BNK Banking (ASX:BBC) ROE % Adjusted to Book Value: 2.46% (As of Dec. 2025)


ASX:BBC BNK Banking Corp Ltd ASX:BBC
29 GF Score
Price A$0.27
GF Value A$0.50
Valuation Possible Value Trap
! 2 Warning Signs
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What is BNK Banking ROE % Adjusted to Book Value?

BNK Banking ASX:BBC 29 ROE % Adjusted to Book Value is 2.46% as of Dec. 2025. GuruFocus rates ASX:BBC with a GF Score™ of 29/100 and a GF Value™ of A$0.50 (Possible Value Trap). The stock has 2 warning signs investors should review.

BNK Banking's ROE % for the quarter that ended in Dec. 2025 was 0.69%. BNK Banking's PB Ratio for the quarter that ended in Dec. 2025 was 0.28. BNK Banking's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 was 2.46%.

BNK Banking ROE % Adjusted to Book Value Related Terms

BNK Banking ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for BNK Banking's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BNK Banking ROE % Adjusted to Book Value Chart

BNK Banking Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.12 62.60 -5.49 -15.82 3.66

BNK Banking Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -7.94 -23.24 1.61 5.45 2.46

ASX:BBC vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, BNK Banking's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

BNK Banking ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, BNK Banking's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where BNK Banking's ROE % Adjusted to Book Value falls into.


ASX:BBC
29GF Score
BNK Banking Corp Ltd ASX:BBC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BNK Banking ROE % Adjusted to Book Value Calculation

BNK Banking's ROE % Adjusted to Book Value for the fiscal year that ended in Jun. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=1.06% / 0.29
=3.66%

BNK Banking's ROE % Adjusted to Book Value for the quarter that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=0.69% / 0.28
=2.46%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 2.46% mean?
BNK Banking (ASX:BBC) has a ROE % Adjusted to Book Value of 2.46% as of Dec. 2025. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on BNK Banking and its competitors.
Is BNK Banking's ROE % Adjusted to Book Value too high?
BNK Banking's current ROE % Adjusted to Book Value is 2.46%. Overall, BNK Banking has a GF Score™ of 29/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BNK Banking's ROE % Adjusted to Book Value compare to PNC and USB?
BNK Banking's ROE % Adjusted to Book Value of 2.46% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on BNK Banking and its competitors. BNK Banking's current ROE % Adjusted to Book Value is 2.46%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNK Banking stock overvalued right now?
Based on GuruFocus' analysis, BNK Banking (ASX:BBC) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.50, compared to a current price of A$0.27 — trading 47% below its estimated fair value. The current ROE % Adjusted to Book Value is 2.46%. BNK Banking's overall GF Score™ is 29/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For BNK Banking (ASX:BBC), the current ROE % Adjusted to Book Value is 2.46% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BNK Banking (ASX:BBC) Overvalued in 2026?

Based on GuruFocus' analysis, BNK Banking stock appears to be undervalued. The current stock price of A$0.27 is trading 47% below its estimated GF Value™ of A$0.50. GuruFocus considers BNK Banking to be Possible Value Trap.

Key valuation signals for ASX:BBC:

  • ROE % Adjusted to Book Value: 2.46%
  • GF Value™: A$0.50 vs. price of A$0.27 (47% below fair value)
  • GF Score™: 29/100 with 2 warning signs

No single metric tells the full story. See the ASX:BBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BNK Banking Business Description

Address 191 St George’s Terrace, Level 14, Perth, WA, AUS, 6000
BNK Banking Corp Ltd is engaged in the provision of a range of banking products and services to existing and new customers. The company offers a range of loan products, including home loans, personal loans, car loans, and business loans. It also offers a range of savings and investments, including transaction and savings accounts and term deposits. The company offers general and health insurance. It offers deposit accounts, including General Savings Accounts and Business Accounts. It generates maximum revenue from the Banking segment.
29GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.27
Price
A$0.50
GF Value