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Banque Centrale PopulaireCAS:BCP -0.20%47 3-Year Book Growth Rate is 3.90% as of Dec. 2025, which is 129% above its 10-year median of 1.70. GuruFocus rates CAS:BCP with a GF Score™ of 47/100 and a GF Value™ of MAD353.15 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,497 Banks companies, Banque Centrale Populaire ranks worse than 78.82% on this metric.
During the past 12 months, Banque Centrale Populaire's average Book Value per Share Growth Rate was -0.20% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 3.90% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 3.00% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 1.90% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Banque Centrale Populaire was 65.30% per year. The lowest was -2.60% per year. And the median was 1.70% per year.
Banque Centrale Populaire (CAS:BCP) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Banque Centrale Populaire 3-Year Book Growth Rate Related Terms
CAS:BCP vs PNC, USB: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Banque Centrale Populaire's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Centrale Populaire 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Banque Centrale Populaire's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Banque Centrale Populaire's 3-Year Book Growth Rate falls into.
Banque Centrale Populaire 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 3.90% mean?
Banque Centrale Populaire (CAS:BCP) has a 3-Year Book Growth Rate of 3.90% as of Dec. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Banque Centrale Populaire and its competitors. This is 129% above median its historical median of 1.70. According to the industry distribution chart, Banque Centrale Populaire ranks #1180 out of 1497 companies in the Banks industry, placing it in the top 78.8%.
Is Banque Centrale Populaire's 3-Year Book Growth Rate too high?
Banque Centrale Populaire's current 3-Year Book Growth Rate of 3.90% is 129% above median its 10-year median of 1.70. The Banks industry median 3-Year Book Growth Rate is 8.80. Banque Centrale Populaire's value of 3.90% is 55.7% below this industry median. Based on the distribution chart, Banque Centrale Populaire ranks #1180 out of 1497 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Banque Centrale Populaire has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banque Centrale Populaire's 3-Year Book Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Banque Centrale Populaire ranks #1180 out of 1497 companies for 3-Year Book Growth Rate. This places Banque Centrale Populaire in the lower half of its industry. The industry median 3-Year Book Growth Rate is 8.80. Banque Centrale Populaire's value of 3.90% is 55.7% below this benchmark. While the company's 10-year median is 1.70 vs. the industry median of 8.80, Banque Centrale Populaire has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,497 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Centrale Populaire's current 3-Year Book Growth Rate of 3.90% is 55.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Banque Centrale Populaire and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Centrale Populaire's current 3-Year Book Growth Rate is 3.90%, which is 129% above median its own 10-year median of 1.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Centrale Populaire stock overvalued right now?
Based on GuruFocus' analysis, Banque Centrale Populaire (CAS:BCP) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD353.15, compared to a current price of MAD251.50 — trading 28.8% below its estimated fair value. The current 3-Year Book Growth Rate is 3.90%, which is 129% above median its 10-year median of 1.70 and 55.7% below the Banks industry median of 8.80. Banque Centrale Populaire's overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Banque Centrale Populaire (CAS:BCP), the current 3-Year Book Growth Rate is 3.90% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Centrale Populaire (CAS:BCP) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Centrale Populaire stock appears to be undervalued.
The current stock price of MAD251.50 is trading 28.8% below its estimated GF Value™ of MAD353.15.
GuruFocus considers Banque Centrale Populaire to be Modestly Undervalued.
Key valuation signals for CAS:BCP:
3-Year Book Growth Rate: 3.90% (129% above median its 10-year median of 1.70)
GF Value™: MAD353.15 vs. price of MAD251.50 (28.8% below fair value)
Industry Position: 55.7% below the Banks median (#1180 of 1497)
No single metric tells the full story. See the CAS:BCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Centrale Populaire SA is a Malaysia-based company. The company is a credit establishment. It carries all banking transaction and is also a central banking body for Banques Populaires Regionales. The bank services include private banking, transaction banking, business banking, asset management, and others. The bank receives maximum revenue in the form of interest income. Geographically, the company offers its services to Morocco, Africa, Europe, and Other regions.
47GF Score
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