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Allianz Ayudhya CapitalBKK:AYUD-R -0.56%84 Shiller PE Ratio is 12.68 as of Aug. 30, 2026, which is 12% below its 10-year median of 14.35. GuruFocus rates BKK:AYUD-R with a GF Score™ of 84/100 and a GF Value™ of ฿44.43 (Fairly Valued). The stock has 6 warning signs investors should review. Among 370 Insurance companies, Allianz Ayudhya Capital ranks better than 71.62% on this metric.
The historical rank and industry rank for Allianz Ayudhya Capital's Shiller PE Ratio or its related term are showing as below:
BKK:AYUD-R'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 9.12 Med: 14.35 Max: 26.33
Current: 11.63
During the past years, Allianz Ayudhya Capital's highest Shiller PE Ratio was 26.33. The lowest was 9.12. And the median was 14.35.
BKK:AYUD-R's Shiller PE Ratio is ranked better than 71.62% of 370
companies
in the Insurance industry
Industry Median: 16.715
vs BKK:AYUD-R: 11.63
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Allianz Ayudhya Capital's adjusted earnings per share data for the three months ended in Jun. 2026 was ฿2.430. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is ฿3.47 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Allianz Ayudhya Capital (BKK:AYUD-R) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Allianz Ayudhya Capital Shiller PE Ratio Related Terms
Allianz Ayudhya Capital Shiller PE Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:AYUD-R vs CB, PGR, TRV: Shiller PE Ratio Comparison
For the Insurance - Property & Casualty subindustry, Allianz Ayudhya Capital's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz Ayudhya Capital Shiller PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz Ayudhya Capital's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Allianz Ayudhya Capital's Shiller PE Ratio falls into.
Allianz Ayudhya Capital Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Allianz Ayudhya Capital (BKK:AYUD-R) has a Shiller PE Ratio of 12.68 as of Aug. 30, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Allianz Ayudhya Capital and its competitors. This is 12% below median its historical median of 14.35. Over the past decade, Allianz Ayudhya Capital's Shiller PE Ratio has ranged from 9.12 to 26.33. According to the industry distribution chart, Allianz Ayudhya Capital ranks #105 out of 370 companies in the Insurance industry, placing it in the top 28.4%.
Is Allianz Ayudhya Capital's Shiller PE Ratio too high?
Allianz Ayudhya Capital's current Shiller PE Ratio of 12.68 is 12% below median its 10-year median of 14.35. Over the past 10 years, this metric has ranged from a low of 9.12 to a high of 26.33. The Insurance industry median Shiller PE Ratio is 16.72. Allianz Ayudhya Capital's value of 12.68 is 24.1% below this industry median. Based on the distribution chart, Allianz Ayudhya Capital ranks #105 out of 370 companies in the Insurance industry, which is above the industry midpoint. Overall, Allianz Ayudhya Capital has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Allianz Ayudhya Capital's Shiller PE Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Allianz Ayudhya Capital ranks #105 out of 370 companies for Shiller PE Ratio. This puts Allianz Ayudhya Capital in the upper half of its industry. The industry median Shiller PE Ratio is 16.72. Allianz Ayudhya Capital's value of 12.68 is 24.1% below this benchmark. Historically, Allianz Ayudhya Capital's own Shiller PE Ratio has ranged from 9.12 to 26.33 over the past decade. While the company's 10-year median is 14.35 vs. the industry median of 16.72, Allianz Ayudhya Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for an Insurance company?
The median Shiller PE Ratio among Insurance companies is 16.72, based on 370 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz Ayudhya Capital's current Shiller PE Ratio of 12.68 is 24.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Allianz Ayudhya Capital and its competitors. For the Insurance industry, the median Shiller PE Ratio is 16.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Ayudhya Capital's current Shiller PE Ratio is 12.68, which is 12% below median its own 10-year median of 14.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Ayudhya Capital stock overvalued right now?
Based on GuruFocus' analysis, Allianz Ayudhya Capital (BKK:AYUD-R) is currently considered Fairly Valued. The stock's GF Value™ is ฿44.43, compared to a current price of ฿44.00 — trading 1% below its estimated fair value. The current Shiller PE Ratio is 12.68, which is 12% below median its 10-year median of 14.35 and 24.1% below the Insurance industry median of 16.72. Allianz Ayudhya Capital's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Allianz Ayudhya Capital (BKK:AYUD-R), the current Shiller PE Ratio is 12.68 as of Aug. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz Ayudhya Capital (BKK:AYUD-R) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz Ayudhya Capital stock appears to be undervalued.
The current stock price of ฿44.00 is trading 1% below its estimated GF Value™ of ฿44.43.
GuruFocus considers Allianz Ayudhya Capital to be Fairly Valued.
Key valuation signals for BKK:AYUD-R:
Shiller PE Ratio: 12.68 (12% below median its 10-year median of 14.35)
GF Value™: ฿44.43 vs. price of ฿44.00 (1% below fair value)
Industry Position: 24.1% below the Insurance median (#105 of 370)
No single metric tells the full story. See the BKK:AYUD-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz Ayudhya Capital PLC is an investment holding company. The company is engaged in providing individual insurance such as motor insurance, personal accidents insurance, travel accidents insurance, fire insurance, cancer insurance and others. It is involved in non-life insurance business covering for loss or damage of insured properties, such as constructions, commercial and residential buildings, factories, and merchandise, marine and transportation insurance. The company is operating in three principal business segments Non-life insurance business generating the key revenue, Service business and Investment business, which are only organized and managed in a single geographic area, namely in Thailand.
84GF Score
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