Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Banque Centrale Populaire's 3-Year RORE % for the quarter that ended in Dec. 2025 was 16.79%.
The industry rank for Banque Centrale Populaire's 3-Year RORE % or its related term are showing as below:
CAS:BCP's 3-Year RORE % is ranked better than 64.81% of 1472
companies
in the Banks industry
Industry Median: 9.87
vs CAS:BCP: 16.79
Banque Centrale Populaire (CAS:BCP) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Banque Centrale Populaire 3-Year RORE % Related Terms
Banque Centrale Populaire 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banque Centrale Populaire's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banque Centrale Populaire 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Banque Centrale Populaire's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Banque Centrale Populaire's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Dec. 2025 and 3-year before.
Banque Centrale Populaire (CAS:BCP) has a 3-Year RORE % of 16.79 as of Dec. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Banque Centrale Populaire and its competitors. According to the industry distribution chart, Banque Centrale Populaire ranks #518 out of 1472 companies in the Banks industry, placing it in the top 35.2%.
Is Banque Centrale Populaire's 3-Year RORE % too high?
Banque Centrale Populaire's current 3-Year RORE % is 16.79. The Banks industry median 3-Year RORE % is 9.87. Banque Centrale Populaire's value of 16.79 is 70.1% above this industry median. Based on the distribution chart, Banque Centrale Populaire ranks #518 out of 1472 companies in the Banks industry, which is above the industry midpoint. Overall, Banque Centrale Populaire has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banque Centrale Populaire's 3-Year RORE % compare to PNC and USB?
According to the Banks industry distribution chart, Banque Centrale Populaire ranks #518 out of 1472 companies for 3-Year RORE %. This puts Banque Centrale Populaire in the upper half of its industry. The industry median 3-Year RORE % is 9.87. Banque Centrale Populaire's value of 16.79 is 70.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.87, based on 1,472 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Centrale Populaire's current 3-Year RORE % of 16.79 is 70.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Banque Centrale Populaire and its competitors. For the Banks industry, the median 3-Year RORE % is 9.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Centrale Populaire's current 3-Year RORE % is 16.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Centrale Populaire stock overvalued right now?
Based on GuruFocus' analysis, Banque Centrale Populaire (CAS:BCP) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD352.85, compared to a current price of MAD260.00 — trading 26.3% below its estimated fair value. The current 3-Year RORE % is 16.79 and 70.1% above the Banks industry median of 9.87. Banque Centrale Populaire's overall GF Score™ is 51/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Banque Centrale Populaire (CAS:BCP), the current 3-Year RORE % is 16.79 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banque Centrale Populaire (CAS:BCP) Overvalued in 2026?
Based on GuruFocus' analysis, Banque Centrale Populaire stock appears to be undervalued.
The current stock price of MAD260.00 is trading 26.3% below its estimated GF Value™ of MAD352.85.
GuruFocus considers Banque Centrale Populaire to be Modestly Undervalued.
Key valuation signals for CAS:BCP:
3-Year RORE %: 16.79
GF Value™: MAD352.85 vs. price of MAD260.00 (26.3% below fair value)
Industry Position: 70.1% above the Banks median (#518 of 1472)
No single metric tells the full story. See the CAS:BCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banque Centrale Populaire SA is a Malaysia-based company. The company is a credit establishment. It carries all banking transaction and is also a central banking body for Banques Populaires Regionales. The bank services include private banking, transaction banking, business banking, asset management, and others. The bank receives maximum revenue in the form of interest income. Geographically, the company offers its services to Morocco, Africa, Europe, and Other regions.
51GF Score
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