SpareBank 1 Ostlandet (OSL:SPOL) Retained Earnings: kr0 Mil (As of Mar. 2026)


OSL:SPOL SpareBank 1 Ostlandet OSL:SPOL
66 GF Score
Price kr195.08
GF Value kr165.42
Valuation Modestly Overvalued
! 7 Warning Signs
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What is SpareBank 1 Ostlandet Retained Earnings?

SpareBank 1 Ostlandet OSL:SPOL -0.76% 66 Retained Earnings is kr0 Mil as of Mar. 2026. GuruFocus rates OSL:SPOL with a GF Score™ of 66/100 and a GF Value™ of kr165.42 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. SpareBank 1 Ostlandet's retained earnings for the quarter that ended in Mar. 2026 was kr0 Mil.


SpareBank 1 Ostlandet  (OSL:SPOL) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


SpareBank 1 Ostlandet Retained Earnings Historical Data

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The historical data trend for SpareBank 1 Ostlandet's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

SpareBank 1 Ostlandet Retained Earnings Chart

SpareBank 1 Ostlandet Annual Data
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SpareBank 1 Ostlandet Quarterly Data
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OSL:SPOL
66GF Score
SpareBank 1 Ostlandet OSL:SPOL
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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SpareBank 1 Ostlandet Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of kr0 Mil mean?
SpareBank 1 Ostlandet (OSL:SPOL) has a Retained Earnings of kr0 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on SpareBank 1 Ostlandet and its competitors.
Is SpareBank 1 Ostlandet's Retained Earnings too high?
SpareBank 1 Ostlandet's current Retained Earnings is kr0 Mil. Overall, SpareBank 1 Ostlandet has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does SpareBank 1 Ostlandet's Retained Earnings compare to competitors?
SpareBank 1 Ostlandet's Retained Earnings of kr0 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on SpareBank 1 Ostlandet and its competitors. SpareBank 1 Ostlandet's current Retained Earnings is kr0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SpareBank 1 Ostlandet stock overvalued right now?
Based on GuruFocus' analysis, SpareBank 1 Ostlandet (OSL:SPOL) is currently considered Modestly Overvalued. The stock's GF Value™ is kr165.42, compared to a current price of kr195.08 — trading 17.9% above its estimated fair value. The current Retained Earnings is kr0 Mil. SpareBank 1 Ostlandet's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For SpareBank 1 Ostlandet (OSL:SPOL), the current Retained Earnings is kr0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SpareBank 1 Ostlandet (OSL:SPOL) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Ostlandet stock appears to be overvalued. The current stock price of kr195.08 is trading 17.9% above its estimated GF Value™ of kr165.42. GuruFocus considers SpareBank 1 Ostlandet to be Modestly Overvalued.

Key valuation signals for OSL:SPOL:

  • Retained Earnings: kr0 Mil
  • GF Value™: kr165.42 vs. price of kr195.08 (17.9% above fair value)
  • GF Score™: 66/100 with 7 warning signs

No single metric tells the full story. See the OSL:SPOL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SpareBank 1 Ostlandet Business Description

Other Exchanges 0RU6:UK
Address Strandgata 15, Postbox 203, Hamar, NOR, N-2302
SpareBank 1 Ostlandet is a savings bank and regional financial institution. The bank offers financial products and services, including savings, financing, payment processing, insurance, capital management, investments, loans and credits, advisory services, foreign exchange and interest rate hedging, and pension solutions. The Group reports the following operating segments: Retail Banking (PM), Corporate Banking (BM), Real Estate Agency, Financing/Leasing, Accounting Services, and Unallocated operations. The bank mainly operates in Eastern Norway with a presence in Innlandet, Oslo, Akershus, and Buskerud through a branch network, digital channels, and customer centres.
66GF Score

Get the complete analysis for OSL:SPOL

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr195.08
Price
kr165.42
GF Value