BNK BankingASX:BBC 26 Debt-to-Equity is 0.63 as of Dec. 2025, which is 51% below its 10-year median of 1.29. GuruFocus rates ASX:BBC with a GF Score™ of 26/100 and a GF Value™ of A$0.51 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,422 Banks companies, BNK Banking ranks worse than 53.8% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for BNK Banking's Debt-to-Equity or its related term are showing as below:
ASX:BBC'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.12 Med: 1.29 Max: 2.66
Current: 0.63
During the past 13 years, the highest Debt-to-Equity Ratio of BNK Banking was 2.66. The lowest was 0.12. And the median was 1.29.
ASX:BBC's Debt-to-Equity is ranked worse than 53.8% of 1422
companies
in the Banks industry
Industry Median: 0.56
vs ASX:BBC: 0.63
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
BNK Banking Debt-to-Equity Related Terms
BNK Banking Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for BNK Banking's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BNK Banking's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BNK Banking Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, BNK Banking's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where BNK Banking's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BNK Banking (ASX:BBC) has a Debt-to-Equity of 0.63 as of Dec. 2025. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on BNK Banking and its competitors. This is 51% below median its historical median of 1.29. Over the past decade, BNK Banking's Debt-to-Equity has ranged from 0.12 to 2.66. According to the industry distribution chart, BNK Banking ranks #765 out of 1422 companies in the Banks industry, placing it in the top 53.8%.
Is BNK Banking's Debt-to-Equity too high?
BNK Banking's current Debt-to-Equity of 0.63 is 51% below median its 10-year median of 1.29. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 2.66. The Banks industry median Debt-to-Equity is 0.56. BNK Banking's value of 0.63 is 12.5% above this industry median. Based on the distribution chart, BNK Banking ranks #765 out of 1422 companies in the Banks industry, which is below the industry midpoint. Overall, BNK Banking has a GF Score™ of 26/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BNK Banking's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, BNK Banking ranks #765 out of 1422 companies for Debt-to-Equity. This places BNK Banking in the lower half of its industry. The industry median Debt-to-Equity is 0.56. BNK Banking's value of 0.63 is 12.5% above this benchmark. Historically, BNK Banking's own Debt-to-Equity has ranged from 0.12 to 2.66 over the past decade. While the company's 10-year median is 1.29 vs. the industry median of 0.56, BNK Banking has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BNK Banking's current Debt-to-Equity of 0.63 is 12.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on BNK Banking and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BNK Banking's current Debt-to-Equity is 0.63, which is 51% below median its own 10-year median of 1.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNK Banking stock overvalued right now?
Based on GuruFocus' analysis, BNK Banking (ASX:BBC) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.51, compared to a current price of A$0.25 — trading 51% below its estimated fair value. The current Debt-to-Equity is 0.63, which is 51% below median its 10-year median of 1.29 and 12.5% above the Banks industry median of 0.56. BNK Banking's overall GF Score™ is 26/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For BNK Banking (ASX:BBC), the current Debt-to-Equity is 0.63 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BNK Banking (ASX:BBC) Overvalued in 2026?
Based on GuruFocus' analysis, BNK Banking stock appears to be undervalued.
The current stock price of A$0.25 is trading 51% below its estimated GF Value™ of A$0.51.
GuruFocus considers BNK Banking to be Possible Value Trap.
Key valuation signals for ASX:BBC:
Debt-to-Equity: 0.63 (51% below median its 10-year median of 1.29)
GF Value™: A$0.51 vs. price of A$0.25 (51% below fair value)
Industry Position: 12.5% above the Banks median (#765 of 1422)
No single metric tells the full story. See the ASX:BBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BNK Banking Corp Ltd is engaged in the provision of a range of banking products and services to existing and new customers. The company offers a range of loan products, including home loans, personal loans, car loans, and business loans. It also offers a range of savings and investments, including transaction and savings accounts and term deposits. The company offers general and health insurance. It offers deposit accounts, including General Savings Accounts and Business Accounts. It generates maximum revenue from the Banking segment.
26GF Score
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