NACB (National Cap Bancorp) Interest Expense: $-9.74 Mil (TTM As of Dec. 2025)


NACB National Cap Bancorp Inc NACB
57 GF Score
Price $78.00
GF Value $57.87
Valuation Significantly Overvalued
! 4 Warning Signs
View Full Analysis

What is National Cap Bancorp Interest Expense?

National Cap Bancorp NACB +0.39% 57 Interest Expense is $-9.74 Mil as of Dec. 2025. GuruFocus rates NACB with a GF Score™ of 57/100 and a GF Value™ of $57.87 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. National Cap Bancorp's interest expense for the six months ended in Dec. 2025 was $ -9.74 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-9.74 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. National Cap Bancorp's Operating Income for the six months ended in Dec. 2025 was $ Mil. National Cap Bancorp's Interest Expense for the six months ended in Dec. 2025 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

National Cap Bancorp Interest Expense Historical Data

* Premium members only.

The historical data trend for National Cap Bancorp's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Cap Bancorp Interest Expense Chart

National Cap Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial -1.03 -2.03 -7.68 -11.60 -9.74

National Cap Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense Get a 7-Day Free Trial -1.03 -2.03 -7.68 -11.60 -9.74
NACB
57GF Score
National Cap Bancorp Inc NACB
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Cap Bancorp Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-9.74 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-9.74 Mil mean?
National Cap Bancorp (NACB) has a Interest Expense of $-9.74 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on National Cap Bancorp and its competitors.
Is National Cap Bancorp's Interest Expense too high?
National Cap Bancorp's current Interest Expense is $-9.74 Mil. Overall, National Cap Bancorp has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Cap Bancorp's Interest Expense compare to BCOW and BKSC?
National Cap Bancorp's Interest Expense of $-9.74 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on National Cap Bancorp and its competitors. National Cap Bancorp's current Interest Expense is $-9.74 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Cap Bancorp stock overvalued right now?
Based on GuruFocus' analysis, National Cap Bancorp (NACB) is currently considered Significantly Overvalued. The stock's GF Value™ is $57.87, compared to a current price of $78.00 — trading 34.8% above its estimated fair value. The current Interest Expense is $-9.74 Mil. National Cap Bancorp's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For National Cap Bancorp (NACB), the current Interest Expense is $-9.74 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Cap Bancorp (NACB) Overvalued in 2026?

Based on GuruFocus' analysis, National Cap Bancorp stock appears to be overvalued. The current stock price of $78.00 is trading 34.8% above its estimated GF Value™ of $57.87. GuruFocus considers National Cap Bancorp to be Significantly Overvalued.

Key valuation signals for NACB:

  • Interest Expense: $-9.74 Mil
  • GF Value™: $57.87 vs. price of $78.00 (34.8% above fair value)
  • GF Score™: 57/100 with 4 warning signs

No single metric tells the full story. See the NACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Cap Bancorp Business Description

Address 316 Pennsylvania Avenue, SE, Washington, WA, USA, 20003
National Cap Bancorp Inc provides general banking services. The bank provides personal banking, mortgages, business banking services, and wealth management such as personal savings and loans, mobile banking, ATM cards, robust eBanking, remote deposit capture, merchant processing, construction finance, equipment leasing, treasury management services, and others.
57GF Score

Get the complete analysis for NACB

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$78.00
Price
$57.87
GF Value