National Cap BancorpNACB +0.39%57 PS Ratio is 2.97 as of Jul. 02, 2026, which is 29% above its 10-year median of 2.30. GuruFocus rates NACB with a GF Score™ of 57/100 and a GF Value™ of $57.87 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,517 Banks companies, National Cap Bancorp ranks better than 50.49% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, National Cap Bancorp's share price is $78.00.
National Cap Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $26.26. Hence, National Cap Bancorp's PS Ratio for today is 2.97.
Warning Sign:
National Cap Bancorp Inc stock PS Ratio (=2.97) is close to 1-year high of 3.15.
The historical rank and industry rank for National Cap Bancorp's PS Ratio or its related term are showing as below:
NACB'
s PS Ratio Range Over the Past 10 Years
Min: 1.81 Med: 2.3 Max: 3.89
Current: 2.97
During the past 7 years, National Cap Bancorp's highest PS Ratio was 3.89. The lowest was 1.81. And the median was 2.30.
NACB's PS Ratio is ranked better than 50.49% of 1517
companies
in the Banks industry
Industry Median: 3
vs NACB: 2.97
During the past 12 months, the average Revenue per Share Growth Rate of National Cap Bancorp was 10.40% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 8.30% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 5.70% per year.
During the past 7 years, National Cap Bancorp's highest 3-Year average Revenue per Share Growth Rate was 8.30% per year. The lowest was 4.00% per year. And the median was 5.30% per year.
Back to Basics: PS Ratio
National Cap Bancorp (OTCPK:NACB) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
National Cap Bancorp PS Ratio Related Terms
National Cap Bancorp PS Ratio Historical Data
* Premium members only.
The historical data trend for National Cap Bancorp's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, National Cap Bancorp's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Cap Bancorp PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, National Cap Bancorp's PS Ratio distribution charts can be found below:
* The bar in red indicates where National Cap Bancorp's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
National Cap Bancorp's Share Price of today is $78.00.
For company reported annually, GuruFocus uses latest annual data as the TTM data. National Cap Bancorp's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $26.26.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
National Cap Bancorp (NACB) has a PS Ratio of 2.97 as of Jul. 02, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on National Cap Bancorp and its competitors. This is 29% above median its historical median of 2.30. Over the past decade, National Cap Bancorp's PS Ratio has ranged from 1.81 to 3.89. According to the industry distribution chart, National Cap Bancorp ranks #751 out of 1517 companies in the Banks industry, placing it in the top 49.5%.
Is National Cap Bancorp's PS Ratio too high?
National Cap Bancorp's current PS Ratio of 2.97 is 29% above median its 10-year median of 2.30. Over the past 10 years, this metric has ranged from a low of 1.81 to a high of 3.89. The Banks industry median PS Ratio is 3.00. National Cap Bancorp's value of 2.97 is 1% below this industry median. Based on the distribution chart, National Cap Bancorp ranks #751 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, National Cap Bancorp has a GF Score™ of 57/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does National Cap Bancorp's PS Ratio compare to BCOW and BKSC?
According to the Banks industry distribution chart, National Cap Bancorp ranks #751 out of 1517 companies for PS Ratio. This puts National Cap Bancorp in the upper half of its industry. The industry median PS Ratio is 3.00. National Cap Bancorp's value of 2.97 is 1% below this benchmark. Historically, National Cap Bancorp's own PS Ratio has ranged from 1.81 to 3.89 over the past decade. While the company's 10-year median is 2.30 vs. the industry median of 3.00, National Cap Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.00, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Cap Bancorp's current PS Ratio of 2.97 is 1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on National Cap Bancorp and its competitors. For the Banks industry, the median PS Ratio is 3.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Cap Bancorp's current PS Ratio is 2.97, which is 29% above median its own 10-year median of 2.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Cap Bancorp stock overvalued right now?
Based on GuruFocus' analysis, National Cap Bancorp (NACB) is currently considered Significantly Overvalued. The stock's GF Value™ is $57.87, compared to a current price of $78.00 — trading 34.8% above its estimated fair value. The current PS Ratio is 2.97, which is 29% above median its 10-year median of 2.30 and 1% below the Banks industry median of 3.00. National Cap Bancorp's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For National Cap Bancorp (NACB), the current PS Ratio is 2.97 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Cap Bancorp (NACB) Overvalued in 2026?
Based on GuruFocus' analysis, National Cap Bancorp stock appears to be overvalued.
The current stock price of $78.00 is trading 34.8% above its estimated GF Value™ of $57.87.
GuruFocus considers National Cap Bancorp to be Significantly Overvalued.
Key valuation signals for NACB:
PS Ratio: 2.97 (29% above median its 10-year median of 2.30)
GF Value™: $57.87 vs. price of $78.00 (34.8% above fair value)
Industry Position: 1% below the Banks median (#751 of 1517)
No single metric tells the full story. See the NACB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Cap Bancorp Inc provides general banking services. The bank provides personal banking, mortgages, business banking services, and wealth management such as personal savings and loans, mobile banking, ATM cards, robust eBanking, remote deposit capture, merchant processing, construction finance, equipment leasing, treasury management services, and others.
57GF Score
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