PBCO (PBCO Financial) Ending Cash Position: $37.71 Mil (As of Dec. 2025)

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PBCO PBCO Financial Corp PBCO
45 GF Score
Price $29.24
GF Value $15.51
Valuation Significantly Overvalued
! 5 Warning Signs
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What is PBCO Financial Ending Cash Position?

PBCO Financial PBCO -0.68% 45 Ending Cash Position is $37.71 Mil as of Dec. 2025. GuruFocus rates PBCO with a GF Score™ of 45/100 and a GF Value™ of $15.51 (Significantly Overvalued). The stock has 5 warning signs investors should review.

PBCO Financial's Ending Cash Position for the quarter that ended in Dec. 2025 was $37.71 Mil.

PBCO Financial's quarterly Ending Cash Position increased from Dec. 2023 ($19.56 Mil) to Dec. 2024 ($49.59 Mil) but then declined from Dec. 2024 ($49.59 Mil) to Dec. 2025 ($37.71 Mil).

PBCO Financial's annual Ending Cash Position increased from Dec. 2023 ($19.56 Mil) to Dec. 2024 ($49.59 Mil) but then declined from Dec. 2024 ($49.59 Mil) to Dec. 2025 ($37.71 Mil).

PBCO Financial Ending Cash Position Related Terms

PBCO Financial Ending Cash Position Historical Data

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The historical data trend for PBCO Financial's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PBCO Financial Ending Cash Position Chart

PBCO Financial Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only 81.35 15.89 19.56 49.59 37.71

PBCO Financial Quarterly Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position Get a 7-Day Free Trial Premium Member Only 81.35 15.89 19.56 49.59 37.71
PBCO
45GF Score
PBCO Financial Corp PBCO
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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PBCO Financial Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

PBCO Financial's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=49.587147+-11.881044
=37.71

PBCO Financial's Ending Cash Position for the quarter that ended in Dec. 2025 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=37.706103+
=37.71

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $37.71 Mil mean?
PBCO Financial (PBCO) has a Ending Cash Position of $37.71 Mil as of Dec. 2025. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on PBCO Financial and its competitors.
Is PBCO Financial's Ending Cash Position too high?
PBCO Financial's current Ending Cash Position is $37.71 Mil. Overall, PBCO Financial has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PBCO Financial's Ending Cash Position compare to CBBI and CMRB?
PBCO Financial's Ending Cash Position of $37.71 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on PBCO Financial and its competitors. PBCO Financial's current Ending Cash Position is $37.71 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PBCO Financial stock overvalued right now?
Based on GuruFocus' analysis, PBCO Financial (PBCO) is currently considered Significantly Overvalued. The stock's GF Value™ is $15.51, compared to a current price of $29.24 — trading 88.5% above its estimated fair value. The current Ending Cash Position is $37.71 Mil. PBCO Financial's overall GF Score™ is 45/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For PBCO Financial (PBCO), the current Ending Cash Position is $37.71 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PBCO Financial (PBCO) Overvalued in 2026?

Based on GuruFocus' analysis, PBCO Financial stock appears to be overvalued. The current stock price of $29.24 is trading 88.5% above its estimated GF Value™ of $15.51. GuruFocus considers PBCO Financial to be Significantly Overvalued.

Key valuation signals for PBCO:

  • Ending Cash Position: $37.71 Mil
  • GF Value™: $15.51 vs. price of $29.24 (88.5% above fair value)
  • GF Score™: 45/100 with 5 warning signs

No single metric tells the full story. See the PBCO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PBCO Financial Business Description

Address 1528 Biddle Raod, Medford, OR, USA, 97504
PBCO Financial Corp is a bank holding company. Through its banking subsidiary, it mainly provides banking services in the state of Oregon. The company's reportable segments are Core Banking and its factoring division, Steelhead Finance. The Core Banking segment includes all lines of business, except factoring, including commercial and retail banking, as well as the operations, technology, and administrative functions of the Bank and Holding company. The factoring division segment includes the revenue earned from factored accounts receivable and other fees charged to factoring clients. A majority of its revenue is generated from the Core Banking segment.
45GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$29.24
Price
$15.51
GF Value