SBNCM.PFD (Southern Bancshares NC) Beta: -0.1387 (As of Jul. 15, 2026)

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What is Southern Bancshares NC Beta?

Southern Bancshares NC SBNCM.PFD Beta is -0.1387 as of Jul. 15, 2026. The stock has 6 warning signs investors should review.

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-07-15), Southern Bancshares NC's Beta is -0.1387.

Southern Bancshares NC  (OTCPK:SBNCM.PFD) Beta Explanation

Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.

Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)

Southern Bancshares NC Beta Related Terms

Southern Bancshares NC Beta Historical Data

* Premium members only.

The historical data trend for Southern Bancshares NC's Beta can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern Bancshares NC Beta Chart

Southern Bancshares NC Annual Data
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Southern Bancshares NC Semi-Annual Data
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SBNCM.PFD vs NBBK, THFF, CAC: Beta Comparison

For the Banks - Regional subindustry, Southern Bancshares NC's Beta, along with its competitors' market caps and Beta data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southern Bancshares NC Beta vs Banks Industry

For the Banks industry and Financial Services sector, Southern Bancshares NC's Beta distribution charts can be found below:

* The bar in red indicates where Southern Bancshares NC's Beta falls into.


Southern Bancshares NC Beta Calculation

Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.

Frequently Asked Questions Learn more about Beta →
What does a Beta of -0.1387 mean?
Southern Bancshares NC (SBNCM.PFD) has a Beta of -0.1387 as of Jul. 15, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Southern Bancshares NC and its competitors.
Is Southern Bancshares NC's Beta too high?
Southern Bancshares NC's current Beta is -0.1387.
How does Southern Bancshares NC's Beta compare to NBBK and THFF?
Southern Bancshares NC's Beta of -0.1387 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for a Banks company?
A good Beta depends on the Banks industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Southern Bancshares NC and its competitors. Southern Bancshares NC's current Beta is -0.1387. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Bancshares NC stock overvalued right now?
Southern Bancshares NC (SBNCM.PFD) has a current Beta of -0.1387. The current Beta is -0.1387. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Southern Bancshares NC (SBNCM.PFD), the current Beta is -0.1387 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Southern Bancshares NC Business Description

Other Exchanges SBNC:USA
Address 116 E. Main Street, PO Box 729, Mount Olive, NC, USA, 28365
Southern Bancshares NC Inc is a bank holding company that provides financial and banking services. The services include personal banking, business banking, and mortgage banking services including checking, savings, loans, and mortgage services. It operates 45 banking offices in eastern North Carolina and 10 banking offices in Virginia.