NACB (National Cap Bancorp) Total Noninterest Expense: $20.77 Mil (As of Dec. 2025)

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NACB National Cap Bancorp Inc NACB
61 GF Score
Price $82.00
GF Value $58.14
Valuation Significantly Overvalued
! 4 Warning Signs
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What is National Cap Bancorp Total Noninterest Expense?

National Cap Bancorp NACB 61 Total Noninterest Expense is $20.77 Mil as of Dec. 2025. GuruFocus rates NACB with a GF Score™ of 61/100 and a GF Value™ of $58.14 (Significantly Overvalued). The stock has 4 warning signs investors should review.

National Cap Bancorp's Total Noninterest Expense for the six months ended in Dec. 2025 was $20.77 Mil. National Cap Bancorp's Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $20.77 Mil.

National Cap Bancorp Total Noninterest Expense Related Terms

National Cap Bancorp Total Noninterest Expense Historical Data

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The historical data trend for National Cap Bancorp's Total Noninterest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Cap Bancorp Total Noninterest Expense Chart

National Cap Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense
Get a 7-Day Free Trial 17.83 17.74 19.37 18.80 20.77

National Cap Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Noninterest Expense Get a 7-Day Free Trial 17.83 17.74 19.37 18.80 20.77
NACB
61GF Score
National Cap Bancorp Inc NACB
Total Noninterest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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National Cap Bancorp Total Noninterest Expense Calculation

Total Noninterest Expense is any expenses incurred that not related to interest. It includes:
Selling, General, & Admin. Expense
Occupancy
Equipment
Professional fees
Amortization of intangibles
Any other special income/charges (too numerous to list)
Some banks can do choose to report each of these items separately. Yet, there are a variety of noninterest expense which are simply too numerous to list.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Total Noninterest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $20.77 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Total Noninterest Expense of $20.77 Mil mean?
National Cap Bancorp (NACB) has a Total Noninterest Expense of $20.77 Mil as of Dec. 2025. Total noninterest expense is any expenses incurred that not related to interest. View historical data on National Cap Bancorp and its competitors.
Is National Cap Bancorp's Total Noninterest Expense too high?
National Cap Bancorp's current Total Noninterest Expense is $20.77 Mil. Overall, National Cap Bancorp has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Cap Bancorp's Total Noninterest Expense compare to BCOW and BKSC?
National Cap Bancorp's Total Noninterest Expense of $20.77 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Noninterest Expense for a Banks company?
A good Total Noninterest Expense depends on the Banks industry context. However, Total Noninterest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Noninterest Expense mean?
A high Total Noninterest Expense can signal that a stock is expensive relative to its fundamentals. Total noninterest expense is any expenses incurred that not related to interest. View historical data on National Cap Bancorp and its competitors. National Cap Bancorp's current Total Noninterest Expense is $20.77 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Cap Bancorp stock overvalued right now?
Based on GuruFocus' analysis, National Cap Bancorp (NACB) is currently considered Significantly Overvalued. The stock's GF Value™ is $58.14, compared to a current price of $82.00 — trading 41% above its estimated fair value. The current Total Noninterest Expense is $20.77 Mil. National Cap Bancorp's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Noninterest Expense calculated?
Total Noninterest Expense is calculated from a company's financial statements. For National Cap Bancorp (NACB), the current Total Noninterest Expense is $20.77 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Cap Bancorp (NACB) Overvalued in 2026?

Based on GuruFocus' analysis, National Cap Bancorp stock appears to be overvalued. The current stock price of $82.00 is trading 41% above its estimated GF Value™ of $58.14. GuruFocus considers National Cap Bancorp to be Significantly Overvalued.

Key valuation signals for NACB:

  • Total Noninterest Expense: $20.77 Mil
  • GF Value™: $58.14 vs. price of $82.00 (41% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the NACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Cap Bancorp Business Description

Address 316 Pennsylvania Avenue, SE, Washington, WA, USA, 20003
National Cap Bancorp Inc provides general banking services. The bank provides personal banking, mortgages, business banking services, and wealth management such as personal savings and loans, mobile banking, ATM cards, robust eBanking, remote deposit capture, merchant processing, construction finance, equipment leasing, treasury management services, and others.
61GF Score

Get the complete analysis for NACB

Total Noninterest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$82.00
Price
$58.14
GF Value