Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Allam Bank BSC's 3-Year RORE % for the quarter that ended in Mar. 2026 was 22.22%.
The industry rank for Allam Bank BSC's 3-Year RORE % or its related term are showing as below:
BAH:SALAM's 3-Year RORE % is ranked better than 73.98% of 1472
companies
in the Banks industry
Industry Median: 9.87
vs BAH:SALAM: 22.22
Allam Bank BSC (BAH:SALAM) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Allam Bank BSC 3-Year RORE % Related Terms
Allam Bank BSC 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Allam Bank BSC's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Allam Bank BSC's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allam Bank BSC 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Allam Bank BSC's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Allam Bank BSC's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Allam Bank BSC (BAH:SALAM) has a 3-Year RORE % of 22.22 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Allam Bank BSC and its competitors. According to the industry distribution chart, Allam Bank BSC ranks #383 out of 1472 companies in the Banks industry, placing it in the top 26%.
Is Allam Bank BSC's 3-Year RORE % too high?
Allam Bank BSC's current 3-Year RORE % is 22.22. The Banks industry median 3-Year RORE % is 9.87. Allam Bank BSC's value of 22.22 is 125.1% above this industry median. Based on the distribution chart, Allam Bank BSC ranks #383 out of 1472 companies in the Banks industry, which is above the industry midpoint. Overall, Allam Bank BSC has a GF Score™ of 42/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allam Bank BSC's 3-Year RORE % compare to PNC and USB?
According to the Banks industry distribution chart, Allam Bank BSC ranks #383 out of 1472 companies for 3-Year RORE %. This puts Allam Bank BSC in the upper half of its industry. The industry median 3-Year RORE % is 9.87. Allam Bank BSC's value of 22.22 is 125.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.87, based on 1,472 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allam Bank BSC's current 3-Year RORE % of 22.22 is 125.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Allam Bank BSC and its competitors. For the Banks industry, the median 3-Year RORE % is 9.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allam Bank BSC's current 3-Year RORE % is 22.22. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allam Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, Allam Bank BSC (BAH:SALAM) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.29, compared to a current price of BHD0.22 — trading 23.4% below its estimated fair value. The current 3-Year RORE % is 22.22 and 125.1% above the Banks industry median of 9.87. Allam Bank BSC's overall GF Score™ is 42/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Allam Bank BSC (BAH:SALAM), the current 3-Year RORE % is 22.22 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allam Bank BSC (BAH:SALAM) Overvalued in 2026?
Based on GuruFocus' analysis, Allam Bank BSC stock appears to be undervalued.
The current stock price of BHD0.22 is trading 23.4% below its estimated GF Value™ of BHD0.29.
GuruFocus considers Allam Bank BSC to be Modestly Undervalued.
Key valuation signals for BAH:SALAM:
3-Year RORE %: 22.22
GF Value™: BHD0.29 vs. price of BHD0.22 (23.4% below fair value)
Industry Position: 125.1% above the Banks median (#383 of 1472)
No single metric tells the full story. See the BAH:SALAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Salam Bank BSC is a banking corporation operating in Bahrain. It provides various Islamic banking products and services in the Kingdom of Bahrain. The company offers money market, trading, and treasury services, including short-term commodities, managing portfolios, and serving clients with a range of investment products, funds, and alternative investments. Besides, it also manages the un-deployed capital of the company by investing it in high-quality financial instruments. The company's reportable segments namely Banking, Treasury, Takaful and Investments. It generates maximum revenue from the Banking segment.
42GF Score
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