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BNK BankingASX:BBC 21 3-Year Book Growth Rate is -13.90% as of Dec. 2025. GuruFocus rates ASX:BBC with a GF Score™ of 21/100 and a GF Value™ of A$0.52 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,496 Banks companies, BNK Banking ranks worse than 98.33% on this metric.
During the past 12 months, BNK Banking's average Book Value per Share Growth Rate was 1.10% per year.
During the past 3 years, the average Book Value per Share Growth Rate was -13.90% per year.
During the past 5 years, the average Book Value per Share Growth Rate was -4.00% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 2.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of BNK Banking was 10.10% per year. The lowest was -14.70% per year. And the median was -0.10% per year.
BNK Banking (ASX:BBC) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
BNK Banking 3-Year Book Growth Rate Related Terms
ASX:BBC vs PNC, USB: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, BNK Banking's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BNK Banking 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, BNK Banking's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where BNK Banking's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of -13.90% mean?
BNK Banking (ASX:BBC) has a 3-Year Book Growth Rate of -13.90% as of Dec. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for BNK Banking and its competitors. According to the industry distribution chart, BNK Banking ranks #1471 out of 1496 companies in the Banks industry, placing it in the top 98.3%.
Is BNK Banking's 3-Year Book Growth Rate too high?
BNK Banking's current 3-Year Book Growth Rate is -13.90%. Based on the distribution chart, BNK Banking ranks #1471 out of 1496 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BNK Banking has a GF Score™ of 21/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BNK Banking's 3-Year Book Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, BNK Banking ranks #1471 out of 1496 companies for 3-Year Book Growth Rate. This places BNK Banking in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.70. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.70, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for BNK Banking and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BNK Banking's current 3-Year Book Growth Rate is -13.90%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNK Banking stock overvalued right now?
Based on GuruFocus' analysis, BNK Banking (ASX:BBC) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.52, compared to a current price of A$0.27 — trading 48.1% below its estimated fair value. The current 3-Year Book Growth Rate is -13.90%. BNK Banking's overall GF Score™ is 21/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For BNK Banking (ASX:BBC), the current 3-Year Book Growth Rate is -13.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BNK Banking (ASX:BBC) Overvalued in 2026?
Based on GuruFocus' analysis, BNK Banking stock appears to be undervalued.
The current stock price of A$0.27 is trading 48.1% below its estimated GF Value™ of A$0.52.
GuruFocus considers BNK Banking to be Possible Value Trap.
Key valuation signals for ASX:BBC:
3-Year Book Growth Rate: -13.90%
GF Value™: A$0.52 vs. price of A$0.27 (48.1% below fair value)
No single metric tells the full story. See the ASX:BBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BNK Banking Corp Ltd is engaged in the provision of a range of banking products and services to existing and new customers. The company offers a range of loan products, including home loans, personal loans, car loans, and business loans. It also offers a range of savings and investments, including transaction and savings accounts and term deposits. The company offers general and health insurance. It offers deposit accounts, including General Savings Accounts and Business Accounts. It generates maximum revenue from the Banking segment.
21GF Score
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