NACB (National Cap Bancorp) Beta: 0.6578 (As of Jun. 26, 2026)


NACB National Cap Bancorp Inc NACB
59 GF Score
Price $78.00
GF Value $57.80
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is National Cap Bancorp Beta?

National Cap Bancorp NACB 59 Beta is 0.6578 as of Jun. 26, 2026. GuruFocus rates NACB with a GF Score™ of 59/100 and a GF Value™ of $57.80 (Significantly Overvalued). The stock has 3 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-06-26), National Cap Bancorp's Beta is 0.6578.

National Cap Bancorp  (OTCPK:NACB) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)

National Cap Bancorp Beta Related Terms

National Cap Bancorp Beta Historical Data

* Premium members only.

The historical data trend for National Cap Bancorp's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Cap Bancorp Beta Chart

National Cap Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta
Get a 7-Day Free Trial -0.14 -0.27 -0.21 0.27 1.03

National Cap Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beta Get a 7-Day Free Trial -0.14 -0.27 -0.21 0.27 1.03

NACB vs PBKX, DWNX, HCBN: Beta Comparison

For the Banks - Regional subindustry, National Cap Bancorp's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

National Cap Bancorp Beta vs Banks Industry

For the Banks industry and Financial Services sector, National Cap Bancorp's Beta distribution charts can be found below:

* The bar in red indicates where National Cap Bancorp's Beta falls into.


NACB
59GF Score
National Cap Bancorp Inc NACB
Beta is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Cap Bancorp Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of 0.6578 mean?
National Cap Bancorp (NACB) has a Beta of 0.6578 as of Jun. 26, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for National Cap Bancorp and its competitors.
Is National Cap Bancorp's Beta too high?
National Cap Bancorp's current Beta is 0.6578. Overall, National Cap Bancorp has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Cap Bancorp's Beta compare to PBKX and DWNX?
National Cap Bancorp's Beta of 0.6578 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for National Cap Bancorp and its competitors. National Cap Bancorp's current Beta is 0.6578. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Cap Bancorp stock overvalued right now?
Based on GuruFocus' analysis, National Cap Bancorp (NACB) is currently considered Significantly Overvalued. The stock's GF Value™ is $57.80, compared to a current price of $78.00 — trading 34.9% above its estimated fair value. The current Beta is 0.6578. National Cap Bancorp's overall GF Score™ is 59/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For National Cap Bancorp (NACB), the current Beta is 0.6578 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Cap Bancorp (NACB) Overvalued in 2026?

Based on GuruFocus' analysis, National Cap Bancorp stock appears to be overvalued. The current stock price of $78.00 is trading 34.9% above its estimated GF Value™ of $57.80. GuruFocus considers National Cap Bancorp to be Significantly Overvalued.

Key valuation signals for NACB:

  • Beta: 0.6578
  • GF Value™: $57.80 vs. price of $78.00 (34.9% above fair value)
  • GF Score™: 59/100 with 3 warning signs

No single metric tells the full story. See the NACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Cap Bancorp Business Description

Address 316 Pennsylvania Avenue, SE, Washington, WA, USA, 20003
National Cap Bancorp Inc provides general banking services. The bank provides personal banking, mortgages, business banking services, and wealth management such as personal savings and loans, mobile banking, ATM cards, robust eBanking, remote deposit capture, merchant processing, construction finance, equipment leasing, treasury management services, and others.
59GF Score

Get the complete analysis for NACB

Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$78.00
Price
$57.80
GF Value