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Allam Bank BSCBAH:SALAM +0.49%60 3-Year Book Growth Rate is 28.60% as of Mar. 2026, which is 9433% above its 10-year median of 0.30. GuruFocus rates BAH:SALAM with a GF Score™ of 60/100 and a GF Value™ of BHD0.27 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,496 Banks companies, Allam Bank BSC ranks better than 94.12% on this metric.
During the past 12 months, Allam Bank BSC's average Book Value per Share Growth Rate was 5.70% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 28.60% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 18.80% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 5.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Allam Bank BSC was 28.60% per year. The lowest was -5.70% per year. And the median was 0.30% per year.
Allam Bank BSC (BAH:SALAM) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Allam Bank BSC 3-Year Book Growth Rate Related Terms
BAH:SALAM vs PNC, USB: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Allam Bank BSC's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allam Bank BSC 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Allam Bank BSC's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Allam Bank BSC's 3-Year Book Growth Rate falls into.
Allam Bank BSC 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 28.60% mean?
Allam Bank BSC (BAH:SALAM) has a 3-Year Book Growth Rate of 28.60% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Allam Bank BSC and its competitors. This is 9433% above median its historical median of 0.30. According to the industry distribution chart, Allam Bank BSC ranks #88 out of 1496 companies in the Banks industry, placing it in the top 5.9%.
Is Allam Bank BSC's 3-Year Book Growth Rate too high?
Allam Bank BSC's current 3-Year Book Growth Rate of 28.60% is 9433% above median its 10-year median of 0.30. The Banks industry median 3-Year Book Growth Rate is 8.70. Allam Bank BSC's value of 28.60% is 228.7% above this industry median. Based on the distribution chart, Allam Bank BSC ranks #88 out of 1496 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Allam Bank BSC has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allam Bank BSC's 3-Year Book Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Allam Bank BSC ranks #88 out of 1496 companies for 3-Year Book Growth Rate. This places Allam Bank BSC in the top 6% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.70. Allam Bank BSC's value of 28.60% is 228.7% above this benchmark. While the company's 10-year median is 0.30 vs. the industry median of 8.70, Allam Bank BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.70, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allam Bank BSC's current 3-Year Book Growth Rate of 28.60% is 228.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Allam Bank BSC and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allam Bank BSC's current 3-Year Book Growth Rate is 28.60%, which is 9433% above median its own 10-year median of 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allam Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, Allam Bank BSC (BAH:SALAM) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.27, compared to a current price of BHD0.21 — trading 23.3% below its estimated fair value. The current 3-Year Book Growth Rate is 28.60%, which is 9433% above median its 10-year median of 0.30 and 228.7% above the Banks industry median of 8.70. Allam Bank BSC's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Allam Bank BSC (BAH:SALAM), the current 3-Year Book Growth Rate is 28.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allam Bank BSC (BAH:SALAM) Overvalued in 2026?
Based on GuruFocus' analysis, Allam Bank BSC stock appears to be undervalued.
The current stock price of BHD0.21 is trading 23.3% below its estimated GF Value™ of BHD0.27.
GuruFocus considers Allam Bank BSC to be Modestly Undervalued.
Key valuation signals for BAH:SALAM:
3-Year Book Growth Rate: 28.60% (9433% above median its 10-year median of 0.30)
GF Value™: BHD0.27 vs. price of BHD0.21 (23.3% below fair value)
Industry Position: 228.7% above the Banks median (#88 of 1496)
No single metric tells the full story. See the BAH:SALAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Salam Bank BSC is a banking corporation operating in Bahrain. It provides various Islamic banking products and services in the Kingdom of Bahrain. The company offers money market, trading, and treasury services, including short-term commodities, managing portfolios, and serving clients with a range of investment products, funds, and alternative investments. Besides, it also manages the un-deployed capital of the company by investing it in high-quality financial instruments. The company's reportable segments namely Banking, Treasury, Takaful and Investments. It generates maximum revenue from the Banking segment.
60GF Score
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