BNK Banking (ASX:BBC) PB Ratio: 0.26 (As of Jun. 27, 2026) — 52% Below Median


ASX:BBC BNK Banking Corp Ltd ASX:BBC
29 GF Score
Price A$0.27
GF Value A$0.50
Valuation Possible Value Trap
! 2 Warning Signs
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What is BNK Banking PB Ratio?

BNK Banking ASX:BBC 29 PB Ratio is 0.26 as of Jun. 27, 2026, which is 52% below its 10-year median of 0.54. GuruFocus rates ASX:BBC with a GF Score™ of 29/100 and a GF Value™ of A$0.50 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,516 Banks companies, BNK Banking ranks better than 97.49% on this metric.

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2026-06-27), BNK Banking's share price is A$0.265. BNK Banking's Book Value per Share for the quarter that ended in Dec. 2025 was A$1.03. Hence, BNK Banking's PB Ratio of today is 0.26.

Good Sign:

BNK Banking Corp Ltd stock PB Ratio (=0.23) is close to 10-year low of 0.21.

The historical rank and industry rank for BNK Banking's PB Ratio or its related term are showing as below:

ASX:BBC' s PB Ratio Range Over the Past 10 Years
Min: 0.21   Med: 0.54   Max: 1.81
Current: 0.25

During the past 13 years, BNK Banking's highest PB Ratio was 1.81. The lowest was 0.21. And the median was 0.54.

ASX:BBC's PB Ratio is ranked better than
97.49% of 1516 companies
in the Banks industry
Industry Median: 1.09 vs ASX:BBC: 0.25

During the past 12 months, BNK Banking's average Book Value Per Share Growth Rate was 1.10% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -13.90% per year. During the past 5 years, the average Book Value Per Share Growth Rate was -4.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 2.10% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of BNK Banking was 10.10% per year. The lowest was -14.70% per year. And the median was -0.10% per year.

Back to Basics: PB Ratio


BNK Banking  (ASX:BBC) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


BNK Banking PB Ratio Related Terms


BNK Banking PB Ratio Historical Data

* Premium members only.

The historical data trend for BNK Banking's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BNK Banking PB Ratio Chart

BNK Banking Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.66 0.60 0.45 0.34 0.29

BNK Banking Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.36 0.34 0.33 0.29 0.28

ASX:BBC vs PNC, USB: PB Ratio Comparison

For the Banks - Regional subindustry, BNK Banking's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BNK Banking PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, BNK Banking's PB Ratio distribution charts can be found below:

* The bar in red indicates where BNK Banking's PB Ratio falls into.


ASX:BBC
29GF Score
BNK Banking Corp Ltd ASX:BBC
PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BNK Banking PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

BNK Banking's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2025)
=0.265/1.031
=0.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about PB Ratio →
What does a PB Ratio of 0.26 mean?
BNK Banking (ASX:BBC) has a PB Ratio of 0.26 as of Jun. 27, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on BNK Banking and its competitors. This is 52% below median its historical median of 0.54. Over the past decade, BNK Banking's PB Ratio has ranged from 0.21 to 1.81. According to the industry distribution chart, BNK Banking ranks #38 out of 1516 companies in the Banks industry, placing it in the top 2.5%.
Is BNK Banking's PB Ratio too high?
BNK Banking's current PB Ratio of 0.26 is 52% below median its 10-year median of 0.54. Over the past 10 years, this metric has ranged from a low of 0.21 to a high of 1.81. The Banks industry median PB Ratio is 1.09. BNK Banking's value of 0.26 is 76.1% below this industry median. Based on the distribution chart, BNK Banking ranks #38 out of 1516 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, BNK Banking has a GF Score™ of 29/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BNK Banking's PB Ratio compare to PNC and USB?
According to the Banks industry distribution chart, BNK Banking ranks #38 out of 1516 companies for PB Ratio. This places BNK Banking in the top 3% of its industry — outperforming the majority of peers. The industry median PB Ratio is 1.09. BNK Banking's value of 0.26 is 76.1% below this benchmark. Historically, BNK Banking's own PB Ratio has ranged from 0.21 to 1.81 over the past decade. While the company's 10-year median is 0.54 vs. the industry median of 1.09, BNK Banking has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.09, based on 1,516 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BNK Banking's current PB Ratio of 0.26 is 76.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on BNK Banking and its competitors. For the Banks industry, the median PB Ratio is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BNK Banking's current PB Ratio is 0.26, which is 52% below median its own 10-year median of 0.54. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNK Banking stock overvalued right now?
Based on GuruFocus' analysis, BNK Banking (ASX:BBC) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.50, compared to a current price of A$0.27 — trading 47% below its estimated fair value. The current PB Ratio is 0.26, which is 52% below median its 10-year median of 0.54 and 76.1% below the Banks industry median of 1.09. BNK Banking's overall GF Score™ is 29/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For BNK Banking (ASX:BBC), the current PB Ratio is 0.26 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BNK Banking (ASX:BBC) Overvalued in 2026?

Based on GuruFocus' analysis, BNK Banking stock appears to be undervalued. The current stock price of A$0.27 is trading 47% below its estimated GF Value™ of A$0.50. GuruFocus considers BNK Banking to be Possible Value Trap.

Key valuation signals for ASX:BBC:

  • PB Ratio: 0.26 (52% below median its 10-year median of 0.54)
  • GF Value™: A$0.50 vs. price of A$0.27 (47% below fair value)
  • GF Score™: 29/100 with 2 warning signs
  • Industry Position: 76.1% below the Banks median (#38 of 1516)

No single metric tells the full story. See the ASX:BBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BNK Banking Business Description

Address 191 St George’s Terrace, Level 14, Perth, WA, AUS, 6000
BNK Banking Corp Ltd is engaged in the provision of a range of banking products and services to existing and new customers. The company offers a range of loan products, including home loans, personal loans, car loans, and business loans. It also offers a range of savings and investments, including transaction and savings accounts and term deposits. The company offers general and health insurance. It offers deposit accounts, including General Savings Accounts and Business Accounts. It generates maximum revenue from the Banking segment.
29GF Score

Get the complete analysis for ASX:BBC

PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.27
Price
A$0.50
GF Value