SBNCM.PFD (Southern Bancshares NC) Tariff Resilience Score: 8/10 (As of Jul. 15, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

What is Southern Bancshares NC Tariff Resilience Score?

Southern Bancshares NC SBNCM.PFD Tariff Resilience Score is 8 as of Jul. 15, 2026. The stock has 6 warning signs investors should review. Among 1,606 Banks companies, Southern Bancshares NC ranks better than 78.7% on this metric.

Southern Bancshares NC has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Southern Bancshares NC has As a regional bank, Southern Bancshares NC Inc has minimal direct exposure to international trade tariffs. Its operations are primarily domestic, reducing vulnerability to global supply chain disruptions.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Southern Bancshares NC might have Highly Resilient.

Southern Bancshares NC  (OTCPK:SBNCM.PFD) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Southern Bancshares NC Tariff Resilience Score Related Terms

SBNCM.PFD vs NBBK, THFF, CAC: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Southern Bancshares NC's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southern Bancshares NC Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Southern Bancshares NC's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Southern Bancshares NC's Tariff Resilience Score falls into.


What does a Tariff Resilience Score of 8 mean?
Southern Bancshares NC (SBNCM.PFD) has a Tariff Resilience Score of 8 as of Jul. 15, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Southern Bancshares NC ranks #342 out of 1606 companies in the Banks industry, placing it in the top 21.3%.
Is Southern Bancshares NC's Tariff Resilience Score too high?
Southern Bancshares NC's current Tariff Resilience Score is 8. Based on the distribution chart, Southern Bancshares NC ranks #342 out of 1606 companies in the Banks industry, which is in the top quartile — a strong position relative to peers.
How does Southern Bancshares NC's Tariff Resilience Score compare to NBBK and THFF?
According to the Banks industry distribution chart, Southern Bancshares NC ranks #342 out of 1606 companies for Tariff Resilience Score. This places Southern Bancshares NC in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Southern Bancshares NC's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southern Bancshares NC stock overvalued right now?
Southern Bancshares NC (SBNCM.PFD) has a current Tariff Resilience Score of 8. The current Tariff Resilience Score is 8. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Southern Bancshares NC (SBNCM.PFD), the current Tariff Resilience Score is 8 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Southern Bancshares NC Business Description

Other Exchanges SBNC:USA
Address 116 E. Main Street, PO Box 729, Mount Olive, NC, USA, 28365
Southern Bancshares NC Inc is a bank holding company that provides financial and banking services. The services include personal banking, business banking, and mortgage banking services including checking, savings, loans, and mortgage services. It operates 45 banking offices in eastern North Carolina and 10 banking offices in Virginia.