NACB (National Cap Bancorp) Total Payout Ratio: 0.14 (As of Jul. 30, 2026)

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NACB National Cap Bancorp Inc NACB
61 GF Score
Price $81.00
GF Value $58.23
Valuation Significantly Overvalued
! 4 Warning Signs
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What is National Cap Bancorp Total Payout Ratio?

National Cap Bancorp NACB -0.30% 61 Total Payout Ratio is 0.14 as of Jul. 30, 2026. GuruFocus rates NACB with a GF Score™ of 61/100 and a GF Value™ of $58.23 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income.

National Cap Bancorp's current Total Payout Ratio is 0.14.


National Cap Bancorp Total Payout Ratio Related Terms


National Cap Bancorp Total Payout Ratio Historical Data

* Premium members only.

The historical data trend for National Cap Bancorp's Total Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Cap Bancorp Total Payout Ratio Chart

National Cap Bancorp Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio
Get a 7-Day Free Trial 0.14 0.15 0.16 0.15 0.14

National Cap Bancorp Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Ratio Get a 7-Day Free Trial 0.14 0.15 0.16 0.15 0.14

NACB vs UBCP, FDVA, CBKM: Total Payout Ratio Comparison

For the Banks - Regional subindustry, National Cap Bancorp's Total Payout Ratio, along with its competitors' market caps and Total Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Cap Bancorp Total Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, National Cap Bancorp's Total Payout Ratio distribution charts can be found below:

* The bar in red indicates where National Cap Bancorp's Total Payout Ratio falls into.


NACB
61GF Score
National Cap Bancorp Inc NACB
Total Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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National Cap Bancorp Total Payout Ratio Calculation

Total Payout Ratio is a measurement showing the proportion of earnings a company pays shareholders in the form of dividends and net stock repurchases.

National Cap Bancorp's Total Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -0.966) / 7.033
=0.14

National Cap Bancorp's Total Payout Ratio for the quarter that ended in Dec. 2025 is calculated as

Total Payout Ratio=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Net Income
=- (0 + 0 + -0.966) / 7.033
=0.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Ratio →
What does a Total Payout Ratio of 0.14 mean?
National Cap Bancorp (NACB) has a Total Payout Ratio of 0.14 as of Jul. 30, 2026. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on National Cap Bancorp and its competitors.
Is National Cap Bancorp's Total Payout Ratio too high?
National Cap Bancorp's current Total Payout Ratio is 0.14. Overall, National Cap Bancorp has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Cap Bancorp's Total Payout Ratio compare to UBCP and FDVA?
National Cap Bancorp's Total Payout Ratio of 0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Ratio for a Banks company?
A good Total Payout Ratio depends on the Banks industry context. However, Total Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Ratio mean?
A high Total Payout Ratio can signal that a stock is expensive relative to its fundamentals. Total Payout Ratio is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Net Income. View historical data on National Cap Bancorp and its competitors. National Cap Bancorp's current Total Payout Ratio is 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Cap Bancorp stock overvalued right now?
Based on GuruFocus' analysis, National Cap Bancorp (NACB) is currently considered Significantly Overvalued. The stock's GF Value™ is $58.23, compared to a current price of $81.00 — trading 39.1% above its estimated fair value. The current Total Payout Ratio is 0.14. National Cap Bancorp's overall GF Score™ is 61/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Ratio calculated?
Total Payout Ratio is calculated from a company's financial statements. For National Cap Bancorp (NACB), the current Total Payout Ratio is 0.14 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Cap Bancorp (NACB) Overvalued in 2026?

Based on GuruFocus' analysis, National Cap Bancorp stock appears to be overvalued. The current stock price of $81.00 is trading 39.1% above its estimated GF Value™ of $58.23. GuruFocus considers National Cap Bancorp to be Significantly Overvalued.

Key valuation signals for NACB:

  • Total Payout Ratio: 0.14
  • GF Value™: $58.23 vs. price of $81.00 (39.1% above fair value)
  • GF Score™: 61/100 with 4 warning signs

No single metric tells the full story. See the NACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Cap Bancorp Business Description

Address 316 Pennsylvania Avenue, SE, Washington, WA, USA, 20003
National Cap Bancorp Inc provides general banking services. The bank provides personal banking, mortgages, business banking services, and wealth management such as personal savings and loans, mobile banking, ATM cards, robust eBanking, remote deposit capture, merchant processing, construction finance, equipment leasing, treasury management services, and others.
61GF Score

Get the complete analysis for NACB

Total Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$81.00
Price
$58.23
GF Value