PBCO (PBCO Financial) Beginning Cash Position: $49.59 Mil (As of Dec. 2025)

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PBCO PBCO Financial Corp PBCO
47 GF Score
Price $29.95
GF Value $15.57
Valuation Significantly Overvalued
! 6 Warning Signs
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What is PBCO Financial Beginning Cash Position?

PBCO Financial PBCO -0.13% 47 Beginning Cash Position is $49.59 Mil as of Dec. 2025. GuruFocus rates PBCO with a GF Score™ of 47/100 and a GF Value™ of $15.57 (Significantly Overvalued). The stock has 6 warning signs investors should review.

PBCO Financial's Beginning Cash Position for the quarter that ended in Dec. 2025 was $49.59 Mil.

PBCO Financial's quarterly Beginning Cash Position increased from Dec. 2023 ($15.89 Mil) to Dec. 2024 ($19.56 Mil) and increased from Dec. 2024 ($19.56 Mil) to Dec. 2025 ($49.59 Mil).

PBCO Financial's annual Beginning Cash Position increased from Dec. 2023 ($15.89 Mil) to Dec. 2024 ($19.56 Mil) and increased from Dec. 2024 ($19.56 Mil) to Dec. 2025 ($49.59 Mil).

PBCO Financial Beginning Cash Position Related Terms

PBCO Financial Beginning Cash Position Historical Data

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The historical data trend for PBCO Financial's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PBCO Financial Beginning Cash Position Chart

PBCO Financial Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 92.18 81.35 15.89 19.56 49.59

PBCO Financial Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 92.18 81.35 15.89 19.56 49.59
PBCO
47GF Score
PBCO Financial Corp PBCO
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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PBCO Financial Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $49.59 Mil mean?
PBCO Financial (PBCO) has a Beginning Cash Position of $49.59 Mil as of Dec. 2025. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on PBCO Financial and its competitors.
Is PBCO Financial's Beginning Cash Position too high?
PBCO Financial's current Beginning Cash Position is $49.59 Mil. Overall, PBCO Financial has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PBCO Financial's Beginning Cash Position compare to FGBI and TYCB?
PBCO Financial's Beginning Cash Position of $49.59 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on PBCO Financial and its competitors. PBCO Financial's current Beginning Cash Position is $49.59 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PBCO Financial stock overvalued right now?
Based on GuruFocus' analysis, PBCO Financial (PBCO) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.57, compared to a current price of $29.95 — trading 92.4% above its estimated fair value. The current Beginning Cash Position is $49.59 Mil. PBCO Financial's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For PBCO Financial (PBCO), the current Beginning Cash Position is $49.59 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PBCO Financial (PBCO) Overvalued in 2026?

Based on GuruFocus' analysis, PBCO Financial stock appears to be overvalued. The current stock price of $29.95 is trading 92.4% above its estimated GF Value™ of $15.57. GuruFocus considers PBCO Financial to be Significantly Overvalued.

Key valuation signals for PBCO:

  • Beginning Cash Position: $49.59 Mil
  • GF Value™: $15.57 vs. price of $29.95 (92.4% above fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the PBCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PBCO Financial Business Description

Address 1528 Biddle Raod, Medford, OR, USA, 97504
PBCO Financial Corp is a bank holding company. Through its banking subsidiary, it mainly provides banking services in the state of Oregon. The company's reportable segments are Core Banking and its factoring division, Steelhead Finance. The Core Banking segment includes all lines of business, except factoring, including commercial and retail banking, as well as the operations, technology, and administrative functions of the Bank and Holding company. The factoring division segment includes the revenue earned from factored accounts receivable and other fees charged to factoring clients. A majority of its revenue is generated from the Core Banking segment.
47GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.95
Price
$15.57
GF Value