Banque Centrale Populaire (CAS:BCP) Price-to-Tangible-Book: 1.48 (As of Sep. 12, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAS:BCP Banque Centrale Populaire SA CAS:BCP
47 GF Score
Price MAD245.00
GF Value MAD353.30
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Banque Centrale Populaire Price-to-Tangible-Book?

Banque Centrale Populaire CAS:BCP -1.21% 47 Price-to-Tangible-Book is 1.48 as of Sep. 12, 2026. GuruFocus rates CAS:BCP with a GF Score™ of 47/100 and a GF Value™ of MAD353.30 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,493 Banks companies, Banque Centrale Populaire ranks worse than 66.91% on this metric.

As of today (2026-09-12), Banque Centrale Populaire's share price is MAD245.00. Banque Centrale Populaire's Tangible Book per Share of Dec. 2025 for the quarter that ended in Dec. 2025 was MAD165.03. Hence, Banque Centrale Populaire's Price to Tangible Book Ratio of today is 1.48.

The historical rank and industry rank for Banque Centrale Populaire's Price-to-Tangible-Book or its related term are showing as below:

CAS:BCP' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 1.48   Med: 1.8   Max: 2.21
Current: 1.48

During the past 13 years, Banque Centrale Populaire's highest Price to Tangible Book Ratio was 2.21. The lowest was 1.48. And the median was 1.80.

CAS:BCP's Price-to-Tangible-Book is ranked worse than
66.91% of 1493 companies
in the Banks industry
Industry Median: 1.2 vs CAS:BCP: 1.48

A closely related ratio is called PB Ratio. As of today, Banque Centrale Populaire's share price is MAD245.00. Banque Centrale Populaire's Book Value per Sharefor the quarter that ended in Dec. 2025 was MAD181.86. Hence, Banque Centrale Populaire's P/B Ratio of today is 1.35.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The Price-to-Book Ratio does not work well for these companies. Some companies even have negative equity, so the Price-to-Book Ratio cannot be applied to them.


Banque Centrale Populaire Price-to-Tangible-Book Related Terms


Banque Centrale Populaire Price-to-Tangible-Book Historical Data

* Premium members only.

The historical data trend for Banque Centrale Populaire's Price-to-Tangible-Book can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Centrale Populaire Price-to-Tangible-Book Chart

Banque Centrale Populaire Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Price-to-Tangible-Book
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.96 1.60 1.78 1.66 1.76

Banque Centrale Populaire Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Price-to-Tangible-Book Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.66 1.65 1.73 1.69 1.76

CAS:BCP vs USB, PNC: Price-to-Tangible-Book Comparison

For the Banks - Regional subindustry, Banque Centrale Populaire's Price-to-Tangible-Book, along with its competitors' market caps and Price-to-Tangible-Book data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Centrale Populaire Price-to-Tangible-Book vs Banks Industry

For the Banks industry and Financial Services sector, Banque Centrale Populaire's Price-to-Tangible-Book distribution charts can be found below:

* The bar in red indicates where Banque Centrale Populaire's Price-to-Tangible-Book falls into.


CAS:BCP
47GF Score
Banque Centrale Populaire SA CAS:BCP
Price-to-Tangible-Book is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banque Centrale Populaire Price-to-Tangible-Book Calculation

Banque Centrale Populaire's price-to-tangible-book ratio for today is calculated as:

Price to Tangible Book=Share Price/Tangible Book per Share (Q: Dec. 2025 )
=245.00/165.028
=1.48

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called PB Ratio. The difference between Price-to-Tangible-Book Ratio and PB Ratio is that book value other than intangibles are used in the calculation.

Frequently Asked Questions Learn more about Price-to-Tangible-Book →
What does a Price-to-Tangible-Book of 1.48 mean?
Banque Centrale Populaire (CAS:BCP) has a Price-to-Tangible-Book of 1.48 as of Sep. 12, 2026. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Banque Centrale Populaire and its competitors. According to the industry distribution chart, Banque Centrale Populaire ranks #999 out of 1493 companies in the Banks industry, placing it in the top 66.9%.
Is Banque Centrale Populaire's Price-to-Tangible-Book too high?
Banque Centrale Populaire's current Price-to-Tangible-Book is 1.48. The Banks industry median Price-to-Tangible-Book is 1.20. Banque Centrale Populaire's value of 1.48 is 23.3% above this industry median. Based on the distribution chart, Banque Centrale Populaire ranks #999 out of 1493 companies in the Banks industry, which is below the industry midpoint. Overall, Banque Centrale Populaire has a GF Score™ of 47/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banque Centrale Populaire's Price-to-Tangible-Book compare to USB and PNC?
According to the Banks industry distribution chart, Banque Centrale Populaire ranks #999 out of 1493 companies for Price-to-Tangible-Book. This places Banque Centrale Populaire in the lower half of its industry. The industry median Price-to-Tangible-Book is 1.20. Banque Centrale Populaire's value of 1.48 is 23.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Price-to-Tangible-Book for a Banks company?
The median Price-to-Tangible-Book among Banks companies is 1.20, based on 1,493 companies in the industry. Companies in the top quartile (top 25%) have a Price-to-Tangible-Book significantly above this median, while those in the bottom quartile fall well below. However, Price-to-Tangible-Book should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banque Centrale Populaire's current Price-to-Tangible-Book of 1.48 is 23.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Price-to-Tangible-Book mean?
A high Price-to-Tangible-Book can signal that a stock is expensive relative to its fundamentals. Price-to-tangible-book ratio is the ratio of share price to a company's tangible book value per share. View historical data on Banque Centrale Populaire and its competitors. For the Banks industry, the median Price-to-Tangible-Book is 1.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banque Centrale Populaire's current Price-to-Tangible-Book is 1.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Centrale Populaire stock overvalued right now?
Based on GuruFocus' analysis, Banque Centrale Populaire (CAS:BCP) is currently considered Significantly Undervalued. The stock's GF Value™ is MAD353.30, compared to a current price of MAD245.00 — trading 30.7% below its estimated fair value. The current Price-to-Tangible-Book is 1.48 and 23.3% above the Banks industry median of 1.20. Banque Centrale Populaire's overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Price-to-Tangible-Book calculated?
Price-to-Tangible-Book is calculated from a company's financial statements. For Banque Centrale Populaire (CAS:BCP), the current Price-to-Tangible-Book is 1.48 as of Sep. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Centrale Populaire (CAS:BCP) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Centrale Populaire stock appears to be undervalued. The current stock price of MAD245.00 is trading 30.7% below its estimated GF Value™ of MAD353.30. GuruFocus considers Banque Centrale Populaire to be Significantly Undervalued.

Key valuation signals for CAS:BCP:

  • Price-to-Tangible-Book: 1.48
  • GF Value™: MAD353.30 vs. price of MAD245.00 (30.7% below fair value)
  • GF Score™: 47/100 with 1 warning sign
  • Industry Position: 23.3% above the Banks median (#999 of 1493)

No single metric tells the full story. See the CAS:BCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Centrale Populaire Business Description

Address 101, Boulevard Mohamed Zerktouni, BP: 10 622, Casablanca, MAR, 21100
Banque Centrale Populaire SA is a Malaysia-based company. The company is a credit establishment. It carries all banking transaction and is also a central banking body for Banques Populaires Regionales. The bank services include private banking, transaction banking, business banking, asset management, and others. The bank receives maximum revenue in the form of interest income. Geographically, the company offers its services to Morocco, Africa, Europe, and Other regions.
47GF Score

Get the complete analysis for CAS:BCP

Price-to-Tangible-Book is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD245.00
Price
MAD353.30
GF Value