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Allianz Ayudhya CapitalBKK:AYUD-R -0.56%84 Cyclically Adjusted Price-to-FCF is 61.97 as of Aug. 30, 2026, which is 82% above its 10-year median of 34.11. GuruFocus rates BKK:AYUD-R with a GF Score™ of 84/100 and a GF Value™ of ฿44.43 (Fairly Valued). The stock has 6 warning signs investors should review. Among 311 Insurance companies, Allianz Ayudhya Capital ranks worse than 90.03% on this metric.
The historical rank and industry rank for Allianz Ayudhya Capital's Cyclically Adjusted Price-to-FCF or its related term are showing as below:
BKK:AYUD-R'
s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 17.5 Med: 34.11 Max: 390.38
Current: 56.4
During the past years, Allianz Ayudhya Capital's highest Cyclically Adjusted Price-to-FCF was 390.38. The lowest was 17.50. And the median was 34.11.
BKK:AYUD-R's Cyclically Adjusted Price-to-FCF is ranked worse than 90.03% of 311
companies
in the Insurance industry
Industry Median: 14.52
vs BKK:AYUD-R: 56.40
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.
Allianz Ayudhya Capital's adjusted free cash flow per share data for the three months ended in Jun. 2026 was ฿0.573. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is ฿0.71 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Allianz Ayudhya Capital (BKK:AYUD-R) Cyclically Adjusted Price-to-FCF Explanation
Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.
Allianz Ayudhya Capital Cyclically Adjusted Price-to-FCF Related Terms
Allianz Ayudhya Capital Cyclically Adjusted Price-to-FCF Historical Data
* Premium members only.
The historical data trend for Allianz Ayudhya Capital's Cyclically Adjusted Price-to-FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz Ayudhya Capital Cyclically Adjusted Price-to-FCF Chart
BKK:AYUD-R vs CB, PGR, TRV: Cyclically Adjusted Price-to-FCF Comparison
For the Insurance - Property & Casualty subindustry, Allianz Ayudhya Capital's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz Ayudhya Capital Cyclically Adjusted Price-to-FCF vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz Ayudhya Capital's Cyclically Adjusted Price-to-FCF distribution charts can be found below:
* The bar in red indicates where Allianz Ayudhya Capital's Cyclically Adjusted Price-to-FCF falls into.
Allianz Ayudhya Capital Cyclically Adjusted Price-to-FCF Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted Price-to-FCF of 61.97 mean?
Allianz Ayudhya Capital (BKK:AYUD-R) has a Cyclically Adjusted Price-to-FCF of 61.97 as of Aug. 30, 2026. Cyclically Adjusted Price-to-FCF Ratio is the ratio of share price to a company's inflation-adjusted FCF per share over a 10-year period. View historical data on Allianz Ayudhya Capital and its competitors. This is 82% above median its historical median of 34.11. Over the past decade, Allianz Ayudhya Capital's Cyclically Adjusted Price-to-FCF has ranged from 17.50 to 390.38. According to the industry distribution chart, Allianz Ayudhya Capital ranks #280 out of 311 companies in the Insurance industry, placing it in the top 90%.
Is Allianz Ayudhya Capital's Cyclically Adjusted Price-to-FCF too high?
Allianz Ayudhya Capital's current Cyclically Adjusted Price-to-FCF of 61.97 is 82% above median its 10-year median of 34.11. Over the past 10 years, this metric has ranged from a low of 17.50 to a high of 390.38. The Insurance industry median Cyclically Adjusted Price-to-FCF is 14.52. Allianz Ayudhya Capital's value of 61.97 is 326.8% above this industry median. Based on the distribution chart, Allianz Ayudhya Capital ranks #280 out of 311 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Allianz Ayudhya Capital has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Allianz Ayudhya Capital's Cyclically Adjusted Price-to-FCF compare to CB and PGR?
According to the Insurance industry distribution chart, Allianz Ayudhya Capital ranks #280 out of 311 companies for Cyclically Adjusted Price-to-FCF. This places Allianz Ayudhya Capital in the lower half of its industry. The industry median Cyclically Adjusted Price-to-FCF is 14.52. Allianz Ayudhya Capital's value of 61.97 is 326.8% above this benchmark. Historically, Allianz Ayudhya Capital's own Cyclically Adjusted Price-to-FCF has ranged from 17.50 to 390.38 over the past decade. While the company's 10-year median is 34.11 vs. the industry median of 14.52, Allianz Ayudhya Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Price-to-FCF for an Insurance company?
The median Cyclically Adjusted Price-to-FCF among Insurance companies is 14.52, based on 311 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted Price-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted Price-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz Ayudhya Capital's current Cyclically Adjusted Price-to-FCF of 61.97 is 326.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Price-to-FCF mean?
A high Cyclically Adjusted Price-to-FCF can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted Price-to-FCF Ratio is the ratio of share price to a company's inflation-adjusted FCF per share over a 10-year period. View historical data on Allianz Ayudhya Capital and its competitors. For the Insurance industry, the median Cyclically Adjusted Price-to-FCF is 14.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Ayudhya Capital's current Cyclically Adjusted Price-to-FCF is 61.97, which is 82% above median its own 10-year median of 34.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Ayudhya Capital stock overvalued right now?
Based on GuruFocus' analysis, Allianz Ayudhya Capital (BKK:AYUD-R) is currently considered Fairly Valued. The stock's GF Value™ is ฿44.43, compared to a current price of ฿44.00 — trading 1% below its estimated fair value. The current Cyclically Adjusted Price-to-FCF is 61.97, which is 82% above median its 10-year median of 34.11 and 326.8% above the Insurance industry median of 14.52. Allianz Ayudhya Capital's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Price-to-FCF calculated?
Cyclically Adjusted Price-to-FCF is calculated from a company's financial statements. For Allianz Ayudhya Capital (BKK:AYUD-R), the current Cyclically Adjusted Price-to-FCF is 61.97 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz Ayudhya Capital (BKK:AYUD-R) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz Ayudhya Capital stock appears to be undervalued.
The current stock price of ฿44.00 is trading 1% below its estimated GF Value™ of ฿44.43.
GuruFocus considers Allianz Ayudhya Capital to be Fairly Valued.
Key valuation signals for BKK:AYUD-R:
Cyclically Adjusted Price-to-FCF: 61.97 (82% above median its 10-year median of 34.11)
GF Value™: ฿44.43 vs. price of ฿44.00 (1% below fair value)
Industry Position: 326.8% above the Insurance median (#280 of 311)
No single metric tells the full story. See the BKK:AYUD-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz Ayudhya Capital PLC is an investment holding company. The company is engaged in providing individual insurance such as motor insurance, personal accidents insurance, travel accidents insurance, fire insurance, cancer insurance and others. It is involved in non-life insurance business covering for loss or damage of insured properties, such as constructions, commercial and residential buildings, factories, and merchandise, marine and transportation insurance. The company is operating in three principal business segments Non-life insurance business generating the key revenue, Service business and Investment business, which are only organized and managed in a single geographic area, namely in Thailand.
84GF Score
Get the complete analysis for BKK:AYUD-R
Cyclically Adjusted Price-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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