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Allianz Ayudhya Capital (BKK:AYUD-R) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Allianz Ayudhya Capital Equity-to-Asset Related Terms
Allianz Ayudhya Capital Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BKK:AYUD-R vs CB, PGR, TRV: Equity-to-Asset Comparison
For the Insurance - Property & Casualty subindustry, Allianz Ayudhya Capital's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Allianz Ayudhya Capital Equity-to-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, Allianz Ayudhya Capital's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Allianz Ayudhya Capital's Equity-to-Asset falls into.
Allianz Ayudhya Capital Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Allianz Ayudhya Capital's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Allianz Ayudhya Capital (BKK:AYUD-R) has a Equity-to-Asset of 0.62 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Allianz Ayudhya Capital and its competitors. This is near median its historical median of 0.64. Over the past decade, Allianz Ayudhya Capital's Equity-to-Asset has ranged from 0.49 to 0.71. According to the industry distribution chart, Allianz Ayudhya Capital ranks #48 out of 502 companies in the Insurance industry, placing it in the top 9.6%.
Is Allianz Ayudhya Capital's Equity-to-Asset too high?
Allianz Ayudhya Capital's current Equity-to-Asset of 0.62 is near median its 10-year median of 0.64. Over the past 10 years, this metric has ranged from a low of 0.49 to a high of 0.71. The Insurance industry median Equity-to-Asset is 0.26. Allianz Ayudhya Capital's value of 0.62 is 138.5% above this industry median. Based on the distribution chart, Allianz Ayudhya Capital ranks #48 out of 502 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Allianz Ayudhya Capital has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Allianz Ayudhya Capital's Equity-to-Asset compare to CB and PGR?
According to the Insurance industry distribution chart, Allianz Ayudhya Capital ranks #48 out of 502 companies for Equity-to-Asset. This places Allianz Ayudhya Capital in the top 10% of its industry — outperforming the majority of peers. The industry median Equity-to-Asset is 0.26. Allianz Ayudhya Capital's value of 0.62 is 138.5% above this benchmark. Historically, Allianz Ayudhya Capital's own Equity-to-Asset has ranged from 0.49 to 0.71 over the past decade. While the company's 10-year median is 0.64 vs. the industry median of 0.26, Allianz Ayudhya Capital has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for an Insurance company?
The median Equity-to-Asset among Insurance companies is 0.26, based on 502 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Allianz Ayudhya Capital's current Equity-to-Asset of 0.62 is 138.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Allianz Ayudhya Capital and its competitors. For the Insurance industry, the median Equity-to-Asset is 0.26 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Allianz Ayudhya Capital's current Equity-to-Asset is 0.62, which is near median its own 10-year median of 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Allianz Ayudhya Capital stock overvalued right now?
Based on GuruFocus' analysis, Allianz Ayudhya Capital (BKK:AYUD-R) is currently considered Fairly Valued. The stock's GF Value™ is ฿44.43, compared to a current price of ฿44.00 — trading 1% below its estimated fair value. The current Equity-to-Asset is 0.62, which is near median its 10-year median of 0.64 and 138.5% above the Insurance industry median of 0.26. Allianz Ayudhya Capital's overall GF Score™ is 84/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Allianz Ayudhya Capital (BKK:AYUD-R), the current Equity-to-Asset is 0.62 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Allianz Ayudhya Capital (BKK:AYUD-R) Overvalued in 2026?
Based on GuruFocus' analysis, Allianz Ayudhya Capital stock appears to be undervalued.
The current stock price of ฿44.00 is trading 1% below its estimated GF Value™ of ฿44.43.
GuruFocus considers Allianz Ayudhya Capital to be Fairly Valued.
Key valuation signals for BKK:AYUD-R:
Equity-to-Asset: 0.62 (near median its 10-year median of 0.64)
GF Value™: ฿44.43 vs. price of ฿44.00 (1% below fair value)
Industry Position: 138.5% above the Insurance median (#48 of 502)
No single metric tells the full story. See the BKK:AYUD-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Allianz Ayudhya Capital PLC is an investment holding company. The company is engaged in providing individual insurance such as motor insurance, personal accidents insurance, travel accidents insurance, fire insurance, cancer insurance and others. It is involved in non-life insurance business covering for loss or damage of insured properties, such as constructions, commercial and residential buildings, factories, and merchandise, marine and transportation insurance. The company is operating in three principal business segments Non-life insurance business generating the key revenue, Service business and Investment business, which are only organized and managed in a single geographic area, namely in Thailand.
84GF Score
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