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PBCO (PBCO Financial) Cyclically Adjusted PS Ratio : 1.99 (As of May. 27, 2025)


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What is PBCO Financial Cyclically Adjusted PS Ratio?

As of today (2025-05-27), PBCO Financial's current share price is $14.35. PBCO Financial's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec24 was $7.21. PBCO Financial's Cyclically Adjusted PS Ratio for today is 1.99.

The historical rank and industry rank for PBCO Financial's Cyclically Adjusted PS Ratio or its related term are showing as below:

PBCO' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.53   Med: 1.99   Max: 2.86
Current: 1.99

During the past 13 years, PBCO Financial's highest Cyclically Adjusted PS Ratio was 2.86. The lowest was 1.53. And the median was 1.99.

PBCO's Cyclically Adjusted PS Ratio is ranked better than
67.87% of 1242 companies
in the Banks industry
Industry Median: 2.7 vs PBCO: 1.99

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

PBCO Financial's adjusted revenue per share data of for the fiscal year that ended in Dec24 was $6.188. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $7.21 for the trailing ten years ended in Dec24.

Shiller PE for Stocks: The True Measure of Stock Valuation


PBCO Financial Cyclically Adjusted PS Ratio Historical Data

The historical data trend for PBCO Financial's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PBCO Financial Cyclically Adjusted PS Ratio Chart

PBCO Financial Annual Data
Trend Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - 2.86 2.02 1.96 1.98

PBCO Financial Semi-Annual Data
Dec02 Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 2.86 2.02 1.96 1.98

Competitive Comparison of PBCO Financial's Cyclically Adjusted PS Ratio

For the Banks - Regional subindustry, PBCO Financial's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PBCO Financial's Cyclically Adjusted PS Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, PBCO Financial's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where PBCO Financial's Cyclically Adjusted PS Ratio falls into.


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PBCO Financial Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

PBCO Financial's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=14.35/7.21
=1.99

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PBCO Financial's Cyclically Adjusted Revenue per Share for the fiscal year that ended in Dec24 is calculated as:

For example, PBCO Financial's adjusted Revenue per Share data for the fiscal year that ended in Dec24 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec24 (Change)*Current CPI (Dec24)
=6.188/133.1571*133.1571
=6.188

Current CPI (Dec24) = 133.1571.

PBCO Financial Annual Data

Revenue per Share CPI Adj_RevenuePerShare
200512 3.909 83.032 6.269
200612 3.332 85.142 5.211
201712 4.840 104.011 6.196
201812 5.849 105.998 7.348
201912 6.261 108.420 7.690
202012 6.941 109.897 8.410
202112 10.548 117.630 11.940
202212 7.373 125.222 7.840
202312 4.850 129.419 4.990
202412 6.188 133.157 6.188

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


PBCO Financial  (OTCPK:PBCO) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


PBCO Financial Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of PBCO Financial's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


PBCO Financial Business Description

Traded in Other Exchanges
N/A
Address
1528 Biddle Raod, Medford, OR, USA, 97504
PBCO Financial Corp is a bank holding company. Through its banking subsidiary, it mainly provides banking services in the state of Oregon. The company's reportable segments are Core Banking and its factoring division, Steelhead Finance. The Core Banking segment includes all lines of business, except factoring, including commercial and retail banking, as well as the operations, technology, and administrative functions of the Bank and Holding company. The factoring division segment includes the revenue earned from factored accounts receivable and other fees charged to factoring clients. A majority of its revenue is generated from the Core Banking segment.

PBCO Financial Headlines