Allam Bank BSC (BAH:SALAM) 5-Year Yield-on-Cost %: 3.64 (As of Jul. 03, 2026) — Near Median


BAH:SALAM Al Salam Bank BSC BAH:SALAM
49 GF Score
Price BHD0.22
GF Value BHD0.28
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Allam Bank BSC 5-Year Yield-on-Cost %?

Allam Bank BSC BAH:SALAM 49 5-Year Yield-on-Cost % is 3.64 as of Jul. 03, 2026, which is 1% below its 10-year median of 3.68. GuruFocus rates BAH:SALAM with a GF Score™ of 49/100 and a GF Value™ of BHD0.28 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,252 Banks companies, Allam Bank BSC ranks worse than 54.79% on this metric.

Allam Bank BSC's yield on cost for the quarter that ended in Mar. 2026 was 3.64.


The historical rank and industry rank for Allam Bank BSC's 5-Year Yield-on-Cost % or its related term are showing as below:

BAH:SALAM' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.06   Med: 3.68   Max: 17.77
Current: 3.64


During the past 13 years, Allam Bank BSC's highest Yield on Cost was 17.77. The lowest was 2.06. And the median was 3.68.


BAH:SALAM's 5-Year Yield-on-Cost % is ranked worse than
54.79% of 1252 companies
in the Banks industry
Industry Median: 3.91 vs BAH:SALAM: 3.64

Allam Bank BSC  (BAH:SALAM) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Allam Bank BSC 5-Year Yield-on-Cost % Related Terms


BAH:SALAM vs PNC, USB: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, Allam Bank BSC's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allam Bank BSC 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Allam Bank BSC's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Allam Bank BSC's 5-Year Yield-on-Cost % falls into.


BAH:SALAM
49GF Score
Al Salam Bank BSC BAH:SALAM
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Allam Bank BSC 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Allam Bank BSC is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 3.64 mean?
Allam Bank BSC (BAH:SALAM) has a 5-Year Yield-on-Cost % of 3.64 as of Jul. 03, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Allam Bank BSC and its competitors. This is near median its historical median of 3.68. Over the past decade, Allam Bank BSC's 5-Year Yield-on-Cost % has ranged from 2.06 to 17.77. According to the industry distribution chart, Allam Bank BSC ranks #686 out of 1252 companies in the Banks industry, placing it in the top 54.8%.
Is Allam Bank BSC's 5-Year Yield-on-Cost % too high?
Allam Bank BSC's current 5-Year Yield-on-Cost % of 3.64 is near median its 10-year median of 3.68. Over the past 10 years, this metric has ranged from a low of 2.06 to a high of 17.77. The Banks industry median 5-Year Yield-on-Cost % is 3.91. Allam Bank BSC's value of 3.64 is 6.9% below this industry median. Based on the distribution chart, Allam Bank BSC ranks #686 out of 1252 companies in the Banks industry, which is below the industry midpoint. Overall, Allam Bank BSC has a GF Score™ of 49/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allam Bank BSC's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Allam Bank BSC ranks #686 out of 1252 companies for 5-Year Yield-on-Cost %. This places Allam Bank BSC in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.91. Allam Bank BSC's value of 3.64 is 6.9% below this benchmark. Historically, Allam Bank BSC's own 5-Year Yield-on-Cost % has ranged from 2.06 to 17.77 over the past decade. While the company's 10-year median is 3.68 vs. the industry median of 3.91, Allam Bank BSC has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.91, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allam Bank BSC's current 5-Year Yield-on-Cost % of 3.64 is 6.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Allam Bank BSC and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allam Bank BSC's current 5-Year Yield-on-Cost % is 3.64, which is near median its own 10-year median of 3.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allam Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, Allam Bank BSC (BAH:SALAM) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.28, compared to a current price of BHD0.22 — trading 21.8% below its estimated fair value. The current 5-Year Yield-on-Cost % is 3.64, which is near median its 10-year median of 3.68 and 6.9% below the Banks industry median of 3.91. Allam Bank BSC's overall GF Score™ is 49/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Allam Bank BSC (BAH:SALAM), the current 5-Year Yield-on-Cost % is 3.64 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allam Bank BSC (BAH:SALAM) Overvalued in 2026?

Based on GuruFocus' analysis, Allam Bank BSC stock appears to be undervalued. The current stock price of BHD0.22 is trading 21.8% below its estimated GF Value™ of BHD0.28. GuruFocus considers Allam Bank BSC to be Modestly Undervalued.

Key valuation signals for BAH:SALAM:

  • 5-Year Yield-on-Cost %: 3.64 (near median its 10-year median of 3.68)
  • GF Value™: BHD0.28 vs. price of BHD0.22 (21.8% below fair value)
  • GF Score™: 49/100 with 3 warning signs
  • Industry Position: 6.9% below the Banks median (#686 of 1252)

No single metric tells the full story. See the BAH:SALAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allam Bank BSC Business Description

Address Burj Al Khair 3, P.O. Box 18282, Manama, BHR
Al Salam Bank BSC is a banking corporation operating in Bahrain. It provides various Islamic banking products and services in the Kingdom of Bahrain. The company offers money market, trading, and treasury services, including short-term commodities, managing portfolios, and serving clients with a range of investment products, funds, and alternative investments. Besides, it also manages the un-deployed capital of the company by investing it in high-quality financial instruments. The company's reportable segments namely Banking, Treasury, Takaful and Investments. It generates maximum revenue from the Banking segment.
49GF Score

Get the complete analysis for BAH:SALAM

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BHD0.22
Price
BHD0.28
GF Value