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Allianz Ayudhya CapitalBKK:AYUD-R -0.56%84 3-Year Book Growth Rate is 7.30% as of Jun. 2026, which is 181% above its 10-year median of 2.60. GuruFocus rates BKK:AYUD-R with a GF Score™ of 84/100 and a GF Value™ of ฿44.43 (Fairly Valued). The stock has 6 warning signs investors should review. Among 477 Insurance companies, Allianz Ayudhya Capital ranks worse than 54.09% on this metric.
During the past 12 months, Allianz Ayudhya Capital's average Book Value per Share Growth Rate was 9.40% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 7.30% per year.
During the past 5 years, the average Book Value per Share Growth Rate was -5.60% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 1.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Allianz Ayudhya Capital was 17.80% per year. The lowest was -16.90% per year. And the median was 2.60% per year.
Allianz Ayudhya Capital (BKK:AYUD-R) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Allianz Ayudhya Capital 3-Year Book Growth Rate Related Terms
BKK:AYUD-R vs CB, PGR, TRV: 3-Year Book Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, Allianz Ayudhya Capital's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz Ayudhya Capital 3-Year Book Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz Ayudhya Capital's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Allianz Ayudhya Capital's 3-Year Book Growth Rate falls into.
Allianz Ayudhya Capital 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 7.30% mean?
Allianz Ayudhya Capital (BKK:AYUD-R) has a 3-Year Book Growth Rate of 7.30% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Allianz Ayudhya Capital and its competitors. This is 181% above median its historical median of 2.60. According to the industry distribution chart, Allianz Ayudhya Capital ranks #258 out of 477 companies in the Insurance industry, placing it in the top 54.1%.
Is Allianz Ayudhya Capital's 3-Year Book Growth Rate too high?
Allianz Ayudhya Capital's current 3-Year Book Growth Rate of 7.30% is 181% above median its 10-year median of 2.60. The Insurance industry median 3-Year Book Growth Rate is 8.20. Allianz Ayudhya Capital's value of 7.30% is 11% below this industry median. Based on the distribution chart, Allianz Ayudhya Capital ranks #258 out of 477 companies in the Insurance industry, which is below the industry midpoint. Overall, Allianz Ayudhya Capital has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Allianz Ayudhya Capital's 3-Year Book Growth Rate compare to CB and PGR?
According to the Insurance industry distribution chart, Allianz Ayudhya Capital ranks #258 out of 477 companies for 3-Year Book Growth Rate. This places Allianz Ayudhya Capital in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.20. Allianz Ayudhya Capital's value of 7.30% is 11% below this benchmark. While the company's 10-year median is 2.60 vs. the industry median of 8.20, Allianz Ayudhya Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Insurance company?
The median 3-Year Book Growth Rate among Insurance companies is 8.20, based on 477 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz Ayudhya Capital's current 3-Year Book Growth Rate of 7.30% is 11% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Allianz Ayudhya Capital and its competitors. For the Insurance industry, the median 3-Year Book Growth Rate is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Ayudhya Capital's current 3-Year Book Growth Rate is 7.30%, which is 181% above median its own 10-year median of 2.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Ayudhya Capital stock overvalued right now?
Based on GuruFocus' analysis, Allianz Ayudhya Capital (BKK:AYUD-R) is currently considered Fairly Valued. The stock's GF Value™ is ฿44.43, compared to a current price of ฿44.00 — trading 1% below its estimated fair value. The current 3-Year Book Growth Rate is 7.30%, which is 181% above median its 10-year median of 2.60 and 11% below the Insurance industry median of 8.20. Allianz Ayudhya Capital's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Allianz Ayudhya Capital (BKK:AYUD-R), the current 3-Year Book Growth Rate is 7.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz Ayudhya Capital (BKK:AYUD-R) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz Ayudhya Capital stock appears to be undervalued.
The current stock price of ฿44.00 is trading 1% below its estimated GF Value™ of ฿44.43.
GuruFocus considers Allianz Ayudhya Capital to be Fairly Valued.
Key valuation signals for BKK:AYUD-R:
3-Year Book Growth Rate: 7.30% (181% above median its 10-year median of 2.60)
GF Value™: ฿44.43 vs. price of ฿44.00 (1% below fair value)
Industry Position: 11% below the Insurance median (#258 of 477)
No single metric tells the full story. See the BKK:AYUD-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz Ayudhya Capital PLC is an investment holding company. The company is engaged in providing individual insurance such as motor insurance, personal accidents insurance, travel accidents insurance, fire insurance, cancer insurance and others. It is involved in non-life insurance business covering for loss or damage of insured properties, such as constructions, commercial and residential buildings, factories, and merchandise, marine and transportation insurance. The company is operating in three principal business segments Non-life insurance business generating the key revenue, Service business and Investment business, which are only organized and managed in a single geographic area, namely in Thailand.
84GF Score
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3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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