SBNCM.PFD (Southern Bancshares NC) Interest Expense: $-61.81 Mil (TTM As of Dec. 2025)

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What is Southern Bancshares NC Interest Expense?

Southern Bancshares NC SBNCM.PFD Interest Expense is $-61.81 Mil as of Dec. 2025. The stock has 6 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Southern Bancshares NC's interest expense for the six months ended in Dec. 2025 was $ -61.81 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-61.81 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Southern Bancshares NC's Operating Income for the six months ended in Dec. 2025 was $ Mil. Southern Bancshares NC's Interest Expense for the six months ended in Dec. 2025 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Southern Bancshares NC Interest Expense Historical Data

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The historical data trend for Southern Bancshares NC's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Southern Bancshares NC Interest Expense Chart

Southern Bancshares NC Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial -5.12 -11.18 -51.84 -72.13 -61.81

Southern Bancshares NC Semi-Annual Data
Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense Get a 7-Day Free Trial -5.12 -11.18 -51.84 -72.13 -61.81

Southern Bancshares NC Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-61.81 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-61.81 Mil mean?
Southern Bancshares NC (SBNCM.PFD) has a Interest Expense of $-61.81 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Southern Bancshares NC and its competitors.
Is Southern Bancshares NC's Interest Expense too high?
Southern Bancshares NC's current Interest Expense is $-61.81 Mil.
How does Southern Bancshares NC's Interest Expense compare to NBBK and THFF?
Southern Bancshares NC's Interest Expense of $-61.81 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Southern Bancshares NC and its competitors. Southern Bancshares NC's current Interest Expense is $-61.81 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Bancshares NC stock overvalued right now?
Southern Bancshares NC (SBNCM.PFD) has a current Interest Expense of $-61.81 Mil. The current Interest Expense is $-61.81 Mil. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Southern Bancshares NC (SBNCM.PFD), the current Interest Expense is $-61.81 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Southern Bancshares NC Business Description

Other Exchanges SBNC:USA
Address 116 E. Main Street, PO Box 729, Mount Olive, NC, USA, 28365
Southern Bancshares NC Inc is a bank holding company that provides financial and banking services. The services include personal banking, business banking, and mortgage banking services including checking, savings, loans, and mortgage services. It operates 45 banking offices in eastern North Carolina and 10 banking offices in Virginia.