NACB (National Cap Bancorp) Dividend Payout Ratio: 0.14 (As of Dec. 2025) — Near Median


NACB National Cap Bancorp Inc NACB
59 GF Score
Price $78.00
GF Value $57.80
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is National Cap Bancorp Dividend Payout Ratio?

National Cap Bancorp NACB 59 Dividend Payout Ratio is 0.14 as of Dec. 2025, which is 7% below its 10-year median of 0.15. GuruFocus rates NACB with a GF Score™ of 59/100 and a GF Value™ of $57.80 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,168 Banks companies, National Cap Bancorp ranks better than 88.87% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. National Cap Bancorp's Dividend Payout Ratio for the months ended in Dec. 2025 was 0.14.

The historical rank and industry rank for National Cap Bancorp's Dividend Payout Ratio or its related term are showing as below:

NACB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.12   Med: 0.15   Max: 0.25
Current: 0.14

During the past 7 years, the highest Dividend Payout Ratio of National Cap Bancorp was 0.25. The lowest was 0.12. And the median was 0.15.

NACB's Dividend Payout Ratio is ranked better than
88.87% of 1168 companies
in the Banks industry
Industry Median: 0.32 vs NACB: 0.14

As of today (2026-06-27), the Dividend Yield % of National Cap Bancorp is 1.14%.

During the past 7 years, the highest Trailing Annual Dividend Yield of National Cap Bancorp was 1.60%. The lowest was 0.71%. And the median was 1.26%.

National Cap Bancorp's Dividends per Share for the months ended in Dec. 2025 was $0.84.

During the past 12 months, National Cap Bancorp's average Dividends Per Share Growth Rate was 27.30% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 11.90% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 7.90% per year.

During the past 7 years, the highest 3-Year average Dividends Per Share Growth Rate of National Cap Bancorp was 11.90% per year. The lowest was 2.90% per year. And the median was 4.60% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

National Cap Bancorp (OTCPK:NACB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

National Cap Bancorp Dividend Payout Ratio Related Terms

National Cap Bancorp Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for National Cap Bancorp's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Cap Bancorp Dividend Payout Ratio Chart

National Cap Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial 0.14 0.15 0.16 0.12 0.14

National Cap Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio Get a 7-Day Free Trial 0.14 0.15 0.16 0.12 0.14

NACB vs PBKX, DWNX, HCBN: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, National Cap Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

National Cap Bancorp Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, National Cap Bancorp's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where National Cap Bancorp's Dividend Payout Ratio falls into.


NACB
59GF Score
National Cap Bancorp Inc NACB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Cap Bancorp Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

National Cap Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=0.84/ 6.12
=0.14

National Cap Bancorp's Dividend Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Dec. 2025 )/ EPS without NRI (Q: Dec. 2025 )
=0.84/ 6.12
=0.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.14 mean?
National Cap Bancorp (NACB) has a Dividend Payout Ratio of 0.14 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on National Cap Bancorp and its competitors. This is near median its historical median of 0.15. Over the past decade, National Cap Bancorp's Dividend Payout Ratio has ranged from 0.12 to 0.25. According to the industry distribution chart, National Cap Bancorp ranks #130 out of 1168 companies in the Banks industry, placing it in the top 11.1%.
Is National Cap Bancorp's Dividend Payout Ratio too high?
National Cap Bancorp's current Dividend Payout Ratio of 0.14 is near median its 10-year median of 0.15. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 0.25. The Banks industry median Dividend Payout Ratio is 0.32. National Cap Bancorp's value of 0.14 is 56.3% below this industry median. Based on the distribution chart, National Cap Bancorp ranks #130 out of 1168 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, National Cap Bancorp has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Cap Bancorp's Dividend Payout Ratio compare to PBKX and DWNX?
According to the Banks industry distribution chart, National Cap Bancorp ranks #130 out of 1168 companies for Dividend Payout Ratio. This places National Cap Bancorp in the top 11% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. National Cap Bancorp's value of 0.14 is 56.3% below this benchmark. Historically, National Cap Bancorp's own Dividend Payout Ratio has ranged from 0.12 to 0.25 over the past decade. While the company's 10-year median is 0.15 vs. the industry median of 0.32, National Cap Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,168 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Cap Bancorp's current Dividend Payout Ratio of 0.14 is 56.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on National Cap Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Cap Bancorp's current Dividend Payout Ratio is 0.14, which is near median its own 10-year median of 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Cap Bancorp stock overvalued right now?
Based on GuruFocus' analysis, National Cap Bancorp (NACB) is currently considered Significantly Overvalued. The stock's GF Value™ is $57.80, compared to a current price of $78.00 — trading 34.9% above its estimated fair value. The current Dividend Payout Ratio is 0.14, which is near median its 10-year median of 0.15 and 56.3% below the Banks industry median of 0.32. National Cap Bancorp's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For National Cap Bancorp (NACB), the current Dividend Payout Ratio is 0.14 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Cap Bancorp (NACB) Overvalued in 2026?

Based on GuruFocus' analysis, National Cap Bancorp stock appears to be overvalued. The current stock price of $78.00 is trading 34.9% above its estimated GF Value™ of $57.80. GuruFocus considers National Cap Bancorp to be Significantly Overvalued.

Key valuation signals for NACB:

  • Dividend Payout Ratio: 0.14 (near median its 10-year median of 0.15)
  • GF Value™: $57.80 vs. price of $78.00 (34.9% above fair value)
  • GF Score™: 59/100 with 4 warning signs
  • Industry Position: 56.3% below the Banks median (#130 of 1168)

No single metric tells the full story. See the NACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Cap Bancorp Business Description

Address 316 Pennsylvania Avenue, SE, Washington, WA, USA, 20003
National Cap Bancorp Inc provides general banking services. The bank provides personal banking, mortgages, business banking services, and wealth management such as personal savings and loans, mobile banking, ATM cards, robust eBanking, remote deposit capture, merchant processing, construction finance, equipment leasing, treasury management services, and others.
59GF Score

Get the complete analysis for NACB

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$78.00
Price
$57.80
GF Value