Allam Bank BSCBAH:SALAM -0.94%60 Debt-to-Equity is 2.03 as of Mar. 2026, which is 157% above its 10-year median of 0.79. GuruFocus rates BAH:SALAM with a GF Score™ of 60/100 and a GF Value™ of BHD0.28 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,421 Banks companies, Allam Bank BSC ranks worse than 85.64% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Allam Bank BSC's Debt-to-Equity or its related term are showing as below:
BAH:SALAM'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.23 Med: 0.79 Max: 2.03
Current: 2.03
During the past 13 years, the highest Debt-to-Equity Ratio of Allam Bank BSC was 2.03. The lowest was 0.23. And the median was 0.79.
BAH:SALAM's Debt-to-Equity is ranked worse than 85.64% of 1421
companies
in the Banks industry
Industry Median: 0.56
vs BAH:SALAM: 2.03
Allam Bank BSC (BAH:SALAM) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Allam Bank BSC Debt-to-Equity Related Terms
Allam Bank BSC Debt-to-Equity Historical Data
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The historical data trend for Allam Bank BSC's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Allam Bank BSC's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allam Bank BSC Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Allam Bank BSC's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Allam Bank BSC's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allam Bank BSC (BAH:SALAM) has a Debt-to-Equity of 2.03 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Allam Bank BSC and its competitors. This is 157% above median its historical median of 0.79. Over the past decade, Allam Bank BSC's Debt-to-Equity has ranged from 0.23 to 2.03. According to the industry distribution chart, Allam Bank BSC ranks #1217 out of 1421 companies in the Banks industry, placing it in the top 85.6%.
Is Allam Bank BSC's Debt-to-Equity too high?
Allam Bank BSC's current Debt-to-Equity of 2.03 is 157% above median its 10-year median of 0.79. Over the past 10 years, this metric has ranged from a low of 0.23 to a high of 2.03. The Banks industry median Debt-to-Equity is 0.56. Allam Bank BSC's value of 2.03 is 262.5% above this industry median. Based on the distribution chart, Allam Bank BSC ranks #1217 out of 1421 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Allam Bank BSC has a GF Score™ of 60/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Allam Bank BSC's Debt-to-Equity compare to PNC and USB?
According to the Banks industry distribution chart, Allam Bank BSC ranks #1217 out of 1421 companies for Debt-to-Equity. This places Allam Bank BSC in the lower half of its industry. The industry median Debt-to-Equity is 0.56. Allam Bank BSC's value of 2.03 is 262.5% above this benchmark. Historically, Allam Bank BSC's own Debt-to-Equity has ranged from 0.23 to 2.03 over the past decade. While the company's 10-year median is 0.79 vs. the industry median of 0.56, Allam Bank BSC has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.56, based on 1,421 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allam Bank BSC's current Debt-to-Equity of 2.03 is 262.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Allam Bank BSC and its competitors. For the Banks industry, the median Debt-to-Equity is 0.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allam Bank BSC's current Debt-to-Equity is 2.03, which is 157% above median its own 10-year median of 0.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allam Bank BSC stock overvalued right now?
Based on GuruFocus' analysis, Allam Bank BSC (BAH:SALAM) is currently considered Modestly Undervalued. The stock's GF Value™ is BHD0.28, compared to a current price of BHD0.21 — trading 24.6% below its estimated fair value. The current Debt-to-Equity is 2.03, which is 157% above median its 10-year median of 0.79 and 262.5% above the Banks industry median of 0.56. Allam Bank BSC's overall GF Score™ is 60/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Allam Bank BSC (BAH:SALAM), the current Debt-to-Equity is 2.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allam Bank BSC (BAH:SALAM) Overvalued in 2026?
Based on GuruFocus' analysis, Allam Bank BSC stock appears to be undervalued.
The current stock price of BHD0.21 is trading 24.6% below its estimated GF Value™ of BHD0.28.
GuruFocus considers Allam Bank BSC to be Modestly Undervalued.
Key valuation signals for BAH:SALAM:
Debt-to-Equity: 2.03 (157% above median its 10-year median of 0.79)
GF Value™: BHD0.28 vs. price of BHD0.21 (24.6% below fair value)
Industry Position: 262.5% above the Banks median (#1217 of 1421)
No single metric tells the full story. See the BAH:SALAM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Al Salam Bank BSC is a banking corporation operating in Bahrain. It provides various Islamic banking products and services in the Kingdom of Bahrain. The company offers money market, trading, and treasury services, including short-term commodities, managing portfolios, and serving clients with a range of investment products, funds, and alternative investments. Besides, it also manages the un-deployed capital of the company by investing it in high-quality financial instruments. The company's reportable segments namely Banking, Treasury, Takaful and Investments. It generates maximum revenue from the Banking segment.
60GF Score
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