PBCO (PBCO Financial) Shares Outstanding (Diluted Average): 5.23 Mil (As of Dec. 2025)

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PBCO PBCO Financial Corp PBCO
45 GF Score
Price $29.24
GF Value $15.51
Valuation Significantly Overvalued
! 5 Warning Signs
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What is PBCO Financial Shares Outstanding (Diluted Average)?

PBCO Financial PBCO 45 Shares Outstanding (Diluted Average) is 5.23 Mil as of Dec. 2025. GuruFocus rates PBCO with a GF Score™ of 45/100 and a GF Value™ of $15.51 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Shares outstanding are shares that have been authorized, issued, and purchased by investors and are held by them. PBCO Financial's average diluted shares outstanding for the quarter that ended in Dec. 2025 was 5.23 Mil.


PBCO Financial  (OTCPK:PBCO) Shares Outstanding (Diluted Average) Explanation

A company may buy back shares or issue shares in any fiscal period. If a company buys back shares, we should observe that the total number of shares decline. If the company issues new shares, the number of shares outstanding increases.


Be Aware

Usually the presence of treasury shares and a history of buyback are good indicators that company has competitive advantage. But studies have shown that companies usually buy back at wrong time. Buying back shares below its intrinsic value increases value for remaining shareholders. Buying back overvalued shares destroys value for existing shareholders.


PBCO Financial Shares Outstanding (Diluted Average) Related Terms


PBCO Financial Shares Outstanding (Diluted Average) Historical Data

* Premium members only.

The historical data trend for PBCO Financial's Shares Outstanding (Diluted Average) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PBCO Financial Shares Outstanding (Diluted Average) Chart

PBCO Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shares Outstanding (Diluted Average)
Get a 7-Day Free Trial Premium Member Only 4.94 5.12 5.33 5.32 5.29

PBCO Financial Quarterly Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shares Outstanding (Diluted Average) Get a 7-Day Free Trial Premium Member Only 5.30 5.32 5.33 5.31 5.23
PBCO
45GF Score
PBCO Financial Corp PBCO
Shares Outstanding (Diluted Average) is just one metric. See GF Score™, valuation, warning signs, and more.
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PBCO Financial Shares Outstanding (Diluted Average) Calculation

Shares outstanding are shares that have been authorized, issued, and purchased by investors and are held by them. They have voting rights and represent ownership in the corporation by the person that holds the shares. They should be distinguished from treasury shares, which are shares held by the corporation itself, having no exercisable rights.

Shares outstanding can be calculated as either basic or fully diluted. The fully diluted shares outstanding count includes diluting securities, such as options, warrants or convertibles.

Please note: GuruFocus named Shares Outstanding (EOP) is the shares for that exact time point. It is usually used to calculate balance sheet related items, such as Book Value per Share, etc. While Shares Outstanding (Diluted Average) and Shares Outstanding (Basic Average) are the weighted average shares over a period of time (a year, a quarter, or so). They are usually used to calculate income statement or cashflow statement related items, such as Earnings per Share (Diluted), etc.

What does a Shares Outstanding (Diluted Average) of 5.23 Mil mean?
PBCO Financial (PBCO) has a Shares Outstanding (Diluted Average) of 5.23 Mil as of Dec. 2025. The average shares outstanding over two periods including dilutive securities like preferred shares and convertibles. View historical data on PBCO Financial and its competitors.
Is PBCO Financial's Shares Outstanding (Diluted Average) too high?
PBCO Financial's current Shares Outstanding (Diluted Average) is 5.23 Mil. Overall, PBCO Financial has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PBCO Financial's Shares Outstanding (Diluted Average) compare to CBBI and CMRB?
PBCO Financial's Shares Outstanding (Diluted Average) of 5.23 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shares Outstanding (Diluted Average) for a Banks company?
A good Shares Outstanding (Diluted Average) depends on the Banks industry context. However, Shares Outstanding (Diluted Average) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shares Outstanding (Diluted Average) mean?
A high Shares Outstanding (Diluted Average) can signal that a stock is expensive relative to its fundamentals. The average shares outstanding over two periods including dilutive securities like preferred shares and convertibles. View historical data on PBCO Financial and its competitors. PBCO Financial's current Shares Outstanding (Diluted Average) is 5.23 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PBCO Financial stock overvalued right now?
Based on GuruFocus' analysis, PBCO Financial (PBCO) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.51, compared to a current price of $29.24 — trading 88.5% above its estimated fair value. The current Shares Outstanding (Diluted Average) is 5.23 Mil. PBCO Financial's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shares Outstanding (Diluted Average) calculated?
Shares Outstanding (Diluted Average) is calculated from a company's financial statements. For PBCO Financial (PBCO), the current Shares Outstanding (Diluted Average) is 5.23 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PBCO Financial (PBCO) Overvalued in 2026?

Based on GuruFocus' analysis, PBCO Financial stock appears to be overvalued. The current stock price of $29.24 is trading 88.5% above its estimated GF Value™ of $15.51. GuruFocus considers PBCO Financial to be Significantly Overvalued.

Key valuation signals for PBCO:

  • Shares Outstanding (Diluted Average): 5.23 Mil
  • GF Value™: $15.51 vs. price of $29.24 (88.5% above fair value)
  • GF Score™: 45/100 with 5 warning signs

No single metric tells the full story. See the PBCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PBCO Financial Business Description

Address 1528 Biddle Raod, Medford, OR, USA, 97504
PBCO Financial Corp is a bank holding company. Through its banking subsidiary, it mainly provides banking services in the state of Oregon. The company's reportable segments are Core Banking and its factoring division, Steelhead Finance. The Core Banking segment includes all lines of business, except factoring, including commercial and retail banking, as well as the operations, technology, and administrative functions of the Bank and Holding company. The factoring division segment includes the revenue earned from factored accounts receivable and other fees charged to factoring clients. A majority of its revenue is generated from the Core Banking segment.
45GF Score

Get the complete analysis for PBCO

Shares Outstanding (Diluted Average) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.24
Price
$15.51
GF Value