Allam Bank BSC (BAH:SALAM) Scaled Net Operating Assets: 0.07 (As of Mar. 2026)


BAH:SALAM Al Salam Bank BSC BAH:SALAM
51 GF Score
Price BHD0.22
GF Value BHD0.29
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Allam Bank BSC Scaled Net Operating Assets?

Allam Bank BSC BAH:SALAM 51 Scaled Net Operating Assets is 0.07 as of Mar. 2026. GuruFocus rates BAH:SALAM with a GF Score™ of 51/100 and a GF Value™ of BHD0.29 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Allam Bank BSC's operating assets for the quarter that ended in Mar. 2026 was BHD7,006.1 Mil. Allam Bank BSC's operating liabilities for the quarter that ended in Mar. 2026 was BHD6,462.3 Mil. Allam Bank BSC's Total Assets for the quarter that ended in Dec. 2025 was BHD8,053.9 Mil. Therefore, Allam Bank BSC's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.07.

BAH:SALAM
51GF Score
Al Salam Bank BSC BAH:SALAM
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Allam Bank BSC Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Allam Bank BSC's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(7243.89-6227.822)/7062.778
=0.14

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=8053.896 - 810.006
=7243.89

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7304.176 - 1076.354 - 0
=6227.822

Allam Bank BSC's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(7006.084-6462.343)/8053.896
=0.07

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=8510.904 - 1504.82
=7006.084

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7783.769 - 1321.426 - 0
=6462.343

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.07 mean?
Allam Bank BSC (BAH:SALAM) has a Scaled Net Operating Assets of 0.07 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Allam Bank BSC and its competitors.
Is Allam Bank BSC's Scaled Net Operating Assets too high?
Allam Bank BSC's current Scaled Net Operating Assets is 0.07. Overall, Allam Bank BSC has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allam Bank BSC's Scaled Net Operating Assets compare to PNC?
Allam Bank BSC's Scaled Net Operating Assets of 0.07 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Allam Bank BSC and its competitors. Allam Bank BSC's current Scaled Net Operating Assets is 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allam Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, Allam Bank BSC (BAH:SALAM) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.29, compared to a current price of BHD0.22 — trading 23.4% below its estimated fair value. The current Scaled Net Operating Assets is 0.07. Allam Bank BSC's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Allam Bank BSC (BAH:SALAM), the current Scaled Net Operating Assets is 0.07 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allam Bank BSC (BAH:SALAM) Overvalued in 2026?

Based on GuruFocus' analysis, Allam Bank BSC stock appears to be undervalued. The current stock price of BHD0.22 is trading 23.4% below its estimated GF Value™ of BHD0.29. GuruFocus considers Allam Bank BSC to be Modestly Undervalued.

Key valuation signals for BAH:SALAM:

  • Scaled Net Operating Assets: 0.07
  • GF Value™: BHD0.29 vs. price of BHD0.22 (23.4% below fair value)
  • GF Score™: 51/100 with 3 warning signs

No single metric tells the full story. See the BAH:SALAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Allam Bank BSC Business Description

Address Burj Al Khair 3, P.O. Box 18282, Manama, BHR
Al Salam Bank BSC is a banking corporation operating in Bahrain. It provides various Islamic banking products and services in the Kingdom of Bahrain. The company offers money market, trading, and treasury services, including short-term commodities, managing portfolios, and serving clients with a range of investment products, funds, and alternative investments. Besides, it also manages the un-deployed capital of the company by investing it in high-quality financial instruments. The company's reportable segments namely Banking, Treasury, Takaful and Investments. It generates maximum revenue from the Banking segment.
51GF Score

Get the complete analysis for BAH:SALAM

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BHD0.22
Price
BHD0.29
GF Value