividend Payout Ratio Related Terms

SpareBank 1 Ostlandet Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for SpareBank 1 Ostlandet's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Ostlandet Dividend Payout Ratio Chart

SpareBank 1 Ostlandet Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

Get a 7-Day Free Trial

0.40

0.53

0.52

0.41

0.55

SpareBank 1 Ostlandet Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															2.31	0.00	0.00	0.00	3.06

SpareBank 1 Ostlandet Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, SpareBank 1 Ostlandet's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

SpareBank 1 Ostlandet Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, SpareBank 1 Ostlandet's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where SpareBank 1 Ostlandet's Dividend Payout Ratio falls into.

Save Embed

63GF Score

SpareBank 1 Ostlandet OSL:SPOL

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

View Full Analysis

SpareBank 1 Ostlandet Dividend Payout Ratio Calculation

SpareBank 1 Ostlandet's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	10.3	/	18.581
	=	0.55

SpareBank 1 Ostlandet's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	12.7	/	4.151
	=	3.06

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 3.06 mean?

SpareBank 1 Ostlandet (OSL:SPOL) has a Dividend Payout Ratio of 3.06 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on SpareBank 1 Ostlandet and its competitors. This is 551% above median its historical median of 0.47. Over the past decade, SpareBank 1 Ostlandet's Dividend Payout Ratio has ranged from 0.36 to 0.73. According to the industry distribution chart, SpareBank 1 Ostlandet ranks #1067 out of 1168 companies in the Banks industry, placing it in the top 91.4%.

Is SpareBank 1 Ostlandet's Dividend Payout Ratio too high?

SpareBank 1 Ostlandet's current Dividend Payout Ratio of 3.06 is 551% above median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.36 to a high of 0.73. The Banks industry median Dividend Payout Ratio is 0.32. SpareBank 1 Ostlandet's value of 3.06 is 856.3% above this industry median. Based on the distribution chart, SpareBank 1 Ostlandet ranks #1067 out of 1168 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, SpareBank 1 Ostlandet has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does SpareBank 1 Ostlandet's Dividend Payout Ratio compare to competitors?

According to the Banks industry distribution chart, SpareBank 1 Ostlandet ranks #1067 out of 1168 companies for Dividend Payout Ratio. This places SpareBank 1 Ostlandet in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. SpareBank 1 Ostlandet's value of 3.06 is 856.3% above this benchmark. Historically, SpareBank 1 Ostlandet's own Dividend Payout Ratio has ranged from 0.36 to 0.73 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 0.32, SpareBank 1 Ostlandet has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for a Banks company?

The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. SpareBank 1 Ostlandet's current Dividend Payout Ratio of 3.06 is 856.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on SpareBank 1 Ostlandet and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. SpareBank 1 Ostlandet's current Dividend Payout Ratio is 3.06, which is 551% above median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is SpareBank 1 Ostlandet stock overvalued right now?

Based on GuruFocus' analysis, SpareBank 1 Ostlandet (OSL:SPOL) is currently considered Modestly Overvalued. The stock's GF Value™ is kr165.17, compared to a current price of kr188.74 — trading 14.3% above its estimated fair value. The current Dividend Payout Ratio is 3.06, which is 551% above median its 10-year median of 0.47 and 856.3% above the Banks industry median of 0.32. SpareBank 1 Ostlandet's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For SpareBank 1 Ostlandet (OSL:SPOL), the current Dividend Payout Ratio is 3.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Ostlandet (OSL:SPOL) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Ostlandet stock appears to be overvalued. The current stock price of kr188.74 is trading 14.3% above its estimated GF Value™ of kr165.17. GuruFocus considers SpareBank 1 Ostlandet to be Modestly Overvalued.

Key valuation signals for OSL:SPOL:

Dividend Payout Ratio: 3.06 (551% above median its 10-year median of 0.47)
GF Value™: kr165.17 vs. price of kr188.74 (14.3% above fair value)
GF Score™: 63/100 with 4 warning signs
Industry Position: 856.3% above the Banks median (#1067 of 1168)

No single metric tells the full story. See the OSL:SPOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SpareBank 1 Ostlandet Business Description

Industry Financial Services Banks

Comparable Companies OSL:MING OSL:SBNOR OSL:NONG OSL:RING OSL:MORG OSL:SOAG OSL:PARB OSL:HELG OSL:ROGS OSL:INSTA SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Other Exchanges 0RU6:UK

Address Strandgata 15, Postbox 203, Hamar, NOR, N-2302

Website https://www.sparebank1.no

SpareBank 1 Ostlandet is a savings bank and regional financial institution. The bank offers financial products and services, including savings, financing, payment processing, insurance, capital management, investments, loans and credits, advisory services, foreign exchange and interest rate hedging, and pension solutions. The Group reports the following operating segments: Retail Banking (PM), Corporate Banking (BM), Real Estate Agency, Financing/Leasing, Accounting Services, and Unallocated operations. The bank mainly operates in Eastern Norway with a presence in Innlandet, Oslo, Akershus, and Buskerud through a branch network, digital channels, and customer centres.

63GF Score

Get the complete analysis for OSL:SPOL

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr188.74

Price

kr165.17

GF Value

View OSL:SPOL Analysis

See Dividend Payout Ratio data for all stocks →