Allam Bank BSCBAH:SALAM 51 Net Margin % is 39.40% as of Mar. 2026, which is 51% above its 10-year median of 26.17. GuruFocus rates BAH:SALAM with a GF Score™ of 51/100 and a GF Value™ of BHD0.29 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,526 Banks companies, Allam Bank BSC ranks worse than 62.65% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Allam Bank BSC's Net Income for the
three
months ended in Mar. 2026 was BHD23.1 Mil. Allam Bank BSC's Revenue for the
three
months ended in Mar. 2026 was BHD58.7 Mil. Therefore, Allam Bank BSC's net margin for the quarter that ended in Mar. 2026 was 39.40%.
The historical rank and industry rank for Allam Bank BSC's Net Margin % or its related term are showing as below:
BAH:SALAM'
s Net Margin % Range Over the Past 10 Years
Min: 10.96 Med: 26.17 Max: 38.3
Current: 23.14
BAH:SALAM's Net Margin % is ranked worse than 62.65% of 1526
companies
in the Banks industry
Industry Median: 26.97
vs BAH:SALAM: 23.14
Allam Bank BSC (BAH:SALAM) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Allam Bank BSC Net Margin % Related Terms
Allam Bank BSC Net Margin % Historical Data
* Premium members only.
The historical data trend for Allam Bank BSC's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Allam Bank BSC's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allam Bank BSC Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Allam Bank BSC's Net Margin % distribution charts can be found below:
* The bar in red indicates where Allam Bank BSC's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allam Bank BSC (BAH:SALAM) has a Net Margin % of 39.40% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Allam Bank BSC and its competitors. This is 51% above median its historical median of 26.17. Over the past decade, Allam Bank BSC's Net Margin % has ranged from 10.96 to 38.30. According to the industry distribution chart, Allam Bank BSC ranks #956 out of 1526 companies in the Banks industry, placing it in the top 62.6%.
Is Allam Bank BSC's Net Margin % too high?
Allam Bank BSC's current Net Margin % of 39.40% is 51% above median its 10-year median of 26.17. Over the past 10 years, this metric has ranged from a low of 10.96 to a high of 38.30. The Banks industry median Net Margin % is 26.97. Allam Bank BSC's value of 39.40% is 46.1% above this industry median. Based on the distribution chart, Allam Bank BSC ranks #956 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Allam Bank BSC has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allam Bank BSC's Net Margin % compare to PNC?
According to the Banks industry distribution chart, Allam Bank BSC ranks #956 out of 1526 companies for Net Margin %. This places Allam Bank BSC in the lower half of its industry. The industry median Net Margin % is 26.97. Allam Bank BSC's value of 39.40% is 46.1% above this benchmark. Historically, Allam Bank BSC's own Net Margin % has ranged from 10.96 to 38.30 over the past decade. While the company's 10-year median is 26.17 vs. the industry median of 26.97, Allam Bank BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.97, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allam Bank BSC's current Net Margin % of 39.40% is 46.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Allam Bank BSC and its competitors. For the Banks industry, the median Net Margin % is 26.97 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allam Bank BSC's current Net Margin % is 39.40%, which is 51% above median its own 10-year median of 26.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allam Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, Allam Bank BSC (BAH:SALAM) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.29, compared to a current price of BHD0.22 — trading 23.4% below its estimated fair value. The current Net Margin % is 39.40%, which is 51% above median its 10-year median of 26.17 and 46.1% above the Banks industry median of 26.97. Allam Bank BSC's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Allam Bank BSC (BAH:SALAM), the current Net Margin % is 39.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allam Bank BSC (BAH:SALAM) Overvalued in 2026?
Based on GuruFocus' analysis, Allam Bank BSC stock appears to be undervalued.
The current stock price of BHD0.22 is trading 23.4% below its estimated GF Value™ of BHD0.29.
GuruFocus considers Allam Bank BSC to be Modestly Undervalued.
Key valuation signals for BAH:SALAM:
Net Margin %: 39.40% (51% above median its 10-year median of 26.17)
GF Value™: BHD0.29 vs. price of BHD0.22 (23.4% below fair value)
Industry Position: 46.1% above the Banks median (#956 of 1526)
No single metric tells the full story. See the BAH:SALAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Salam Bank BSC is a banking corporation operating in Bahrain. It provides various Islamic banking products and services in the Kingdom of Bahrain. The company offers money market, trading, and treasury services, including short-term commodities, managing portfolios, and serving clients with a range of investment products, funds, and alternative investments. Besides, it also manages the un-deployed capital of the company by investing it in high-quality financial instruments. The company's reportable segments namely Banking, Treasury, Takaful and Investments. It generates maximum revenue from the Banking segment.
51GF Score
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