NACB (National Cap Bancorp) ROE % Adjusted to Book Value: 9.73% (As of Dec. 2025)


NACB National Cap Bancorp Inc NACB
59 GF Score
Price $78.00
GF Value $57.80
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is National Cap Bancorp ROE % Adjusted to Book Value?

National Cap Bancorp NACB 59 ROE % Adjusted to Book Value is 9.73% as of Dec. 2025. GuruFocus rates NACB with a GF Score™ of 59/100 and a GF Value™ of $57.80 (Significantly Overvalued). The stock has 4 warning signs investors should review.

National Cap Bancorp's ROE % for the quarter that ended in Dec. 2025 was 11.09%. National Cap Bancorp's PB Ratio for the quarter that ended in Dec. 2025 was 1.14. National Cap Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 9.73%.

National Cap Bancorp ROE % Adjusted to Book Value Related Terms

National Cap Bancorp ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for National Cap Bancorp's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Cap Bancorp ROE % Adjusted to Book Value Chart

National Cap Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial 8.33 9.07 9.23 9.30 9.73

National Cap Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial 8.33 9.07 9.23 9.30 9.73

NACB vs PBKX, DWNX, HCBN: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, National Cap Bancorp's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

National Cap Bancorp ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, National Cap Bancorp's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where National Cap Bancorp's ROE % Adjusted to Book Value falls into.


NACB
59GF Score
National Cap Bancorp Inc NACB
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Cap Bancorp ROE % Adjusted to Book Value Calculation

National Cap Bancorp's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.09% / 1.14
=9.73%

National Cap Bancorp's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=11.09% / 1.14
=9.73%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 9.73% mean?
National Cap Bancorp (NACB) has a ROE % Adjusted to Book Value of 9.73% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on National Cap Bancorp and its competitors.
Is National Cap Bancorp's ROE % Adjusted to Book Value too high?
National Cap Bancorp's current ROE % Adjusted to Book Value is 9.73%. Overall, National Cap Bancorp has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Cap Bancorp's ROE % Adjusted to Book Value compare to PBKX and DWNX?
National Cap Bancorp's ROE % Adjusted to Book Value of 9.73% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on National Cap Bancorp and its competitors. National Cap Bancorp's current ROE % Adjusted to Book Value is 9.73%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Cap Bancorp stock overvalued right now?
Based on GuruFocus' analysis, National Cap Bancorp (NACB) is currently considered Significantly Overvalued. The stock's GF Value™ is $57.80, compared to a current price of $78.00 — trading 34.9% above its estimated fair value. The current ROE % Adjusted to Book Value is 9.73%. National Cap Bancorp's overall GF Score™ is 59/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For National Cap Bancorp (NACB), the current ROE % Adjusted to Book Value is 9.73% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Cap Bancorp (NACB) Overvalued in 2026?

Based on GuruFocus' analysis, National Cap Bancorp stock appears to be overvalued. The current stock price of $78.00 is trading 34.9% above its estimated GF Value™ of $57.80. GuruFocus considers National Cap Bancorp to be Significantly Overvalued.

Key valuation signals for NACB:

  • ROE % Adjusted to Book Value: 9.73%
  • GF Value™: $57.80 vs. price of $78.00 (34.9% above fair value)
  • GF Score™: 59/100 with 4 warning signs

No single metric tells the full story. See the NACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Cap Bancorp Business Description

Address 316 Pennsylvania Avenue, SE, Washington, WA, USA, 20003
National Cap Bancorp Inc provides general banking services. The bank provides personal banking, mortgages, business banking services, and wealth management such as personal savings and loans, mobile banking, ATM cards, robust eBanking, remote deposit capture, merchant processing, construction finance, equipment leasing, treasury management services, and others.
59GF Score

Get the complete analysis for NACB

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$78.00
Price
$57.80
GF Value