Banque Centrale Populaire (CAS:BCP) Pre-Tax Income: MAD9,559 Mil (TTM As of Dec. 2025)

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CAS:BCP Banque Centrale Populaire SA CAS:BCP
47 GF Score
Price MAD251.00
GF Value MAD376.76
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Banque Centrale Populaire Pre-Tax Income?

Banque Centrale Populaire CAS:BCP +0.40% 47 Pre-Tax Income is MAD9,559 Mil as of Dec. 2025. GuruFocus rates CAS:BCP with a GF Score™ of 47/100 and a GF Value™ of MAD376.76 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Pretax income is the income that a company earns before paying income taxes. Banque Centrale Populaire's pretax income for the three months ended in Dec. 2025 was MAD1,268 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was MAD9,559 Mil. Banque Centrale Populaire's pretax margin was 18.69%.

During the past 13 years, Banque Centrale Populaire's highest Pretax Margin was 36.25%. The lowest was 12.89%. And the median was 28.73%.


Banque Centrale Populaire  (CAS:BCP) Pre-Tax Income Explanation

Banque Centrale Populaire's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pretax Income/Revenue
=1268.205/6785.851
=18.69%

During the past 13 years, Banque Centrale Populaire's highest Pretax Margin was 36.25%. The lowest was 12.89%. And the median was 28.73%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Banque Centrale Populaire Pre-Tax Income Related Terms


Banque Centrale Populaire Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Banque Centrale Populaire's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Centrale Populaire Pre-Tax Income Chart

Banque Centrale Populaire Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,451.62 5,625.88 6,262.63 7,895.68 9,558.73

Banque Centrale Populaire Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 802.66 2,477.38 3,018.70 2,794.44 1,268.21

CAS:BCP vs PNC, USB: Pre-Tax Income Comparison

For the Banks - Regional subindustry, Banque Centrale Populaire's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Centrale Populaire Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Banque Centrale Populaire's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Banque Centrale Populaire's Pre-Tax Income falls into.


CAS:BCP
47GF Score
Banque Centrale Populaire SA CAS:BCP
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banque Centrale Populaire Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Banque Centrale Populaire's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+9558.725
=9,559

Banque Centrale Populaire's Pretax Income for the quarter that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+1268.205
=1,268

Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was MAD9,559 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of MAD9,559 Mil mean?
Banque Centrale Populaire (CAS:BCP) has a Pre-Tax Income of MAD9,559 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Banque Centrale Populaire and its competitors.
Is Banque Centrale Populaire's Pre-Tax Income too high?
Banque Centrale Populaire's current Pre-Tax Income is MAD9,559 Mil. Overall, Banque Centrale Populaire has a GF Score™ of 47/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banque Centrale Populaire's Pre-Tax Income compare to PNC and USB?
Banque Centrale Populaire's Pre-Tax Income of MAD9,559 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Banque Centrale Populaire and its competitors. Banque Centrale Populaire's current Pre-Tax Income is MAD9,559 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Centrale Populaire stock overvalued right now?
Based on GuruFocus' analysis, Banque Centrale Populaire (CAS:BCP) is currently considered Significantly Undervalued. The stock's GF Value™ is MAD376.76, compared to a current price of MAD251.00 — trading 33.4% below its estimated fair value. The current Pre-Tax Income is MAD9,559 Mil. Banque Centrale Populaire's overall GF Score™ is 47/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Banque Centrale Populaire (CAS:BCP), the current Pre-Tax Income is MAD9,559 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Centrale Populaire (CAS:BCP) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Centrale Populaire stock appears to be undervalued. The current stock price of MAD251.00 is trading 33.4% below its estimated GF Value™ of MAD376.76. GuruFocus considers Banque Centrale Populaire to be Significantly Undervalued.

Key valuation signals for CAS:BCP:

  • Pre-Tax Income: MAD9,559 Mil
  • GF Value™: MAD376.76 vs. price of MAD251.00 (33.4% below fair value)
  • GF Score™: 47/100 with 1 warning sign

No single metric tells the full story. See the CAS:BCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Centrale Populaire Business Description

Address 101, Boulevard Mohamed Zerktouni, BP: 10 622, Casablanca, MAR, 21100
Banque Centrale Populaire SA is a Malaysia-based company. The company is a credit establishment. It carries all banking transaction and is also a central banking body for Banques Populaires Regionales. The bank services include private banking, transaction banking, business banking, asset management, and others. The bank receives maximum revenue in the form of interest income. Geographically, the company offers its services to Morocco, Africa, Europe, and Other regions.
47GF Score

Get the complete analysis for CAS:BCP

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD251.00
Price
MAD376.76
GF Value