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Allianz Ayudhya CapitalBKK:AYUD-R -0.56%84 3-Year EPS without NRI Growth Rate is 33.00% as of Jun. 2026, which is 227% above its 10-year median of 10.10. GuruFocus rates BKK:AYUD-R with a GF Score™ of 84/100 and a GF Value™ of ฿44.43 (Fairly Valued). The stock has 6 warning signs investors should review. Among 398 Insurance companies, Allianz Ayudhya Capital ranks better than 71.86% on this metric.
During the past 12 months, Allianz Ayudhya Capital's average EPS without NRI Growth Rate was 11.00% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 33.00% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 29.70% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 11.10% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Allianz Ayudhya Capital was 92.50% per year. The lowest was -40.10% per year. And the median was 10.10% per year.
Allianz Ayudhya Capital (BKK:AYUD-R) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Allianz Ayudhya Capital 3-Year EPS without NRI Growth Rate Related Terms
BKK:AYUD-R vs CB, PGR, TRV: 3-Year EPS without NRI Growth Rate Comparison
For the Insurance - Property & Casualty subindustry, Allianz Ayudhya Capital's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz Ayudhya Capital 3-Year EPS without NRI Growth Rate vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz Ayudhya Capital's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Allianz Ayudhya Capital's 3-Year EPS without NRI Growth Rate falls into.
Allianz Ayudhya Capital 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 33.00% mean?
Allianz Ayudhya Capital (BKK:AYUD-R) has a 3-Year EPS without NRI Growth Rate of 33.00% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Allianz Ayudhya Capital and its competitors. This is 227% above median its historical median of 10.10. According to the industry distribution chart, Allianz Ayudhya Capital ranks #112 out of 398 companies in the Insurance industry, placing it in the top 28.1%.
Is Allianz Ayudhya Capital's 3-Year EPS without NRI Growth Rate too high?
Allianz Ayudhya Capital's current 3-Year EPS without NRI Growth Rate of 33.00% is 227% above median its 10-year median of 10.10. The Insurance industry median 3-Year EPS without NRI Growth Rate is 16.45. Allianz Ayudhya Capital's value of 33.00% is 100.6% above this industry median. Based on the distribution chart, Allianz Ayudhya Capital ranks #112 out of 398 companies in the Insurance industry, which is above the industry midpoint. Overall, Allianz Ayudhya Capital has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Allianz Ayudhya Capital's 3-Year EPS without NRI Growth Rate compare to CB and PGR?
According to the Insurance industry distribution chart, Allianz Ayudhya Capital ranks #112 out of 398 companies for 3-Year EPS without NRI Growth Rate. This puts Allianz Ayudhya Capital in the upper half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 16.45. Allianz Ayudhya Capital's value of 33.00% is 100.6% above this benchmark. While the company's 10-year median is 10.10 vs. the industry median of 16.45, Allianz Ayudhya Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for an Insurance company?
The median 3-Year EPS without NRI Growth Rate among Insurance companies is 16.45, based on 398 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz Ayudhya Capital's current 3-Year EPS without NRI Growth Rate of 33.00% is 100.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Allianz Ayudhya Capital and its competitors. For the Insurance industry, the median 3-Year EPS without NRI Growth Rate is 16.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Ayudhya Capital's current 3-Year EPS without NRI Growth Rate is 33.00%, which is 227% above median its own 10-year median of 10.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Ayudhya Capital stock overvalued right now?
Based on GuruFocus' analysis, Allianz Ayudhya Capital (BKK:AYUD-R) is currently considered Fairly Valued. The stock's GF Value™ is ฿44.43, compared to a current price of ฿44.00 — trading 1% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 33.00%, which is 227% above median its 10-year median of 10.10 and 100.6% above the Insurance industry median of 16.45. Allianz Ayudhya Capital's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Allianz Ayudhya Capital (BKK:AYUD-R), the current 3-Year EPS without NRI Growth Rate is 33.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz Ayudhya Capital (BKK:AYUD-R) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz Ayudhya Capital stock appears to be undervalued.
The current stock price of ฿44.00 is trading 1% below its estimated GF Value™ of ฿44.43.
GuruFocus considers Allianz Ayudhya Capital to be Fairly Valued.
Key valuation signals for BKK:AYUD-R:
3-Year EPS without NRI Growth Rate: 33.00% (227% above median its 10-year median of 10.10)
GF Value™: ฿44.43 vs. price of ฿44.00 (1% below fair value)
Industry Position: 100.6% above the Insurance median (#112 of 398)
No single metric tells the full story. See the BKK:AYUD-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz Ayudhya Capital PLC is an investment holding company. The company is engaged in providing individual insurance such as motor insurance, personal accidents insurance, travel accidents insurance, fire insurance, cancer insurance and others. It is involved in non-life insurance business covering for loss or damage of insured properties, such as constructions, commercial and residential buildings, factories, and merchandise, marine and transportation insurance. The company is operating in three principal business segments Non-life insurance business generating the key revenue, Service business and Investment business, which are only organized and managed in a single geographic area, namely in Thailand.
84GF Score
Get the complete analysis for BKK:AYUD-R
3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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