Allianz Ayudhya Capital (BKK:AYUD-R) Capex-to-Operating-Cash-Flow: 0.02 (As of Jun. 2026) — 33% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKK:AYUD-R Allianz Ayudhya Capital PLC BKK:AYUD-R
84 GF Score
Price ฿44.00
GF Value ฿44.43
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is Allianz Ayudhya Capital Capex-to-Operating-Cash-Flow?

Allianz Ayudhya Capital BKK:AYUD-R -0.56% 84 Capex-to-Operating-Cash-Flow is 0.02 as of Jun. 2026, which is 33% below its 10-year median of 0.03. GuruFocus rates BKK:AYUD-R with a GF Score™ of 84/100 and a GF Value™ of ฿44.43 (Fairly Valued). The stock has 6 warning signs investors should review. Among 294 Insurance companies, Allianz Ayudhya Capital ranks worse than 340135.71% on this metric.

Capex-to-Operating-Cash-Flow assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. It’s also useful to distinguish whether the company is capital intensive or not.

Allianz Ayudhya Capital's Capital Expenditure for the three months ended in Jun. 2026 was ฿-5.06 Mil. Its Cash Flow from Operations for the three months ended in Jun. 2026 was ฿228.10 Mil.

Hence, Allianz Ayudhya Capital's Capex-to-Operating-Cash-Flow for the three months ended in Jun. 2026 was 0.02.


Allianz Ayudhya Capital  (BKK:AYUD-R) Capex-to-Operating-Cash-Flow Explanation

Capex-to-Operating-Cash-Flow ratio assesses how much of a company’s Cash Flow from Operations is being devoted to Capital Expenditure. It is a good indicator in terms of how much the company is focused on growth. In general, a high Capex-to-Operating-Cash-Flow ratio indicates that the company is investing more in physical assets and is focused on growth and expansion. Conversely, lower ratio could indicate that a company has reached maturity and is no longer pursuing aggressive growth.

Moreover, the ratio is also useful to distinguish whether the company is capital intensive or not. If the ratio is large, then the company tends to be capital intensive. Lower ratio suggests that it’s a capital-light business. The ratio can be combined with ROIC % to identify whether the company is an asset-light business that has a high return on invested capital. This is one question investors commonly ask to see if a company qualifies as a good company.


Allianz Ayudhya Capital Capex-to-Operating-Cash-Flow Related Terms


Allianz Ayudhya Capital Capex-to-Operating-Cash-Flow Historical Data

* Premium members only.

The historical data trend for Allianz Ayudhya Capital's Capex-to-Operating-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Allianz Ayudhya Capital Capex-to-Operating-Cash-Flow Chart

Allianz Ayudhya Capital Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Capex-to-Operating-Cash-Flow
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.02 0.00 0.11 0.00

Allianz Ayudhya Capital Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Capex-to-Operating-Cash-Flow Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.03 0.00 0.00 0.15 0.02

BKK:AYUD-R vs CB, PGR, TRV: Capex-to-Operating-Cash-Flow Comparison

For the Insurance - Property & Casualty subindustry, Allianz Ayudhya Capital's Capex-to-Operating-Cash-Flow, along with its competitors' market caps and Capex-to-Operating-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Allianz Ayudhya Capital Capex-to-Operating-Cash-Flow vs Insurance Industry

For the Insurance industry and Financial Services sector, Allianz Ayudhya Capital's Capex-to-Operating-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Allianz Ayudhya Capital's Capex-to-Operating-Cash-Flow falls into.


BKK:AYUD-R
84GF Score
Allianz Ayudhya Capital PLC BKK:AYUD-R
Capex-to-Operating-Cash-Flow is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Allianz Ayudhya Capital Capex-to-Operating-Cash-Flow Calculation

Allianz Ayudhya Capital's Capex-to-Operating-Cash-Flow for the fiscal year that ended in Dec. 2025 is calculated as

Capex-to-Operating-Cash-Flow=- Capital Expenditure / Cash Flow from Operations
=- (-66.308) / -636.61
=N/A

Allianz Ayudhya Capital's Capex-to-Operating-Cash-Flow for the quarter that ended in Jun. 2026 is calculated as

Capex-to-Operating-Cash-Flow=- Capital Expenditure / Cash Flow from Operations
=- (-5.059) / 228.095
=0.02

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Capex-to-Operating-Cash-Flow of 0.02 mean?
Allianz Ayudhya Capital (BKK:AYUD-R) has a Capex-to-Operating-Cash-Flow of 0.02 as of Jun. 2026. Capex to Operating Cash Flow ratio assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. View historical data on Allianz Ayudhya Capital and its competitors. This is 33% below median its historical median of 0.03. According to the industry distribution chart, Allianz Ayudhya Capital ranks #999999 out of 294 companies in the Insurance industry.
Is Allianz Ayudhya Capital's Capex-to-Operating-Cash-Flow too high?
Allianz Ayudhya Capital's current Capex-to-Operating-Cash-Flow of 0.02 is 33% below median its 10-year median of 0.03. The Insurance industry median Capex-to-Operating-Cash-Flow is 0.08. Allianz Ayudhya Capital's value of 0.02 is 75% below this industry median. Based on the distribution chart, Allianz Ayudhya Capital ranks #999999 out of 294 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Allianz Ayudhya Capital has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Allianz Ayudhya Capital's Capex-to-Operating-Cash-Flow compare to CB and PGR?
According to the Insurance industry distribution chart, Allianz Ayudhya Capital ranks #999999 out of 294 companies for Capex-to-Operating-Cash-Flow. This places Allianz Ayudhya Capital in the lower half of its industry. The industry median Capex-to-Operating-Cash-Flow is 0.08. Allianz Ayudhya Capital's value of 0.02 is 75% below this benchmark. While the company's 10-year median is 0.03 vs. the industry median of 0.08, Allianz Ayudhya Capital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capex-to-Operating-Cash-Flow for an Insurance company?
The median Capex-to-Operating-Cash-Flow among Insurance companies is 0.08, based on 294 companies in the industry. Companies in the top quartile (top 25%) have a Capex-to-Operating-Cash-Flow significantly above this median, while those in the bottom quartile fall well below. However, Capex-to-Operating-Cash-Flow should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz Ayudhya Capital's current Capex-to-Operating-Cash-Flow of 0.02 is 75% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capex-to-Operating-Cash-Flow mean?
A high Capex-to-Operating-Cash-Flow can signal that a stock is expensive relative to its fundamentals. Capex to Operating Cash Flow ratio assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. View historical data on Allianz Ayudhya Capital and its competitors. For the Insurance industry, the median Capex-to-Operating-Cash-Flow is 0.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Ayudhya Capital's current Capex-to-Operating-Cash-Flow is 0.02, which is 33% below median its own 10-year median of 0.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Ayudhya Capital stock overvalued right now?
Based on GuruFocus' analysis, Allianz Ayudhya Capital (BKK:AYUD-R) is currently considered Fairly Valued. The stock's GF Value™ is ฿44.43, compared to a current price of ฿44.00 — trading 1% below its estimated fair value. The current Capex-to-Operating-Cash-Flow is 0.02, which is 33% below median its 10-year median of 0.03 and 75% below the Insurance industry median of 0.08. Allianz Ayudhya Capital's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capex-to-Operating-Cash-Flow calculated?
Capex-to-Operating-Cash-Flow is calculated from a company's financial statements. For Allianz Ayudhya Capital (BKK:AYUD-R), the current Capex-to-Operating-Cash-Flow is 0.02 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Allianz Ayudhya Capital (BKK:AYUD-R) Overvalued in 2026?

Based on GuruFocus' analysis, Allianz Ayudhya Capital stock appears to be undervalued. The current stock price of ฿44.00 is trading 1% below its estimated GF Value™ of ฿44.43. GuruFocus considers Allianz Ayudhya Capital to be Fairly Valued.

Key valuation signals for BKK:AYUD-R:

  • Capex-to-Operating-Cash-Flow: 0.02 (33% below median its 10-year median of 0.03)
  • GF Value™: ฿44.43 vs. price of ฿44.00 (1% below fair value)
  • GF Score™: 84/100 with 6 warning signs
  • Industry Position: 75% below the Insurance median (#999999 of 294)

No single metric tells the full story. See the BKK:AYUD-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Allianz Ayudhya Capital Business Description

Other Exchanges AYUD:Thailand
Address 898 Ploenchit Road, Ploenchit Tower, 7th Floor, Lumpini, Pathumwan, Bangkok, THA, 10330
Allianz Ayudhya Capital PLC is an investment holding company. The company is engaged in providing individual insurance such as motor insurance, personal accidents insurance, travel accidents insurance, fire insurance, cancer insurance and others. It is involved in non-life insurance business covering for loss or damage of insured properties, such as constructions, commercial and residential buildings, factories, and merchandise, marine and transportation insurance. The company is operating in three principal business segments Non-life insurance business generating the key revenue, Service business and Investment business, which are only organized and managed in a single geographic area, namely in Thailand.
84GF Score

Get the complete analysis for BKK:AYUD-R

Capex-to-Operating-Cash-Flow is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿44.00
Price
฿44.43
GF Value