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Allam Bank BSCBAH:SALAM 60 Equity-to-Asset is 0.08 as of Mar. 2026, which is 33% below its 10-year median of 0.12. GuruFocus rates BAH:SALAM with a GF Score™ of 60/100 and a GF Value™ of BHD0.28 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,528 Banks companies, Allam Bank BSC ranks worse than 66.03% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Allam Bank BSC's Total Stockholders Equity for the quarter that ended in Mar. 2026 was BHD649.7 Mil. Allam Bank BSC's Total Assets for the quarter that ended in Mar. 2026 was BHD8,510.9 Mil.
Therefore, Allam Bank BSC's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.08.
The historical rank and industry rank for Allam Bank BSC's Equity-to-Asset or its related term are showing as below:
BAH:SALAM'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06 Med: 0.12 Max: 0.23
Current: 0.08
During the past 13 years, the highest Equity to Asset Ratio of Allam Bank BSC was 0.23. The lowest was 0.06. And the median was 0.12.
BAH:SALAM's Equity-to-Asset is ranked worse than 66.03% of 1528
companies
in the Banks industry
Industry Median: 0.1
vs BAH:SALAM: 0.08
Allam Bank BSC (BAH:SALAM) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Allam Bank BSC Equity-to-Asset Related Terms
Allam Bank BSC Equity-to-Asset Historical Data
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The historical data trend for Allam Bank BSC's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Allam Bank BSC's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allam Bank BSC Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Allam Bank BSC's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Allam Bank BSC's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Allam Bank BSC's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allam Bank BSC (BAH:SALAM) has a Equity-to-Asset of 0.08 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Allam Bank BSC and its competitors. This is 33% below median its historical median of 0.12. Over the past decade, Allam Bank BSC's Equity-to-Asset has ranged from 0.06 to 0.23. According to the industry distribution chart, Allam Bank BSC ranks #1009 out of 1528 companies in the Banks industry, placing it in the top 66%.
Is Allam Bank BSC's Equity-to-Asset too high?
Allam Bank BSC's current Equity-to-Asset of 0.08 is 33% below median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.23. The Banks industry median Equity-to-Asset is 0.10. Allam Bank BSC's value of 0.08 is 20% below this industry median. Based on the distribution chart, Allam Bank BSC ranks #1009 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Allam Bank BSC has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allam Bank BSC's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Allam Bank BSC ranks #1009 out of 1528 companies for Equity-to-Asset. This places Allam Bank BSC in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Allam Bank BSC's value of 0.08 is 20% below this benchmark. Historically, Allam Bank BSC's own Equity-to-Asset has ranged from 0.06 to 0.23 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, Allam Bank BSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allam Bank BSC's current Equity-to-Asset of 0.08 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Allam Bank BSC and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allam Bank BSC's current Equity-to-Asset is 0.08, which is 33% below median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allam Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, Allam Bank BSC (BAH:SALAM) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.28, compared to a current price of BHD0.21 — trading 25% below its estimated fair value. The current Equity-to-Asset is 0.08, which is 33% below median its 10-year median of 0.12 and 20% below the Banks industry median of 0.10. Allam Bank BSC's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Allam Bank BSC (BAH:SALAM), the current Equity-to-Asset is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allam Bank BSC (BAH:SALAM) Overvalued in 2026?
Based on GuruFocus' analysis, Allam Bank BSC stock appears to be undervalued.
The current stock price of BHD0.21 is trading 25% below its estimated GF Value™ of BHD0.28.
GuruFocus considers Allam Bank BSC to be Modestly Undervalued.
Key valuation signals for BAH:SALAM:
Equity-to-Asset: 0.08 (33% below median its 10-year median of 0.12)
GF Value™: BHD0.28 vs. price of BHD0.21 (25% below fair value)
Industry Position: 20% below the Banks median (#1009 of 1528)
No single metric tells the full story. See the BAH:SALAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Salam Bank BSC is a banking corporation operating in Bahrain. It provides various Islamic banking products and services in the Kingdom of Bahrain. The company offers money market, trading, and treasury services, including short-term commodities, managing portfolios, and serving clients with a range of investment products, funds, and alternative investments. Besides, it also manages the un-deployed capital of the company by investing it in high-quality financial instruments. The company's reportable segments namely Banking, Treasury, Takaful and Investments. It generates maximum revenue from the Banking segment.
60GF Score
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