BNK BankingASX:BBC 29 Net Margin % is 3.17% as of Dec. 2025, which is 102% above its 10-year median of 1.57. GuruFocus rates ASX:BBC with a GF Score™ of 29/100 and a GF Value™ of A$0.50 (Possible Value Trap). The stock has 2 warning signs investors should review. Among 1,527 Banks companies, BNK Banking ranks worse than 91.49% on this metric.
Net margin is calculated as Net Income divided by its Revenue. BNK Banking's Net Income for the
six
months ended in Dec. 2025 was A$0.42 Mil. BNK Banking's Revenue for the
six
months ended in Dec. 2025 was A$13.24 Mil. Therefore, BNK Banking's net margin for the quarter that ended in Dec. 2025 was 3.17%.
The historical rank and industry rank for BNK Banking's Net Margin % or its related term are showing as below:
ASX:BBC'
s Net Margin % Range Over the Past 10 Years
Min: -41.26 Med: 1.57 Max: 1081.92
Current: 6.35
ASX:BBC's Net Margin % is ranked worse than 91.49% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs ASX:BBC: 6.35
BNK Banking (ASX:BBC) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
BNK Banking Net Margin % Related Terms
BNK Banking Net Margin % Historical Data
* Premium members only.
The historical data trend for BNK Banking's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, BNK Banking's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BNK Banking Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, BNK Banking's Net Margin % distribution charts can be found below:
* The bar in red indicates where BNK Banking's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BNK Banking (ASX:BBC) has a Net Margin % of 3.17% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on BNK Banking and its competitors. This is 102% above median its historical median of 1.57. According to the industry distribution chart, BNK Banking ranks #1397 out of 1527 companies in the Banks industry, placing it in the top 91.5%.
Is BNK Banking's Net Margin % too high?
BNK Banking's current Net Margin % of 3.17% is 102% above median its 10-year median of 1.57. The Banks industry median Net Margin % is 26.95. BNK Banking's value of 3.17% is 88.2% below this industry median. Based on the distribution chart, BNK Banking ranks #1397 out of 1527 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, BNK Banking has a GF Score™ of 29/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BNK Banking's Net Margin % compare to PNC and USB?
According to the Banks industry distribution chart, BNK Banking ranks #1397 out of 1527 companies for Net Margin %. This places BNK Banking in the lower half of its industry. The industry median Net Margin % is 26.95. BNK Banking's value of 3.17% is 88.2% below this benchmark. While the company's 10-year median is 1.57 vs. the industry median of 26.95, BNK Banking has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BNK Banking's current Net Margin % of 3.17% is 88.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on BNK Banking and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BNK Banking's current Net Margin % is 3.17%, which is 102% above median its own 10-year median of 1.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BNK Banking stock overvalued right now?
Based on GuruFocus' analysis, BNK Banking (ASX:BBC) is currently considered Possible Value Trap. The stock's GF Value™ is A$0.50, compared to a current price of A$0.27 — trading 47% below its estimated fair value. The current Net Margin % is 3.17%, which is 102% above median its 10-year median of 1.57 and 88.2% below the Banks industry median of 26.95. BNK Banking's overall GF Score™ is 29/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For BNK Banking (ASX:BBC), the current Net Margin % is 3.17% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BNK Banking (ASX:BBC) Overvalued in 2026?
Based on GuruFocus' analysis, BNK Banking stock appears to be undervalued.
The current stock price of A$0.27 is trading 47% below its estimated GF Value™ of A$0.50.
GuruFocus considers BNK Banking to be Possible Value Trap.
Key valuation signals for ASX:BBC:
Net Margin %: 3.17% (102% above median its 10-year median of 1.57)
GF Value™: A$0.50 vs. price of A$0.27 (47% below fair value)
Industry Position: 88.2% below the Banks median (#1397 of 1527)
No single metric tells the full story. See the ASX:BBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BNK Banking Corp Ltd is engaged in the provision of a range of banking products and services to existing and new customers. The company offers a range of loan products, including home loans, personal loans, car loans, and business loans. It also offers a range of savings and investments, including transaction and savings accounts and term deposits. The company offers general and health insurance. It offers deposit accounts, including General Savings Accounts and Business Accounts. It generates maximum revenue from the Banking segment.
29GF Score
Get the complete analysis for ASX:BBC
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