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Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue.
Allianz Ayudhya Capital's Degree of Operating Leverage for the quarter that ended in Jun. 2026 was 0.34. The higher Degree of Operating Leverage, the higher operating risk the company will take.
The industry rank for Allianz Ayudhya Capital's Degree of Operating Leverage or its related term are showing as below:
BKK:AYUD-R's Degree of Operating Leverage is ranked better than 62.12% of 359
companies
in the Insurance industry
Industry Median: 1.08
vs BKK:AYUD-R: 0.34
Allianz Ayudhya Capital (BKK:AYUD-R) Degree of Operating Leverage Explanation
Degree of Operating Leverage (DOL) is a leverage ratio that measures the sensitivity of a company’s operting income, also referred to as Earnings Before Interest and Taxes (EBIT), to fluctuations in its Revenue. DOL is a method used to quantify a company’s operating risk. This risk is related to the company's structure of variable costs and fixed costs. Since the fixed costs do not allow the company to adjust the operating costs, the operating risk rises with a higher fixed-to-variable costs proportion.
A high Degree of Operating Leverage indicates that the company’s fixed costs exceed its variable costs. By increasing the sales, the company can earn more profits. In addition, the company must be able to maintain relatively high sales to cover all fixed costs.
Be Aware
The use of operating leverage varies across different industries and business sectors, and the application of Degree of Operating Leverage (DOL) should be adjusted accordingly.
Allianz Ayudhya Capital Degree of Operating Leverage Related Terms
Allianz Ayudhya Capital Degree of Operating Leverage Historical Data
* Premium members only.
The historical data trend for Allianz Ayudhya Capital's Degree of Operating Leverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz Ayudhya Capital Degree of Operating Leverage Chart
BKK:AYUD-R vs CB, PGR, TRV: Degree of Operating Leverage Comparison
For the Insurance - Property & Casualty subindustry, Allianz Ayudhya Capital's Degree of Operating Leverage, along with its competitors' market caps and Degree of Operating Leverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz Ayudhya Capital Degree of Operating Leverage vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz Ayudhya Capital's Degree of Operating Leverage distribution charts can be found below:
* The bar in red indicates where Allianz Ayudhya Capital's Degree of Operating Leverage falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** TTM data of EBIT and Revenue was used to calculate Degree of Operating Leverage.
*** Please be aware that the Degree of Operating Leverage calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
What does a Degree of Operating Leverage of 0.34 mean?
Allianz Ayudhya Capital (BKK:AYUD-R) has a Degree of Operating Leverage of 0.34 as of Jun. 2026. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for Allianz Ayudhya Capital and its competitors. According to the industry distribution chart, Allianz Ayudhya Capital ranks #136 out of 359 companies in the Insurance industry, placing it in the top 37.9%.
Is Allianz Ayudhya Capital's Degree of Operating Leverage too high?
Allianz Ayudhya Capital's current Degree of Operating Leverage is 0.34. The Insurance industry median Degree of Operating Leverage is 1.08. Allianz Ayudhya Capital's value of 0.34 is 68.5% below this industry median. Based on the distribution chart, Allianz Ayudhya Capital ranks #136 out of 359 companies in the Insurance industry, which is above the industry midpoint. Overall, Allianz Ayudhya Capital has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Allianz Ayudhya Capital's Degree of Operating Leverage compare to CB and PGR?
According to the Insurance industry distribution chart, Allianz Ayudhya Capital ranks #136 out of 359 companies for Degree of Operating Leverage. This puts Allianz Ayudhya Capital in the upper half of its industry. The industry median Degree of Operating Leverage is 1.08. Allianz Ayudhya Capital's value of 0.34 is 68.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Degree of Operating Leverage for an Insurance company?
The median Degree of Operating Leverage among Insurance companies is 1.08, based on 359 companies in the industry. Companies in the top quartile (top 25%) have a Degree of Operating Leverage significantly above this median, while those in the bottom quartile fall well below. However, Degree of Operating Leverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz Ayudhya Capital's current Degree of Operating Leverage of 0.34 is 68.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Degree of Operating Leverage mean?
A high Degree of Operating Leverage can signal that a stock is expensive relative to its fundamentals. Degree of Operating Leverage (DOL) measures the percentage change in EBIT for a unit change in Revenue. View historical data for Allianz Ayudhya Capital and its competitors. For the Insurance industry, the median Degree of Operating Leverage is 1.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Ayudhya Capital's current Degree of Operating Leverage is 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Ayudhya Capital stock overvalued right now?
Based on GuruFocus' analysis, Allianz Ayudhya Capital (BKK:AYUD-R) is currently considered Fairly Valued. The stock's GF Value™ is ฿44.43, compared to a current price of ฿44.00 — trading 1% below its estimated fair value. The current Degree of Operating Leverage is 0.34 and 68.5% below the Insurance industry median of 1.08. Allianz Ayudhya Capital's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Degree of Operating Leverage calculated?
Degree of Operating Leverage is calculated from a company's financial statements. For Allianz Ayudhya Capital (BKK:AYUD-R), the current Degree of Operating Leverage is 0.34 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz Ayudhya Capital (BKK:AYUD-R) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz Ayudhya Capital stock appears to be undervalued.
The current stock price of ฿44.00 is trading 1% below its estimated GF Value™ of ฿44.43.
GuruFocus considers Allianz Ayudhya Capital to be Fairly Valued.
Key valuation signals for BKK:AYUD-R:
Degree of Operating Leverage: 0.34
GF Value™: ฿44.43 vs. price of ฿44.00 (1% below fair value)
Industry Position: 68.5% below the Insurance median (#136 of 359)
No single metric tells the full story. See the BKK:AYUD-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz Ayudhya Capital PLC is an investment holding company. The company is engaged in providing individual insurance such as motor insurance, personal accidents insurance, travel accidents insurance, fire insurance, cancer insurance and others. It is involved in non-life insurance business covering for loss or damage of insured properties, such as constructions, commercial and residential buildings, factories, and merchandise, marine and transportation insurance. The company is operating in three principal business segments Non-life insurance business generating the key revenue, Service business and Investment business, which are only organized and managed in a single geographic area, namely in Thailand.
84GF Score
Get the complete analysis for BKK:AYUD-R
Degree of Operating Leverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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