Banque Centrale Populaire (CAS:BCP) Debt-to-Asset : 0.04 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CAS:BCP Banque Centrale Populaire SA CAS:BCP
53 GF Score
Price MAD248.00
GF Value MAD353.06
Valuation Significantly Undervalued
! 1 Warning Sign
View Full Analysis

What is Banque Centrale Populaire Debt-to-Asset?

Banque Centrale Populaire CAS:BCP 53 Debt-to-Asset is 0.04 as of Dec. 2025. GuruFocus rates CAS:BCP with a GF Score™ of 53/100 and a GF Value™ of MAD353.06 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Banque Centrale Populaire's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was MAD0 Mil. Banque Centrale Populaire's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Dec. 2025 was MAD24,267 Mil. Banque Centrale Populaire's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Dec. 2025 was MAD571,244 Mil. Banque Centrale Populaire's debt to asset for the quarter that ended in Dec. 2025 was 0.04.


Banque Centrale Populaire  (CAS:BCP) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.


Banque Centrale Populaire Debt-to-Asset Related Terms


Banque Centrale Populaire Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Banque Centrale Populaire's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banque Centrale Populaire Debt-to-Asset Chart

Banque Centrale Populaire Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.06 0.06 0.04 0.05 0.04

Banque Centrale Populaire Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.11 0.06 0.11 0.04

CAS:BCP vs PNC, USB: Debt-to-Asset Comparison

For the Banks - Regional subindustry, Banque Centrale Populaire's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banque Centrale Populaire Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Banque Centrale Populaire's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Banque Centrale Populaire's Debt-to-Asset falls into.


CAS:BCP
53GF Score
Banque Centrale Populaire SA CAS:BCP
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Banque Centrale Populaire Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Banque Centrale Populaire's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 24267.03) / 571244.21
=0.04

Banque Centrale Populaire's Debt-to-Asset for the quarter that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 24267.03) / 571244.21
=0.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.04 mean?
Banque Centrale Populaire (CAS:BCP) has a Debt-to-Asset of 0.04 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Banque Centrale Populaire and its competitors.
Is Banque Centrale Populaire's Debt-to-Asset too high?
Banque Centrale Populaire's current Debt-to-Asset is 0.04. Overall, Banque Centrale Populaire has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Banque Centrale Populaire's Debt-to-Asset compare to PNC and USB?
Banque Centrale Populaire's Debt-to-Asset of 0.04 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Banque Centrale Populaire and its competitors. Banque Centrale Populaire's current Debt-to-Asset is 0.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banque Centrale Populaire stock overvalued right now?
Based on GuruFocus' analysis, Banque Centrale Populaire (CAS:BCP) is currently considered Significantly Undervalued. The stock's GF Value™ is MAD353.06, compared to a current price of MAD248.00 — trading 29.8% below its estimated fair value. The current Debt-to-Asset is 0.04. Banque Centrale Populaire's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Banque Centrale Populaire (CAS:BCP), the current Debt-to-Asset is 0.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banque Centrale Populaire (CAS:BCP) Overvalued in 2026?

Based on GuruFocus' analysis, Banque Centrale Populaire stock appears to be undervalued. The current stock price of MAD248.00 is trading 29.8% below its estimated GF Value™ of MAD353.06. GuruFocus considers Banque Centrale Populaire to be Significantly Undervalued.

Key valuation signals for CAS:BCP:

  • Debt-to-Asset: 0.04
  • GF Value™: MAD353.06 vs. price of MAD248.00 (29.8% below fair value)
  • GF Score™: 53/100 with 1 warning sign

No single metric tells the full story. See the CAS:BCP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banque Centrale Populaire Business Description

Address 101, Boulevard Mohamed Zerktouni, BP: 10 622, Casablanca, MAR, 21100
Banque Centrale Populaire SA is a Malaysia-based company. The company is a credit establishment. It carries all banking transaction and is also a central banking body for Banques Populaires Regionales. The bank services include private banking, transaction banking, business banking, asset management, and others. The bank receives maximum revenue in the form of interest income. Geographically, the company offers its services to Morocco, Africa, Europe, and Other regions.
53GF Score

Get the complete analysis for CAS:BCP

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MAD248.00
Price
MAD353.06
GF Value