BNK Banking (ASX:BBC) Profitability Rank: 3 (As of Dec. 2025) — 25% Below Median


ASX:BBC BNK Banking Corp Ltd ASX:BBC
26 GF Score
Price A$0.25
GF Value A$0.51
Valuation Possible Value Trap
! 2 Warning Signs
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What is BNK Banking Profitability Rank?

BNK Banking ASX:BBC 26 Profitability Rank is 3 as of Dec. 2025, which is 25% below its 10-year median of 4.00. GuruFocus rates ASX:BBC with a GF Score™ of 26/100 and a GF Value™ of A$0.51 (Possible Value Trap). The stock has 2 warning signs investors should review.

BNK Banking has the Profitability Rank of 3. It has had trouble to make a profit.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

BNK Banking's Operating Margin % for the quarter that ended in Dec. 2025 was 0.00%. As of today, BNK Banking's Piotroski F-Score is 7.


BNK Banking Profitability Rank Related Terms


ASX:BBC vs PNC, USB: Profitability Rank Comparison

For the Banks - Regional subindustry, BNK Banking's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BNK Banking Profitability Rank vs Banks Industry

For the Banks industry and Financial Services sector, BNK Banking's Profitability Rank distribution charts can be found below:

* The bar in red indicates where BNK Banking's Profitability Rank falls into.


ASX:BBC
26GF Score
BNK Banking Corp Ltd ASX:BBC
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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BNK Banking Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

BNK Banking has the Profitability Rank of 3. It has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

BNK Banking's Operating Margin % for the quarter that ended in Dec. 2025 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2025 ) / Revenue (Q: Dec. 2025 )
=0 / 13.237
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Good Sign:

Piotroski F-Score is 7, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

BNK Banking has an F-score of 7. It is a good or high score, which usually indicates a very healthy situation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 3 mean?
BNK Banking (ASX:BBC) has a Profitability Rank of 3 as of Dec. 2025. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on BNK Banking and its competitors. This is 25% below median its historical median of 4.00. Over the past decade, BNK Banking's Profitability Rank has ranged from 2.00 to 5.00.
Is BNK Banking's Profitability Rank too high?
BNK Banking's current Profitability Rank of 3 is 25% below median its 10-year median of 4.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 5.00. Overall, BNK Banking has a GF Score™ of 26/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BNK Banking's Profitability Rank compare to PNC and USB?
BNK Banking's Profitability Rank of 3 can be compared against companies in the Banks industry. Historically, BNK Banking's own Profitability Rank has ranged from 2.00 to 5.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Banks company?
A good Profitability Rank depends on the Banks industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on BNK Banking and its competitors. BNK Banking's current Profitability Rank is 3, which is 25% below median its own 10-year median of 4.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNK Banking stock overvalued right now?
Based on GuruFocus' analysis, BNK Banking (ASX:BBC) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.51, compared to a current price of A$0.25 — trading 51% below its estimated fair value. The current Profitability Rank is 3, which is 25% below median its 10-year median of 4.00. BNK Banking's overall GF Score™ is 26/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For BNK Banking (ASX:BBC), the current Profitability Rank is 3 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BNK Banking (ASX:BBC) Overvalued in 2026?

Based on GuruFocus' analysis, BNK Banking stock appears to be undervalued. The current stock price of A$0.25 is trading 51% below its estimated GF Value™ of A$0.51. GuruFocus considers BNK Banking to be Possible Value Trap.

Key valuation signals for ASX:BBC:

  • Profitability Rank: 3 (25% below median its 10-year median of 4.00)
  • GF Value™: A$0.51 vs. price of A$0.25 (51% below fair value)
  • GF Score™: 26/100 with 2 warning signs

No single metric tells the full story. See the ASX:BBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BNK Banking Business Description

Address 191 St George’s Terrace, Level 14, Perth, WA, AUS, 6000
BNK Banking Corp Ltd is engaged in the provision of a range of banking products and services to existing and new customers. The company offers a range of loan products, including home loans, personal loans, car loans, and business loans. It also offers a range of savings and investments, including transaction and savings accounts and term deposits. The company offers general and health insurance. It offers deposit accounts, including General Savings Accounts and Business Accounts. It generates maximum revenue from the Banking segment.
26GF Score

Get the complete analysis for ASX:BBC

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.25
Price
A$0.51
GF Value